Closed

$200,000

522 Garfield St, Osceola, IN 46561

1beds

764sqft

Single Family Residence

Built in 1935

3,049 Square Feet Lot

$204,300 Zestimate^®

$--/sqft

$1,172 Estimated rent

Home value

$204,300

$184,000 - $227,000

$1,172/mo

Zestimate^® history

Owner options

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$1,172/mo

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$1,172/mo

Rent Zestimate^®

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$1,328/mo

Est. payment

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$1,328/mo

Est. payment

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What's special

Basement for added storagePeaceful water viewsInviting living spaceOne-story waterfront homeAll appliances stay

Imagine coming home to peaceful water views and gentle rhythm of the ST. Joseph River . This charming one-story waterfront home sits on Baugo Bay, offering a cozy retreat filled with character and warmth. Built in 1935, the home features one bedroom, one bathroom, and approximately 764 square feet of inviting living space, plus a basement for added storage, a deck, a pierre, 1 car detached garage Whether you're sipping your morning coffee by the water, enjoying quiet evenings, or looking for a weekend escape, this home delivers a rare opportunity to own a piece of river front living. All appliances stay, making it easy to move in and start enjoying the lifestyle right away. ( Contingent upon seller finding suitable housing . )

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 1
Bathrooms: 1
Full bathrooms: 1
Main level bedrooms: 1

Bedroom 1

Level: Main

Dining room

Level: Main
Area: 70
Dimensions: 14 x 5

Kitchen

Level: Main
Area: 143
Dimensions: 13 x 11

Living room

Level: Main
Area: 476
Dimensions: 28 x 17

Heating

Natural Gas

Cooling

Central Air

Appliances

Included: Refrigerator

Features

Flooring: Carpet
Basement: Full,Concrete
Has fireplace: No
Fireplace features: Living Room

Interior area

Total structure area: 764
Total interior livable area: 764 sqft
Finished area above ground: 764
Finished area below ground: 0

Property

Parking

Total spaces: 1
Parking features: Detached, Garage Door Opener, Gravel
Garage spaces: 1
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1
Patio & porch: Deck
Fencing: None
Has view: Yes
On waterfront: Yes
Waterfront features: Waterfront, Pier/Dock, River Front, River
Body of water: Baugo Bay
Frontage length: Water Frontage(34)

Lot

Size: 3,049 Square Feet
Dimensions: 34x92
Features: Rural

Details

Parcel number: 711009305008.000030

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Aluminum Siding, Vinyl Siding
Roof: Shingle

Condition

New construction: No
Year built: 1935

Utilities & green energy

Gas: NIPSCO
Sewer: Septic Tank
Water: Well

Community & HOA

Community

Features: None
Subdivision: None

Location

Region: Osceola

Financial & listing details

Tax assessed value: $108,300
Annual tax amount: $406
Date on market: 1/7/2026
Listing terms: Cash,Conventional,FHA
Road surface type: Gravel

Price history

Date	Event	Price
4/2/2026	Sold	$200,000+0.3%
Source: IRMLS #202600569 Report a problem
1/30/2026	Pending sale	$199,500
Source: IRMLS #202600569 Report a problem
1/7/2026	Listed for sale	$199,500
Source: IRMLS #202600569 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$398 +2%	$108,300 +3.3%
2024	$390 -49.2%	$104,800 -1.1%
2023	$768 -30.2%	$106,000
2022	$1,100 +2.3%	$106,000 -15.1%
2021	$1,075 -7.3%	$124,800
2020	$1,160 +43.4%	$124,800 -7.1%
2019	$809 +7.3%	$134,300 +20.8%
2018	$754 -2.9%	$111,200 +0.8%
2017	$777 +0.4%	$110,300
2016	$774 +22%	$110,300 +14.2%
2014	$634 -3.5%	$96,600
2013	$657 +0.3%	$96,600 -1.4%
2012	$655 +13%	$98,000 +4.5%
2011	$580 +9%	$93,800
2010	$532 -0.5%	$93,800
2009	$535	$93,800 +8.1%
2007	--	$86,800 +52.3%
2006	$238 +9.1%	$57,000
2004	$218 -2.5%	$57,000 -17.5%
2003	$223	$69,090 +1614.4%
2001	--	$4,030