Is there a 2-bed ranch in Mt. Morris under $215,000 with garage space, finished basement, and room to expand? This affordable opportunity offers over 2,200 finished square feet, first-floor living, two detached garages, and a finished lower level with potential for additional living space or a non-egress third bedroom setup. Welcome to 518 Oak Street in Mt. Morris, where practical space meets everyday functionality. This 2-bedroom ranch features a flexible layout with a first-floor bedroom setup and convenient main-level laundry. The oversized primary suite provides a comfortable retreat, while the kitchen and dining area offer abundant cabinetry, built-ins, and natural light. The finished lower level adds valuable square footage with space for a rec room, hobby area, home office, and potential third bedroom (non-egress). With over 2,200 finished square feet, this home gives buyers room to live, work, and customize. The outdoor and garage setup is where this property truly stands out. Situated on a corner across three combined lots, the fenced yard offers privacy and usable space. Deck, patio, and porch areas provide multiple outdoor living options. Two detached garages and additional outbuilding space make this ideal for hobbyists, mechanics, or buyers needing serious storage and workspace. Additional features include public water and sewer, natural gas forced air heat, central air, sprinkler system, and included appliances. Move-in ready with opportunity for cosmetic updates. If you are searching for a 2-bed ranch in Mt. Morris with garage space, outdoor flexibility, and expansion potential, this affordable opportunity stands out.
For sale
Price increase: $1K (7/30)
$193,500
518 Oak St, Mt Morris, MI 48458
2beds
2,264sqft
Single Family Residence
Built in 1925
0.36 Acres Lot
$193,400 Zestimate®
$85/sqft
$-- HOA
What's special
Flexible layoutFinished lower levelAdditional outbuilding spaceTwo detached garagesFirst-floor livingOversized primary suiteConvenient main-level laundry
- 113 days
- 262
- 29
Zillow last checked:
Listing updated:
Listed by:
Rob Moen 810-691-0019,
Keller Williams First 810-515-1503,
Julie C Moen 810-691-0830,
Keller Williams First
Source: MiRealSource,MLS#: 50207465
Originating MLS: East Central Association of REALTORS
Originating MLS: East Central Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Laundry, Living Room, Utility/Laundry Room, First Flr Lavatory, Bathroom, Master Bedroom
Bedroom 1
- Features: Carpet
- Level: Entry
- Area: 209
- Dimensions: 19 x 11
Bedroom 2
- Features: Carpet
- Level: Entry
- Area: 156
- Dimensions: 13 x 12
Bathroom 1
- Features: Ceramic
- Level: Entry
- Area: 42
- Dimensions: 7 x 6
Bathroom 2
- Features: Ceramic
- Level: Entry
- Area: 84
- Dimensions: 12 x 7
Dining room
- Features: Ceramic
- Level: Entry
- Area: 96
- Dimensions: 12 x 8
Kitchen
- Features: Ceramic
- Level: Entry
- Area: 99
- Dimensions: 11 x 9
Living room
- Features: Carpet
- Level: Entry
- Area: 400
- Dimensions: 20 x 20
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Range/Oven, Refrigerator, Trash Compactor, Washer, Gas Water Heater
- Laundry: First Floor Laundry, Lower Level, Laundry Room
Features
- Eat-in Kitchen
- Flooring: Ceramic Tile, Carpet, Concrete
- Windows: Window Treatments
- Basement: Block,Full,Partially Finished
- Has fireplace: No
Interior area
- Total structure area: 2,536
- Total interior livable area: 2,264 sqft
- Finished area above ground: 1,364
- Finished area below ground: 900
Property
Parking
- Total spaces: 3
- Parking features: Garage, Detached, Electric in Garage, Garage Door Opener, Heated Garage, Garage Faces Side, Workshop in Garage
- Garage spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio, Porch
- Exterior features: Lawn Sprinkler, Street Lights
- Fencing: Fenced,Fence Owned
- Frontage type: Road
- Frontage length: 54
Lot
- Size: 0.36 Acres
- Dimensions: 167 x 97 x 167 x 96
- Features: Large Lot - 65+ Ft., Corner Lot, Subdivision, Cleared, City Lot
Details
- Additional structures: Shed(s), Garage(s), Second Garage
- Parcel number: 5712527144
- Zoning description: Residential
- Special conditions: Short Sale,Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Basement
Condition
- New construction: No
- Year built: 1925
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
- Utilities for property: Cable/Internet Avail.
Community & HOA
Community
- Security: Security System
- Subdivision: Plat Of Buena Vista
HOA
- Has HOA: No
Location
- Region: Mt Morris
Financial & listing details
- Price per square foot: $85/sqft
- Tax assessed value: $139,600
- Annual tax amount: $4,878
- Date on market: 5/13/2026
- Cumulative days on market: 79 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
$193,400
$184,000 - $203,000
$1,326/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/30/2026 | Price change | $193,500+0.5%$85/sqft |
Source:  MiRealSource #50207465 Report a problem | ||
| 6/25/2026 | Pending sale | $192,500$85/sqft |
Source: MiRealSource #50207465 Report a problem | ||
| 6/15/2026 | Price change | $192,500-10.5%$85/sqft |
Source: MiRealSource #50207465 Report a problem | ||
| 5/13/2026 | Listed for sale | $215,000+17.6%$95/sqft |
Source: MiRealSource #50207465 Report a problem | ||
| 10/20/2023 | Sold | $182,900+1.7%$81/sqft |
Source:  Realcomp II #20230053189 Report a problem | ||
| 10/2/2023 | Listed for sale | $179,900$79/sqft |
Source: Realcomp II #20230053189 Report a problem | ||
| 7/15/2023 | Pending sale | $179,900$79/sqft |
Source: Realcomp II #20230053189 Report a problem | ||
| 7/12/2023 | Listed for sale | $179,900+119.4%$79/sqft |
Source: Realcomp II #20230053189 Report a problem | ||
| 7/13/2000 | Sold | $82,000$36/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,460 +243.2% | $69,800 +5.9% |
| 2024 | $1,299 | $65,900 +10.6% |
| 2023 | -- | $59,600 +29% |
| 2022 | -- | $46,200 +12.4% |
| 2021 | -- | $41,100 +4.6% |
| 2020 | -- | $39,300 +2.3% |
| 2019 | -- | $38,400 +20% |
| 2018 | $1,096 | $32,000 +1.6% |
| 2017 | -- | $31,500 +24.5% |
| 2016 | -- | $25,300 +15% |
| 2015 | -- | $22,000 -5.6% |
| 2014 | -- | $23,300 -23.9% |
| 2012 | -- | $30,600 -8.7% |
| 2011 | -- | $33,500 -30.1% |
| 2010 | -- | $47,900 -9.8% |
| 2008 | $535 | $53,100 +1.7% |
| 2006 | -- | $52,200 +0.2% |
| 2005 | -- | $52,100 +5.9% |
| 2004 | -- | $49,200 |
| 2003 | -- | $49,200 +3.6% |
| 2002 | $1,100 +2.3% | $47,500 +12.3% |
| 2001 | $1,076 +80.6% | $42,300 +26.3% |
| 2000 | $596 | $33,500 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 48458
Nearby schools
Schools provided by the listing agent
- District: Mt.Morris Consolidated Schools
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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