For sale

Price cut: $5K (7/20)

$161,000

520 4th Ave W, Spencer, IA 51301

3beds

1,502sqft

$1,198/mo

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Single Family Residence

Built in 1900

10,454 Square Feet Lot

$-- Zestimate^®

$107/sqft

$-- HOA

What's special

The kind of home that's easy to picture yourself in! This 3 bedroom, 2 bathroom home sits on a desirable corner lot and offers a great blend of comfort and function. The beautifully updated kitchen is the heart of the home, while the convenient main-floor laundry makes every day living a breeze. You'll love the generously sized bedrooms, each offering room to spread out, while the spacious master suite features a private bathroom and a large walk-in closet. Outside, enjoy a welcoming front porch that's perfect for morning coffee or relaxing evenings, along with a fully fenced-in backyard that provides plenty of room to relax, entertain or garden. If you've been waiting for a home with space, updates and a layout that works, this one is worth a look!

43 days

628

38

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Bedroom 1

Level: Upper

Bedroom 2

Level: Upper

Bedroom 3

Level: Upper

Primary bathroom

Level: Upper

Dining room

Level: Main

Kitchen

Level: Main

Laundry

Level: Main

Living room

Level: Main

Heating

Boiler

Cooling

Window Unit(s)

Appliances

Included: Dishwasher, Dryer, Microwave, Range/Stove, Refrigerator, Washer, Electric Water Heater

Features

Basement: Full

Interior area

Total structure area: 1,502
Total interior livable area: 1,502 sqft
Finished area above ground: 1,502
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Detached
Garage spaces: 2

Features

Levels: Two
Stories: 2

Lot

Size: 10,454 Square Feet
Dimensions: 75 x 142

Details

Parcel number: 963607355001

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding, Frame/Wood

Condition

Year built: 1900

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Natural Gas Connected

Community & HOA

Community

Subdivision: IA

Location

Region: Spencer

Financial & listing details

Price per square foot: $107/sqft
Tax assessed value: $161,590
Annual tax amount: $2,256
Date on market: 6/30/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/20/2026	Price change	$161,000-3%$107/sqft
Source: Iowa Great Lakes BOR #260739 Report a problem
6/30/2026	Listed for sale	$166,000+35%$111/sqft
Source: Iowa Great Lakes BOR #260739 Report a problem
9/19/2018	Sold	$123,000$82/sqft
Source: Public Record Report a problem
8/10/2018	Pending sale	$123,000$82/sqft
Source: Hometown Realty #18-984 Report a problem
8/10/2018	Listed for sale	$123,000+18.8%$82/sqft
Source: Hometown Realty #18-984 Report a problem
7/7/2017	Sold	$103,500-1.4%$69/sqft
Source: EXIT Realty solds #-7180601123326182081 Report a problem
6/2/2017	Pending sale	$105,000$70/sqft
Source: Hometown Realty #17-675 Report a problem
5/20/2017	Price change	$105,000-4.5%$70/sqft
Source: Hometown Realty #17-675 Report a problem
4/13/2017	Listed for sale	$110,000$73/sqft
Source: Owner Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,256 +3.7%	$161,590 +6.9%
2024	$2,176 +5.6%	$151,150
2023	$2,060 +6.5%	$151,150 +20.1%
2022	$1,934 -7.1%	$125,810 +7.4%
2021	$2,082	$117,140 -1.6%
2020	$2,082 +35.4%	$119,100
2019	$1,538 +18%	$119,100 +29%
2018	$1,303 +7.9%	$92,360 +41.3%
2017	$1,208 -1.5%	$65,360
2016	$1,226 +19.3%	$65,360 +2.8%
2015	$1,028	$63,550
2014	$1,028 +16.3%	$63,550
2013	$884 +1.6%	--
2012	$870 -2%	--
2011	$888 -6.9%	--
2010	$954	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 51301

Getting around

73 / 100

Very Walkable

58 / 100

Bikeable

Nearby schools

GreatSchools rating

NA
Johnson Elementary School
Grades: PK-KDistance: 0.4 mi
7/10
Spencer Middle School
Grades: 6-8Distance: 1.2 mi
7/10
Spencer High School
Grades: 9-12Distance: 1 mi

Schools provided by the listing agent

District: Spencer

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.