520 Harbor Drive isn’t simply another home hitting the market — it’s the opportunity buyers spend months waiting to find in Hillsmere and rarely secure. Perfectly positioned in the heart of one of Annapolis’ most loved waterfront communities, this home delivers the lifestyle that keeps people here for years: private beaches, marina access, boat ramps, a community pool, playgrounds, and effortless access to the South River and Chesapeake Bay. From the moment you arrive, the home feels polished, intentional, and completely move-in ready. This isn’t a cosmetic refresh — this home has been extensively renovated with permits and thoughtfully updated throughout, delivering the confidence and peace of mind buyers want. The work is already done with updated systems, quality finishes, and a level of care that is difficult to replicate. Inside, light-filled spaces and a flowing layout create the kind of everyday comfort buyers are searching for, anchored by a beautifully designed kitchen that opens seamlessly into generous living and gathering spaces built for both entertaining and real life. Step outside and the experience only gets better with a brand-new paver patio creating the perfect setting for summer gatherings, morning coffee, or evenings under the stars. The huge fully fenced backyard offers exceptional space and privacy, while the detached shed adds valuable storage and flexibility. And then there is Hillsmere itself — where life truly revolves around the water. Residents enjoy neighborhood traditions and waterfront gatherings throughout the year, from the annual Fourth of July bike parade to beach picnics and community events that bring neighbors together. The community beach features a playground overlooking the water, and many consider Hillsmere to offer one of the most desirable beach and pool lifestyles in Annapolis. This is more than a move-in ready home — it is a chance to become part of a community people fall in love with and rarely want to leave.
Sold for $800,000
$800,000
520 Harbor Dr, Annapolis, MD 21403
4beds
2,600sqft
Single Family Residence
Built in 1968
10,312 Square Feet Lot
$800,100 Zestimate®
$308/sqft
$3,886 Estimated rent
Home value
$800,100
$752,000 - $848,000
$3,886/mo
Zestimate® history
Owner options
List your home for rent
$3,886/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$3,886/mo
Rent Zestimate®
Refinance and save
$4,799/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$4,799/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Community poolPrivate beachesQuality finishesExtensively renovated with permitsUpdated systemsMarina accessExceptional space and privacy
Zillow last checked:
Listing updated:
Listed by:
Wendy Oliver 443-336-5091,
Coldwell Banker Realty,
Co-Listing Agent: Catherine Marucci 443-883-1609,
Coldwell Banker Realty
Bought with:
NON MEMBER, 0225194075
Non Subscribing Office
Source: Bright MLS,MLS#: MDAA2142262
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 1300
Heating
- Forced Air, Heat Pump, Electric
Cooling
- Central Air, Ceiling Fan(s), Programmable Thermostat, Electric
Appliances
- Included: Dishwasher, Disposal, Exhaust Fan, Microwave, Self Cleaning Oven, Oven/Range - Electric, Refrigerator, Stainless Steel Appliance(s), Water Heater, Water Treat System, Electric Water Heater
Features
- Attic, Breakfast Area, Ceiling Fan(s), Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Country, Eat-in Kitchen, Kitchen - Gourmet, Kitchen Island, Primary Bath(s), Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops
- Flooring: Luxury Vinyl, Ceramic Tile, Carpet
- Basement: Connecting Stairway,Partial,Drain,Drainage System,Full,Finished,Heated,Improved,Interior Entry,Exterior Entry,Sump Pump,Walk-Out Access,Water Proofing System,Windows
- Has fireplace: No
Interior area
- Total structure area: 2,600
- Total interior livable area: 2,600 sqft
- Finished area above ground: 1,300
- Finished area below ground: 1,300
Property
Parking
- Total spaces: 4
- Parking features: Asphalt, Driveway
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio, Porch
- Exterior features: Boat Storage, Lighting, Play Area, Street Lights
