Charming, centrally air conditioned historic home in the Heart of Cumberland, MD Full of history and nestled in the beautiful mountains of Western Maryland, this comfortable home offers the perfect blend of old-world character, unique and modern updates. Built in 1860 and located in a picturesque historic neighborhood, you're just a short walk from the vibrant town center of Historic Cumberland, the scenic Great Allegheny Passage biking trail, and convenient access to I-68. Located in the WESTSIDE neighborhood of Cumberland, includes 2 bedrooms with area for easy adjutment to make 3 bedroom, 2 full bath (one on each floor), appliances included, replacement windows, new roof in 2019, main level laundry, main level bedroom ensuite added in 2000, Located in a walkable, historic neighborhood, don’t miss out on this versatile and charming homew and one of Maryland’s hidden gems!
Sold for $122,000
$122,000
520 Cumberland St, Cumberland, MD 21502
2beds
1,540sqft
Single Family Residence
Built in 1860
5,040 Square Feet Lot
$125,100 Zestimate®
$79/sqft
$1,455 Estimated rent
Home value
$125,100
$119,000 - $131,000
$1,455/mo
Zestimate® history
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$626/mo
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Est. payment
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List your homeWhat's special
Replacement windowsOld-world characterMain level laundryUnique and modern updatesMain level bedroom ensuite
Zillow last checked:
Listing updated:
Listed by:
Steve MacGray 301-707-8888,
Charis Realty Group
Bought with:
Seth LOAR, 660434
Coldwell Banker Premier
Source: Bright MLS,MLS#: MDAL2012304
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Basement
- Area: 272
Heating
- Forced Air, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Oven/Range - Electric, Refrigerator, Dishwasher, Washer, Gas Water Heater
- Laundry: Main Level
Features
- Dry Wall, Plaster Walls
- Flooring: Carpet, Vinyl
- Doors: Insulated
- Windows: Replacement
- Basement: Exterior Entry,Unfinished,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Brick
Interior area
- Total structure area: 1,812
- Total interior livable area: 1,540 sqft
- Finished area above ground: 1,540
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Asphalt, Off Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Fencing: Full,Picket,Panel
Lot
- Size: 5,040 Square Feet
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0106037003
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Permanent, Stone
- Roof: Architectural Shingle
Condition
- Average
- New construction: No
- Year built: 1860
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Electric Alarm
- Subdivision: None Available
HOA
- Has HOA: No
Location
- Region: Cumberland
- Municipality: Cumberland
Financial & listing details
- Price per square foot: $79/sqft
- Tax assessed value: $86,900
- Annual tax amount: $1,587
- Date on market: 7/12/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Inclusions: Appliances
- Ownership: Fee Simple
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 4/15/2026 | Sold | $122,000-5.8%$79/sqft |
Source:  Bright MLS #MDAL2012304 Report a problem | ||
| 4/15/2026 | Pending sale | $129,500$84/sqft |
Source: Bright MLS #MDAL2012304 Report a problem | ||
| 3/11/2026 | Contingent | $129,500$84/sqft |
Source: Bright MLS #MDAL2012304 Report a problem | ||
| 1/16/2026 | Listed for sale | $129,500-1.9%$84/sqft |
Source: Bright MLS #MDAL2012304 Report a problem | ||
| 11/29/2025 | Contingent | $132,000$86/sqft |
Source: Bright MLS #MDAL2012304 Report a problem | ||
| 9/14/2025 | Price change | $132,000-3.6%$86/sqft |
Source: Bright MLS #MDAL2012304 Report a problem | ||
| 8/12/2025 | Price change | $137,000-3.5%$89/sqft |
Source: Bright MLS #MDAL2012304 Report a problem | ||
| 7/12/2025 | Listed for sale | $142,000$92/sqft |
Source: Bright MLS #MDAL2012304 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $86,900 +9.3% |
| 2024 | $1,587 +10.6% | $79,500 +10.3% |
| 2023 | $1,435 +2.3% | $72,100 |
| 2022 | $1,403 +1.4% | $72,100 +4.4% |
| 2021 | $1,383 +3% | $69,033 +2.3% |
| 2020 | $1,342 +1.4% | $67,500 |
| 2019 | $1,323 +113.4% | $67,500 +3.5% |
| 2018 | $620 +104.9% | $65,233 +1.8% |
| 2017 | $303 | $64,100 |
| 2016 | -- | $64,100 |
| 2015 | $701 | $64,100 -11.7% |
| 2014 | $701 | $72,600 |
| 2013 | -- | $72,600 |
| 2012 | -- | $72,600 -9.6% |
| 2011 | -- | $80,300 +5.9% |
| 2010 | -- | $75,802 +6.4% |
| 2009 | -- | $71,246 +6.8% |
| 2008 | -- | $66,690 +8.8% |
| 2007 | -- | $61,320 +9.6% |
| 2006 | -- | $55,950 +10.6% |
| 2005 | -- | $50,580 +8% |
| 2004 | -- | $46,832 +8.7% |
| 2003 | -- | $43,086 +9.5% |
| 2002 | -- | $39,340 +1.9% |
| 2001 | -- | $38,592 |
Find assessor info on the county website
Neighborhood: Haystack-Dingle
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Nearby schools
GreatSchools rating
- 7/10West Side Elementary SchoolGrades: PK-5Distance: 0.3 mi
- 6/10Braddock Middle SchoolGrades: 6-8Distance: 0.9 mi
- 6/10Allegany High SchoolGrades: 9-12Distance: 1.2 mi
Schools provided by the listing agent
- District: Allegany County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Maryland
- Allegany County
- Cumberland
- 21502
- Haystack-Dingle
- 520 Cumberland St
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