Skip main navigation
Sold for $422,500
  • $422,500

    520 Sandy Ln, Panama City Beach, FL 32413

    4beds
    1,813sqft
    Single Family Residence
    Built in 1982
    0.28 Acres Lot
    $595,100 Zestimate®
    $233/sqft
    $3,200 Estimated rent

    Home value

    $595,100

    $524,000 - $684,000

    $3,200/mo

    Zestimate® history
    Loading
    Loading...

    Owner options

    List your home for rent

    $3,200/mo

    Rent Zestimate®

    Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.

    Learn more

    $3,200/mo

    Rent Zestimate®

    Refinance and save

    $2,726/mo

    Est. payment

    Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.

    See today's rates

    $2,726/mo

    Est. payment

    Explore your selling options

    Work with a Zillow partner agent

    Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.

    Get started

    List with your own agent

    Get your home in front of millions of buyers by listing it on Zillow.

    Learn how to do it

    Sell it yourself

    Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).

    List your home

    What's special

    This is the LOWEST PRICED 4 bedroom/3 bath home with inground Pool in all of PCB!! Located on the West end of PCB this beach house is situated on a large 70' x175' lot and has 4 bedrooms, 3 full bathrooms, workshop/storage shed, covered boat space with concrete pad, and an inground pool! 3 of the bedrooms and 2 of the bathrooms are located in the main house plus there's a downstairs lockout studio bedroom with full bath and private entrance which could be used for MIL suite or for Rental income. This is a great opportunity to own in the Laguna Beach area and could serve as a primary residence, vacation rental or as your second home at the beach! There's No HOA and it's just a short drive to the beach, Pier Park and 30-A. Why vacation here when you could live here year round! Call Today!!

    Zillow last checked:

    Listing updated:

    Listed by:

    Karen K Smith 850-233-4351,

    Beachy Beach Real Estate

    Bought with:

    Outside Selling Member

    Source: ECAOR,MLS#: 916637MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 3
    Bedroom
    • Level: Second
    • Area: 176 Square Feet
    • Dimensions: 11 x 16
    Bedroom
    • Level: Second
    • Area: 154 Square Feet
    • Dimensions: 14 x 11
    Bedroom
    • Level: Second
    • Area: 137.5 Square Feet
    • Dimensions: 11 x 12.5
    Bathroom
    • Level: Second
    • Area: 75 Square Feet
    • Dimensions: 12.5 x 6
    Bathroom
    • Level: Second
    • Area: 42.5 Square Feet
    • Dimensions: 8.5 x 5
    Other
    • Level: Second
    • Area: 248 Square Feet
    • Dimensions: 15.5 x 16
    Laundry
    • Level: Second
    • Area: 40 Square Feet
    • Dimensions: 8 x 5
    Living room
    • Level: Second
    • Area: 552.25 Square Feet
    • Dimensions: 23.5 x 23.5
    Other
    • Area: 576 Square Feet
    • Dimensions: 48 x 12
    Other
    • Level: First
    • Area: 222.75 Square Feet
    • Dimensions: 16.5 x 13.5
    Cooling
    • Central Air, Window Unit(s), Ceiling Fan(s)
    Appliances
    • Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
    • Laundry: Washer/Dryer Hookup
    Features
    • Lock Out
    • Flooring: Hardwood, Laminate
    • Has fireplace: Yes
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total structure area: 1,813
    • Total interior livable area: 1,813 sqft

    Property

    Parking
    • Total spaces: 3
    • Parking features: Boat, Attached Carport, Oversized, RV Access/Parking, Covered
    • Carport spaces: 3
    Features
    • Stories: 2
    • Patio & porch: Deck, Porch, Screened
    • Exterior features: Separate Living Area
    • Pool features: In Ground
    Lot
    • Size: 0.28 Acres
    • Dimensions: 70' x 175'
    Details
    • Additional structures: Yard Building
    • Parcel number: 37239005000
    • Zoning description: Resid Single Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Beach House
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    • Foundation: Raised
    • Roof: Metal
    Condition
    • Construction Complete
    • New construction: No
    • Year built: 1982

