Under contract

$399,000

520 Saddle House, Cibolo, TX 78108

4beds

2,543sqft

$2,861/mo

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Single Family Residence

Built in 2020

8,712 Square Feet Lot

$393,200 Zestimate^®

$157/sqft

$44/mo HOA

What's special

Privacy fenceLarge corner lotOpen-concept layoutOversized yard

OPEN HOUSE 7/11/26 11AM-2PM Ideally located on a large corner lot with a privacy fence, this well-maintained home offers the perfect combination of space, comfort, and convenience. The open-concept layout is designed for easy living and entertaining, while the oversized yard provides plenty of room to relax, play, or host gatherings. Enjoy quick access to IH-35 and be just minutes from H-E-B, Walmart, The Forum Shopping Center, restaurants, schools, Randolph Air Force Base, and downtown Cibolo. With an easy commute to both San Antonio and New Braunfels, this home is perfectly situated for work, shopping, and recreation.

57 days
94
8

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Level: Upper
Area: 294
Dimensions: 21 x 14

Bedroom 2

Area: 140
Dimensions: 14 x 10

Bedroom 3

Area: 132
Dimensions: 12 x 11

Bedroom 4

Area: 132
Dimensions: 12 x 11

Primary bathroom

Features: Shower Only
Area: 132
Dimensions: 12 x 11

Dining room

Area: 195
Dimensions: 15 x 13

Kitchen

Area: 120
Dimensions: 15 x 8

Living room

Area: 270
Dimensions: 15 x 18

Heating

1 Unit, Electric

Cooling

Central Air

Appliances

Included: Cooktop, Built-In Oven, Microwave, Refrigerator, Disposal, Dishwasher
Laundry: Upper Level, Washer Hookup, Dryer Connection

Features

One Living Area, Liv/Din Combo, Separate Dining Room, Two Eating Areas, Kitchen Island, Pantry, Game Room, Utility Room Inside, All Bedrooms Upstairs, Open Floorplan, Walk-In Closet(s), Ceiling Fan(s)
Flooring: Carpet, Ceramic Tile
Has basement: No
Has fireplace: No
Fireplace features: Not Applicable

Interior area

Total interior livable area: 2,543 sqft

Video & virtual tour

Property

Parking

Total spaces: 2
Parking features: Two Car Garage
Garage spaces: 2

Features

Levels: Two
Stories: 2
Pool features: None, Community

Lot

Size: 8,712 Square Feet

Details

Parcel number: 1G3900602401200000

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Brick, Stone, Siding
Foundation: Slab
Roof: Composition

Condition

Pre-Owned
New construction: No
Year built: 2020

Details

Builder name: Armadillo

Utilities & green energy

Water: Water System
Utilities for property: Cable Available

Community & HOA

Community

Features: Clubhouse, Playground, Basketball Court
Subdivision: Saddle Creek Ranch

HOA

Has HOA: Yes
HOA fee: $131 quarterly
HOA name: SADDLE CREEK RANCH

Location

Region: Cibolo

Financial & listing details

Price per square foot: $157/sqft
Tax assessed value: $371,800
Annual tax amount: $7,034
Price range: $399K - $399K
Date on market: 7/9/2026
Cumulative days on market: 57 days
Listing terms: Conventional,FHA,VA Loan,Cash

Estimated market value

$393,200

$374,000 - $413,000

$2,237/mo

Price history

Date	Event	Price
8/22/2026	Contingent	$399,000$157/sqft
Source: LERA MLS #1998750 Report a problem
7/9/2026	Listed for sale	$399,000+4.5%$157/sqft
Source: LERA MLS #1998750 Report a problem
4/14/2023	Sold	--
Source: LERA MLS #1664994 Report a problem
3/22/2023	Pending sale	$382,000$150/sqft
Source: LERA MLS #1664994 Report a problem
3/11/2023	Contingent	$382,000$150/sqft
Source: LERA MLS #1664994 Report a problem
2/3/2023	Listed for sale	$382,000$150/sqft
Source: LERA MLS #1664994 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$5,650 -3.9%	$371,800 +3.2%
2024	$5,879 -26.2%	$360,220 -12.6%
2023	$7,965 +11.8%	$412,213 +24.5%
2022	$7,126 +8%	$331,121 +12.1%
2021	$6,595 +1090.9%	$295,351 +1115.7%
2020	$554	$24,294 +20.8%
2019	--	$20,112 +21.3%
2018	$388	$16,584