Escape to lakefront living with this charming 4-bedroom, 1-bath cottage on beautiful Panther Lake. Whether you're looking for a seasonal retreat or the perfect place to create lifelong memories, this waterfront gem offers breathtaking views and a relaxed lakeside lifestyle.Inside, you'll find a spacious eat-in kitchen, a cozy propane fireplace, and a beautiful morning room with panoramic views of the lake—the perfect spot to enjoy your morning coffee or unwind after a day on the water. The home offers two bedrooms on the main level and two upstairs, providing plenty of space for family and guests. Comfort is ensured with electric baseboard heat along with a mini-split system for efficient heating and air conditioning.Step outside to an expansive lakefront deck, ideal for entertaining or simply soaking in the spectacular sunsets. Just steps away, you'll find your own tiki bar, creating the perfect setting for summer gatherings and relaxing evenings by the water.The sale includes most furnishings and the dock, making it easy to start enjoying lake life immediately. (Some personal items are excluded from the sale.)Don't miss this opportunity to own your own piece of paradise on Panther Lake. Schedule your private showing today, and start making memories that will last a lifetime Roof 18-20 years Siding 15 years Windows downstairs 15 years Upgraded electrical panel 10 years Tiki hut in deck 5 years Hot water tank 5 years Front and back lawn 10 years Updated septic tank 8-10 years
Pending
$399,000
52 Bumpy Dr, Bernhards Bay, NY 13028
4beds
1,156sqft
Single Family Residence
Built in 1961
8,712 Square Feet Lot
$-- Zestimate®
$345/sqft
$-- HOA
What's special
- 53 days
- 100
- 2
Zillow last checked:
Listing updated:
Listed by:
Acropolis Realty Group LLC 315-396-0493,
Paul F. Sacco 315-525-1377
Source: NYSAMLSs,MLS#: S1697974
Originating MLS: Mohawk Valley
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Bedroom 1
- Level: First
Bedroom 2
- Level: First
Bedroom 3
- Level: Second
Bedroom 4
- Level: Second
Family room
- Level: First
Kitchen
- Level: First
Other
- Level: First
Heating
- Ductless, Propane, Baseboard
Cooling
- Ductless
Appliances
- Included: Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
Features
- Ceiling Fan(s), Eat-in Kitchen, Furnished, Bedroom on Main Level
- Flooring: Carpet, Hardwood, Luxury Vinyl, Varies
- Basement: None
- Number of fireplaces: 1
- Furnished: Yes
Interior area
- Total structure area: 1,156
- Total interior livable area: 1,156 sqft
Video & virtual tour
Property
Parking
- Parking features: No Garage
Features
- Patio & porch: Deck, Open, Porch
- Exterior features: Dirt Driveway, Deck, Dock, See Remarks
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach Access, Deeded Access, Dock Access, Lake
- Body of water: Panther Lake
- Frontage length: 163
Lot
- Size: 8,712 Square Feet
- Dimensions: 163 x 54
- Features: Rectangular, Rectangular Lot
Details
- Additional structures: Shed(s), Storage
- Parcel number: 35268924700200020050000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Pillar/Post/Pier
- Roof: Asphalt,Shingle
Condition
- Resale
- Year built: 1961
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Septic Tank
- Water: Lake, River
- Utilities for property: Cable Available, Electricity Connected
Community & HOA
Location
- Region: Bernhards Bay
Financial & listing details
- Price per square foot: $345/sqft
- Tax assessed value: $121,500
- Annual tax amount: $4,765
- Date on market: 7/13/2026
- Cumulative days on market: 45 days
- Listing terms: Cash,Conventional
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/27/2026 | Pending sale | $399,000$345/sqft |
Source: | ||
| 7/13/2026 | Listed for sale | $399,000$345/sqft |
Source: | ||
Public tax history
Tax history is unavailable.
Monthly payment
Climate risks
Neighborhood: 13028
Nearby schools
Schools provided by the listing agent
- District: Central Square
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