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Public

    Community & HOA

    Community
    • Subdivision: NO RECORDED SUBDIVISION
    Location
    • Region: Panama City Beach

    Financial & listing details

    • Price per square foot: $233/sqft
    • Tax assessed value: $343,918
    • Annual tax amount: $3,019
    • Date on market: 3/30/2023

    Price history

    DateEventPrice
    1/7/2026Listing removed$707,400$390/sqft
    Source: CPAR #778274 Report a problem
    11/10/2025Price change$707,400-0.4%$390/sqft
    Source: CPAR #778274 Report a problem
    10/7/2025Price change$709,900-0.7%$392/sqft
    Source: CPAR #778274 Report a problem
    9/30/2025Listed for sale$714,900$394/sqft
    Source: CPAR #778274 Report a problem
    9/19/2025Pending sale$714,900$394/sqft
    Source: CPAR #778274 Report a problem
    8/28/2025Listed for sale$714,900+69.2%$394/sqft
    Source: CPAR #778274 Report a problem
    8/3/2023Sold$422,500-2.2%$233/sqft
    Source: ECAOR #916637 Report a problem
    7/10/2023Pending sale$432,000$238/sqft
    Source: ECAOR #916637 Report a problem
    7/9/2023Contingent$432,000$238/sqft
    Source: CPAR #737295 Report a problem
    7/4/2023Price change$432,000-3.9%$238/sqft
    Source: CPAR #737295 Report a problem
    6/8/2023Price change$449,500-0.1%$248/sqft
    Source: CPAR #737295 Report a problem
    3/30/2023Listed for sale$449,900$248/sqft
    Source: CPAR #737295 Report a problem
    2/21/2023Pending sale$449,900$248/sqft
    Source: ECAOR #916637 Report a problem
    2/18/2023Contingent$449,900$248/sqft
    Source: CPAR #737295 Report a problem
    2/7/2023Listed for sale$449,900+44.7%$248/sqft
    Source: CPAR #737295 Report a problem
    3/16/2021Sold$311,000+1%$172/sqft
    Source: CPAR #707820 Report a problem
    2/22/2021Contingent$308,000$170/sqft
    Source: CPAR #707820 Report a problem
    2/19/2021Listed for sale$308,000+37.5%$170/sqft
    Source: CPAR #707820 Report a problem
    2/16/2007Sold$224,000+40%$124/sqft
    Source: Public Record Report a problem
    7/9/2004Sold$160,000$88/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$4,266 +14.9%$343,918 +21.4%
    2023$3,712 +23%$283,307 +10%
    2022$3,019 $257,552
    2021-- --
    2020$1,321 +2%$143,048 +2.3%
    2019$1,295 $139,832 +1.9%
    2018$1,295 +0.8%$137,225 +4.1%
    2017$1,285 +4.4%$131,875 -1.5%
    2016$1,230 -9.2%$133,824 -2%
    2015$1,355 $136,544 -1.2%
    2014$1,355 $138,257 -1.5%
    2013-- $140,430
    2012-- $140,430 -3.9%
    2011-- $146,131 -4.7%
    2010-- $153,267 -9%
    2009-- $168,352 -8.4%
    2008-- $183,887 -15.3%
    2007-- $217,199 -11.3%
    2006-- $244,961 +73.3%
    2005-- $141,345 +76.6%
    2004-- $80,050 +1.9%
    2003-- $78,557 +2.4%
    2002-- $76,716 +1.6%
    2001-- $75,508 +0.3%
    2000-- $75,275
    Find assessor info on the county website

    Neighborhood: 32413

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: West Bay
    • Middle: Surfside
    • High: Arnold

    Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

    Get pre-qualified for a loan
    At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.

    An equal housing lender. NMLS #10287.

    Sell for more on Zillow
    Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
    $595,100
    2% more
    +$11,902
    With Zillow Showcase(estimated)
    $607,002