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For sale
    • $399,000

    520 Saddle House, Cibolo, TX 78108

    4beds
    2,543sqft
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    Single Family Residence
    Built in 2020
    8,712 Square Feet Lot
    $393,000 Zestimate®
    $157/sqft
    $44/mo HOA

    What's special

    Privacy fenceLarge corner lotOpen-concept layoutOversized yard
    OPEN HOUSE 7/11/26 11AM-2PM Ideally located on a large corner lot with a privacy fence, this well-maintained home offers the perfect combination of space, comfort, and convenience. The open-concept layout is designed for easy living and entertaining, while the oversized yard provides plenty of room to relax, play, or host gatherings. Enjoy quick access to IH-35 and be just minutes from H-E-B, Walmart, The Forum Shopping Center, restaurants, schools, Randolph Air Force Base, and downtown Cibolo. With an easy commute to both San Antonio and New Braunfels, this home is perfectly situated for work, shopping, and recreation.
    10 days
    |
    106
    |
    10
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Amy Boeve TREC #750221 (417) 224-1365,

    Keller Williams Legacy

    Source: LERA MLS,MLS#: 1998750MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Upper
      • Area: 294
      • Dimensions: 21 x 14
      Bedroom 2
      • Area: 140
      • Dimensions: 14 x 10
      Bedroom 3
      • Area: 132
      • Dimensions: 12 x 11
      Bedroom 4
      • Area: 132
      • Dimensions: 12 x 11
      Primary bathroom
      • Features: Shower Only
      • Area: 132
      • Dimensions: 12 x 11
      Dining room
      • Area: 195
      • Dimensions: 15 x 13
      Kitchen
      • Area: 120
      • Dimensions: 15 x 8
      Living room
      • Area: 270
      • Dimensions: 15 x 18
      Heating
      • 1 Unit, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Built-In Oven, Microwave, Refrigerator, Disposal, Dishwasher
      • Laundry: Upper Level, Washer Hookup, Dryer Connection
      Features
      • One Living Area, Liv/Din Combo, Separate Dining Room, Two Eating Areas, Kitchen Island, Pantry, Game Room, Utility Room Inside, All Bedrooms Upstairs, Open Floorplan, Walk-In Closet(s), Ceiling Fan(s)
      • Flooring: Carpet, Ceramic Tile
      • Has basement: No
      • Has fireplace: No
      • Fireplace features: Not Applicable
      Interior area
      • Total interior livable area: 2,543 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Two Car Garage
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Pool features: None, Community
      Lot
      • Size: 8,712 Square Feet
      Details
      • Parcel number: 1G3900602401200000

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick, Stone, Siding
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Pre-Owned
      • New construction: No
      • Year built: 2020
      Details
      • Builder name: Armadillo

      Utilities & green energy

      • Water: Water System
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Features: Clubhouse, Playground, Basketball Court
      • Subdivision: Saddle Creek Ranch
      HOA
      • Has HOA: Yes
      • HOA fee: $131 quarterly
      • HOA name: SADDLE CREEK RANCH
      Location
      • Region: Cibolo

      Financial & listing details

      • Price per square foot: $157/sqft
      • Tax assessed value: $371,800
      • Annual tax amount: $7,034
      • Price range: $399K - $399K
      • Date on market: 7/9/2026
      • Cumulative days on market: 11 days
      • Listing terms: Conventional,FHA,VA Loan,Cash

        Estimated market value

        $393,000

        $373,000 - $413,000

        $2,034/mo

        Price history

        DateEventPrice
        7/9/2026Listed for sale$399,000+4.5%$157/sqft
        Source: LERA MLS #1998750 Report a problem
        4/14/2023Sold--
        Source: LERA MLS #1664994 Report a problem
        3/22/2023Pending sale$382,000$150/sqft
        Source: LERA MLS #1664994 Report a problem
        3/11/2023Contingent$382,000$150/sqft
        Source: LERA MLS #1664994 Report a problem
        2/3/2023Listed for sale$382,000$150/sqft
        Source: LERA MLS #1664994 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,650 -3.9%$371,800 +3.2%
        2024$5,879 -26.2%$360,220 -12.6%
        2023$7,965 +11.8%$412,213 +24.5%
        2022$7,126 +8%$331,121 +12.1%
        2021$6,595 +1090.9%$295,351 +1115.7%
        2020$554 $24,294 +20.8%
        2019-- $20,112 +21.3%
        2018$388 $16,584
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 78108

        Getting around

        4 / 100
        Car-Dependent
        21 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Cibolo Valley
        • Middle: Dobie J. Frank
        • High: Byron Steele High
        • District: Schertz-Cibolo-Universal City Isd

        Source: LERA MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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