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    • $399,000

    52 Bumpy Dr, Bernhards Bay, NY 13028

    4beds
    1,156sqft
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    Single Family Residence
    Built in 1961
    8,712 Square Feet Lot
    $-- Zestimate®
    $345/sqft
    $-- HOA

    What's special

    Escape to lakefront living with this charming 4-bedroom, 1-bath cottage on beautiful Panther Lake. Whether you're looking for a seasonal retreat or the perfect place to create lifelong memories, this waterfront gem offers breathtaking views and a relaxed lakeside lifestyle.Inside, you'll find a spacious eat-in kitchen, a cozy propane fireplace, and a beautiful morning room with panoramic views of the lake—the perfect spot to enjoy your morning coffee or unwind after a day on the water. The home offers two bedrooms on the main level and two upstairs, providing plenty of space for family and guests. Comfort is ensured with electric baseboard heat along with a mini-split system for efficient heating and air conditioning.Step outside to an expansive lakefront deck, ideal for entertaining or simply soaking in the spectacular sunsets. Just steps away, you'll find your own tiki bar, creating the perfect setting for summer gatherings and relaxing evenings by the water.The sale includes most furnishings and the dock, making it easy to start enjoying lake life immediately. (Some personal items are excluded from the sale.)Don't miss this opportunity to own your own piece of paradise on Panther Lake. Schedule your private showing today, and start making memories that will last a lifetime Roof 18-20 years Siding 15 years Windows downstairs 15 years Upgraded electrical panel 10 years Tiki hut in deck 5 years Hot water tank 5 years Front and back lawn 10 years Updated septic tank 8-10 years
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    Zillow last checked:

    Listing updated:

    Listed by:

    Acropolis Realty Group LLC 315-396-0493,

    Paul F. Sacco 315-525-1377

    Source: NYSAMLSs,MLS#: S1697974MLS LogoOriginating MLS: Mohawk Valley

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Bedroom 1
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: Second
      Bedroom 4
      • Level: Second
      Family room
      • Level: First
      Kitchen
      • Level: First
      Other
      • Level: First
      Heating
      • Ductless, Propane, Baseboard
      Cooling
      • Ductless
      Appliances
      • Included: Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
      Features
      • Ceiling Fan(s), Eat-in Kitchen, Furnished, Bedroom on Main Level
      • Flooring: Carpet, Hardwood, Luxury Vinyl, Varies
      • Basement: None
      • Number of fireplaces: 1
      • Furnished: Yes
      Interior area
      • Total structure area: 1,156
      • Total interior livable area: 1,156 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: No Garage
      Features
      • Patio & porch: Deck, Open, Porch
      • Exterior features: Dirt Driveway, Deck, Dock, See Remarks
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Beach Access, Deeded Access, Dock Access, Lake
      • Body of water: Panther Lake
      • Frontage length: 163
      Lot
      • Size: 8,712 Square Feet
      • Dimensions: 163 x 54
      • Features: Rectangular, Rectangular Lot
      Details
      • Additional structures: Shed(s), Storage
      • Parcel number: 35268924700200020050000000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Pillar/Post/Pier
      • Roof: Asphalt,Shingle
      Condition
      • Resale
      • Year built: 1961

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Septic Tank
      • Water: Lake, River
      • Utilities for property: Cable Available, Electricity Connected

      Community & HOA

      Location
      • Region: Bernhards Bay

      Financial & listing details

      • Price per square foot: $345/sqft
      • Tax assessed value: $121,500
      • Annual tax amount: $4,765
      • Date on market: 7/13/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/13/2026Listed for sale$399,000$345/sqft
        Source: NYSAMLSs #S1697974 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 13028

        Getting around

        0 / 100
        Car-Dependent
        13 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Central Square

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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