520 N RIO ARRIBA --, Cottonwood, AZ 86326
What's special
A HIDDEN WORLD IN THE HEART OF THE VERDE VALLEY. Tucked away at the end of the road in Cottonwood's lush Greenbelt, this distinctive Victorian Country Farmhouse-style residence offers a side of Arizona few expect to find. Set on a private 0.97-acre lot surrounded by towering shade trees and established greenery, this is a true sanctuary--peaceful, secluded and seemingly worlds away from it all. Beautifully maintained, the 3,166-square-foot, two-story home offers an abundance of flexible living space with 4 bedrooms, a loft, den/office and an oversized three-car garage. Recent improvements include new flooring, fresh paint and upgraded sliding door windows, while a private well and septic system add to the property's independence. Best of all--NO HOA. Inside and out, there is room to live, work, gather and retreat. The generous floorplan easily accommodates guests, a home office, hobbies or multi-purpose living, while the expansive property provides the privacy and breathing room that are increasingly difficult to find. Yet for all its seclusion, the location is remarkably convenient. Shopping, dining and everyday services are just minutes away, while the historic charm of Clarkdale and Jerome is close at hand. Head the other direction and the spectacular Red Rocks of Sedona await, with world-renowned hiking, outdoor adventure, dining and recreation all within easy reach. Whether envisioned as a full-time residence, seasonal Arizona retreat or investment property, this unique Greenbelt setting offers exceptional flexibility without the constraints of an HOA. Private enough to feel hidden. Convenient enough to stay connected. This is Arizona living you simply don't expect to find.
- 53 days
- 568
- 44
Travel times
Living Room
Kitchen
Dining Room
Zillow last checked:
Listing updated:
Nisreen Hawley 928-399-9140,
Berkshire Hathaway HomeServices Arizona Properties
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Water Softener Owned, Refrigerator, Built-in Microwave, Dishwasher, Disposal, Gas Cooktop, Water Purifier
- Laundry: Gas Dryer Hookup
Features
- Non-laminate Counter, High Speed Internet, Double Vanity, Master Downstairs, Breakfast Bar, Central Vacuum, Vaulted Ceiling(s), Kitchen Island, Pantry, Full Bth Master Bdrm, Separate Shwr & Tub
- Flooring: Vinyl, Tile, Wood
- Windows: Skylight(s), Double Pane Windows
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas
Interior area
- Total structure area: 3,166
- Total interior livable area: 3,166 sqft
Video & virtual tour
Property
Parking
- Total spaces: 7
- Parking features: Attached, RV Access/Parking, Direct Access, Circular Driveway
- Attached garage spaces: 3
- Uncovered spaces: 4
Features
- Stories: 1
- Patio & porch: Covered, Patio
- Exterior features: Rain Gutters, Balcony, Private Street(s), Built-in Barbecue
- Spa features: None, Bath
- Fencing: Back Yard
- Has view: Yes
- View description: Panoramic, Trees/Woods, Mountain(s)
Lot
- Size: 0.97 Acres
- Features: Rural, Gravel/Stone Front, Grass Front, Grass Back, Irrigation Front, Irrigation Back
Details
- Additional structures: Shed(s), Gazebo
- Parcel number: 40645119T
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Victorian,See Remarks
- Property subtype: Single Family Residence
Materials
- Lap Siding, Wood Frame
- Foundation: Concrete Perimeter, Combination
- Roof: Metal
Condition
- Year built: 1998
Utilities & green energy
- Sewer: Septic Tank
- Water: Private Well
- Utilities for property: Phone Available, Natural Gas Connected
Green energy
- Energy efficient items: Solar Panels
- Water conservation: Recirculation Pump
Community & HOA
Community
- Subdivision: S35 T16N R3E
HOA
- Has HOA: No
- Services included: No Fees
Location
- Region: Cottonwood
Financial & listing details
- Price per square foot: $403/sqft
- Tax assessed value: $656,090
- Annual tax amount: $3,320
- Date on market: 8/26/2026
- Cumulative days on market: 53 days
- Listing terms: VA Loan,Cash,Conventional,FHA
- Ownership: Fee Simple
- Road surface type: Gravel
Price history
| Date | Event | Price |
|---|---|---|
| 8/26/2026 | Listed for sale | $1,275,000+96.2%$403/sqft |
Source:  ARMLS #7071414 Report a problem | ||
| 1/12/2018 | Sold | $650,000+6.7%$205/sqft |
Source: ARMLS #514904 Report a problem | ||
| 10/5/2004 | Sold | $609,000$192/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $4,909 +4.8% | $51,083 +5% |
| 2025 | $4,685 +4.1% | $48,651 +5% |
| 2024 | $4,499 +1.9% | $46,334 -42.9% |
| 2023 | $4,414 -3.1% | $81,096 +18.2% |
| 2022 | $4,554 +2% | $68,600 +6.6% |
| 2021 | $4,463 +2% | $64,332 -1.8% |
| 2020 | $4,375 | $65,510 |
Monthly payment
Estimated market value
Not available
Estimated sales range
Not available
Not available
Climate risks
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