Rare opportunity to own this three bed three bath ranch-style duplex, featuring a full finished basement with a second kitchen- ideal for rental income or multigenerational living. The main floor is filled with natural light and offers a spacious eat-in kitchen with plenty of cabinets and counter space. The primary bedroom includes a private en-suite bathroom while the secondary bedroom features a full walk in closet. Convenient main floor laundry makes this level fully self-sufficient. The lower level boasts another en-suite bedroom, full kitchen, dining area and an expansive living space enhanced with many stylish extras such as tile work and mood lighting. A full attached garage and backyard storage shed complete this well appointed property. No HOA or association fees.
Closed
$285,000
521 S Railroad St, Montgomery, IL 60538
3beds
1,012sqft
Duplex, Single Family Residence
Built in 1991
-- sqft lot
$-- Zestimate®
$282/sqft
$2,174 Estimated rent
Home value
Not available
Estimated sales range
Not available
$2,174/mo
Zestimate® history
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List your homeWhat's special
Backyard storage shedFull attached garageConvenient main floor laundry
Zillow last checked:
Listing updated:
Listed by:
Kathy McLeod 630-929-1100,
Charles Rutenberg Realty
Bought with:
Martha Corral
Century 21 Circle - Aurora
Source: MRED as distributed by MLS GRID,MLS#: 12596087
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Kitchen, Family Room
Primary bedroom
- Features: Flooring (Carpet), Window Treatments (Wood Frames), Bathroom (Full)
- Level: Main
- Area: 154 Square Feet
- Dimensions: 14X11
Bedroom 2
- Features: Flooring (Carpet)
- Level: Main
- Area: 154 Square Feet
- Dimensions: 14X11
Bedroom 3
- Features: Flooring (Carpet)
- Level: Basement
- Area: 120 Square Feet
- Dimensions: 12X10
Other
- Level: Basement
- Area: 306 Square Feet
- Dimensions: 18X17
Kitchen
- Features: Kitchen (Eating Area-Table Space), Flooring (Laminate), Window Treatments (Wood Frames)
- Level: Main
- Area: 153 Square Feet
- Dimensions: 17X9
Kitchen 2nd
- Level: Basement
- Area: 192 Square Feet
- Dimensions: 16X12
Laundry
- Features: Flooring (Laminate)
- Level: Main
- Area: 40 Square Feet
- Dimensions: 8X5
Living room
- Features: Flooring (Laminate), Window Treatments (Blinds, Wood Frames)
- Level: Main
- Area: 187 Square Feet
- Dimensions: 17X11
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Refrigerator, Washer, Dryer
- Laundry: Main Level, Washer Hookup, In Unit
Features
- In-Law Floorplan, 1st Floor Full Bath, Storage, Built-in Features, Walk-In Closet(s), Open Floorplan, Dining Combo
- Flooring: Laminate, Carpet
- Windows: Wood Frames
- Basement: Finished,Full
Interior area
- Total structure area: 2,024
- Total interior livable area: 1,012 sqft
- Finished area below ground: 1,012
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Main Level Entry, Ramp - Main Level, Disability Access
Lot
- Size: 4,440 Square Feet
- Dimensions: 37x120
Details
- Additional structures: Shed(s)
- Parcel number: 1532452033
- Special conditions: None
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Duplex, Single Family Residence
Materials
- Vinyl Siding
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1991
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Services included: None
Location
- Region: Montgomery
Financial & listing details
- Price per square foot: $282/sqft
- Tax assessed value: $188,631
- Annual tax amount: $3,371
- Date on market: 3/19/2026
- Listing terms: Cash
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 4/20/2026 | Sold | $285,000$282/sqft |
Source:  MRED as distributed by MLS GRID #12596087 Report a problem | ||
| 4/17/2026 | Pending sale | $285,000$282/sqft |
Source: MRED as distributed by MLS GRID #12596087 Report a problem | ||
| 4/2/2026 | Contingent | $285,000$282/sqft |
Source: MRED as distributed by MLS GRID #12596087 Report a problem | ||
| 3/19/2026 | Listed for sale | $285,000+75.9%$282/sqft |
Source: MRED as distributed by MLS GRID #12596087 Report a problem | ||
| 3/8/2007 | Sold | $162,000$160/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,371 +7.8% | $62,877 +11.9% |
| 2023 | $3,126 -3.6% | $56,180 +9.6% |
| 2022 | $3,241 +6.4% | $51,259 +7.4% |
| 2021 | $3,046 +61.1% | $47,722 +7.7% |
| 2020 | $1,891 -5.1% | $44,326 +7.9% |
| 2019 | $1,993 -2.8% | $41,070 -7.1% |
| 2018 | $2,050 -32% | $44,229 +3.5% |
| 2017 | $3,015 -18.3% | $42,746 +14% |
| 2016 | $3,690 | $37,481 +8.1% |
| 2015 | -- | $34,687 +4.2% |
| 2014 | -- | $33,277 -5.7% |
| 2013 | -- | $35,282 -19.6% |
| 2012 | -- | $43,910 -6.3% |
| 2011 | -- | $46,843 -11.4% |
| 2010 | -- | $52,896 -3.2% |
| 2009 | -- | $54,660 +1.9% |
| 2008 | -- | $53,623 -3.6% |
| 2007 | -- | $55,609 +6.6% |
| 2006 | -- | $52,157 +7.5% |
| 2005 | -- | $48,496 +6.7% |
| 2004 | -- | $45,443 +7.3% |
| 2003 | -- | $42,364 +8.2% |
| 2002 | -- | $39,150 +8.6% |
| 2001 | -- | $36,060 +6.6% |
| 2000 | -- | $33,831 |
Find assessor info on the county website
Neighborhood: 60538
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- $291,2003 bd2 ba1k sqft513 S Railroad St, Montgomery, IL 60538Off Market
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Nearby schools
GreatSchools rating
- 5/10Nicholson Elementary SchoolGrades: K-5Distance: 0.7 mi
- 6/10Washington Middle SchoolGrades: 6-8Distance: 2.6 mi
- 4/10West Aurora High SchoolGrades: 9-12Distance: 2.7 mi
Schools provided by the listing agent
- Elementary: Nicholas A Hermes Elementary Sch
- Middle: Washington Middle School
- High: West Aurora High School
- District: 131
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Illinois
- Kane County
- Montgomery
- 60538
- 521 S Railroad St
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