- Pool features: Community
- Has view: Yes
- View description: Garden
- Waterfront features: River
- Body of water: South River And Chesapeake Bay
Lot
- Size: 10,312 Square Feet
- Features: Cleared, Corner Lot, Front Yard, Landscaped, Rear Yard, SideYard(s)
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020241202469021
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal,Cottage,Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- Excellent
- New construction: Yes
- Year built: 1968
- Major remodel year: 2025
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
- Utilities for property: Fiber Optic
Community & HOA
Community
- Features: Pool
- Subdivision: Hillsmere Estates
HOA
- Has HOA: No
- Amenities included: Beach Access, Boat Ramp, Common Grounds, Marina/Marina Club, Mooring Area, Picnic Area, Pier/Dock, Pool, Pool Mem Avail, Tot Lots/Playground, Water/Lake Privileges
Location
- Region: Annapolis
Financial & listing details
- Price per square foot: $308/sqft
- Tax assessed value: $465,400
- Annual tax amount: $5,244
- Date on market: 5/15/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 6/12/2026 | Sold | $800,000$308/sqft |
Source:  Bright MLS #MDAA2142262 Report a problem | ||
| 6/1/2026 | Pending sale | $800,000$308/sqft |
Source: Bright MLS #MDAA2142262 Report a problem | ||
| 5/15/2026 | Listed for sale | $800,000+3.3%$308/sqft |
Source: Bright MLS #MDAA2142262 Report a problem | ||
| 1/31/2025 | Sold | $774,500$298/sqft |
Source: Bright MLS #MDAA2091278 Report a problem | ||
| 10/15/2024 | Pending sale | $774,500$298/sqft |
Source: Bright MLS #MDAA2091278 Report a problem | ||
| 10/10/2024 | Listed for sale | $774,500$298/sqft |
Source: Bright MLS #MDAA2091278 Report a problem | ||
| 10/5/2024 | Pending sale | $774,500$298/sqft |
Source: Bright MLS #MDAA2091278 Report a problem | ||
| 10/2/2024 | Price change | $774,500-1.3%$298/sqft |
Source: Bright MLS #MDAA2091278 Report a problem | ||
| 8/28/2024 | Listed for sale | $785,000+58.6%$302/sqft |
Source: Bright MLS #MDAA2091278 Report a problem | ||
| 4/24/2024 | Sold | $495,000$190/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,628 +22.5% | $442,467 +5.5% |
| 2024 | $4,594 +6.1% | $419,533 +5.8% |
| 2023 | $4,331 +5.1% | $396,600 +0.6% |
| 2022 | $4,121 +0.6% | $394,367 +0.6% |
| 2021 | $4,098 +0.5% | $392,133 +0.6% |
| 2020 | $4,078 +2.7% | $389,900 |
| 2019 | $3,970 +6.3% | $389,900 +5.8% |
| 2018 | $3,736 +2.5% | $368,433 +3% |
| 2017 | $3,646 | $357,700 +7.3% |
| 2016 | -- | $333,333 +7.9% |
| 2015 | -- | $308,967 +8.6% |
| 2014 | -- | $284,600 |
| 2013 | -- | $284,600 |
| 2012 | -- | $284,600 -10.2% |
| 2011 | -- | $317,030 |
| 2010 | -- | $317,030 |
| 2009 | -- | $317,030 -19.8% |
| 2008 | -- | $395,540 +19% |
| 2007 | -- | $332,322 +23.5% |
| 2006 | -- | $269,106 +30.7% |
| 2005 | -- | $205,890 +10.6% |
| 2004 | -- | $186,150 +11.9% |
| 2003 | -- | $166,410 +13.5% |
| 2002 | -- | $146,670 +3.4% |
| 2001 | -- | $141,816 |
Find assessor info on the county website
Neighborhood: 21403
Nearby homes
- $860,900-- bd1 ba3.2k sqft522 Harbor Dr, Annapolis, MD 21403Off Market
- $643,4004 bd2 ba2.5k sqft101 Phipps Ln, Annapolis, MD 21403Off Market
- $508,600-- bd1 ba1.5k sqft523 Harbor Dr, Annapolis, MD 21403Off Market
- $546,100-- bd2 ba1.2k sqft525 Harbor Dr, Annapolis, MD 21403Off Market
- $191,9670.26 Acres521 Harbor Dr, Annapolis, MD 21403Off Market
- $642,9004 bd3 ba1.7k sqft103 Phipps Ln, Annapolis, MD 21403Off Market
- $596,5004 bd3 ba2.3k sqft519 Harbor Dr, Annapolis, MD 21403Off Market
- $633,6004 bd3 ba1.6k sqft527 Harbor Dr, Annapolis, MD 21403Off Market
Nearby schools
GreatSchools rating
- 9/10Hillsmere Elementary SchoolGrades: PK-5Distance: 0.8 mi
- 4/10Annapolis Middle SchoolGrades: 6-8Distance: 1.8 mi
- 5/10Annapolis High SchoolGrades: 9-12Distance: 4.6 mi
Schools provided by the listing agent
- Elementary: Hillsmere
- Middle: Annapolis
- High: Annapolis
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$800,100
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$800,100
- Maryland
- Anne Arundel County
- Annapolis
- 21403
- 520 Harbor Dr
Nearby cities
Nearby zip codes
Other Annapolis Topics
