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Active
    • $450,000

    522 SE 4th St, Cape Coral, FL 33990

    3beds
    1,707sqft
    : 
    $2,869/mo
    Get pre-qualified
    Single Family Residence
    Built in 1998
    10,018 Square Feet Lot
    $436,700 Zestimate®
    $264/sqft
    $-- HOA

    What's special

    Peaceful backyard settingSpacious split-bedroom floor planImpact-resistant front french doorsPrewired for surround soundEntertaining friends poolside
    Welcome to your own slice of Southwest Florida paradise! This beautifully maintained **3-bedroom, 2-bath Waterfront Pool Home** offers the perfect blend of comfort, convenience, and waterfront living on a **freshwater canal with boating/kayak/paddle-board access to Saratoga Lake**(yes, there's fish!) **NO FLOOD INSURANCE REQUIRED** Whether you're enjoying a morning coffee by the water, entertaining friends poolside, or taking in the peaceful backyard setting, this home is designed to embrace the Florida lifestyle. Major updates provide peace of mind, including a **2019 roof**, **2021 A/C**, **newer water heater**, **impact-resistant front French doors**, and a **2018 heated saltwater pool**. The spacious split-bedroom floor plan offers privacy for owners and guests alike, while the guest bathroom provides direct access to the pool for added convenience. The open kitchen overlooks the main living areas, making it ideal for everyday living and entertaining. Speaking of entertaining, this home is also prewired for surround sound! Step outside to a **fully fenced, meticulously maintained landscaped backyard** featuring a covered lanai with a **240V outlet**—perfect for a future spa, expanded outdoor kitchen, or other high-powered outdoor amenities. **City water and sewer with all assessments paid**, giving added value and peace of mind. Ideally located in the heart of Cape Coral, you'll be just minutes from shopping like Sam's Club, restaurants, Sun Splash Family Waterpark, parks, schools, and MANY other everyday conveniences. If you've been searching for an updated waterfront pool home that checks every box in a prime location, this is the one you've been waiting for!
    7 days
    |
    1,839
    |
    162
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Nelson Rua 239-351-4786,

    John R. Wood Properties,

    George Nomikos 239-404-4888,

    John R. Wood Properties

    Source: Florida Gulf Coast MLS,MLS#: 2026030259MLS LogoOriginating MLS: Florida Gulf Coast

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Screened Porch
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dryer, Dishwasher, Freezer, Disposal, Microwave, Range, Refrigerator, Washer
      • Laundry: Washer Hookup, Dryer Hookup, Inside, Laundry Tub
      Features
      • Breakfast Bar, Dual Sinks, Entrance Foyer, Family/Dining Room, French Door(s)/Atrium Door(s), Living/Dining Room, Pantry, Shower Only, Separate Shower, Cable TV, Vaulted Ceiling(s), Walk-In Closet(s), Split Bedrooms, Screened Porch
      • Flooring: Tile
      • Doors: French Doors
      • Windows: Arched, Other, Shutters
      Interior area
      • Total structure area: 2,173
      • Total interior livable area: 1,707 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage, Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Stories: 1
      • Patio & porch: Lanai, Porch, Screened
      • Exterior features: Fence, Security/High Impact Doors, Sprinkler/Irrigation
      • Has private pool: Yes
      • Pool features: Concrete, Electric Heat, Heated, In Ground, Screen Enclosure, Salt Water
      • Has view: Yes
      • View description: Canal, Landscaped, Lake, Water
      • Has water view: Yes
      • Water view: Canal,Lake,Water
      • Waterfront features: Canal Access, Lake, Seawall
      Lot
      • Size: 10,018 Square Feet
      • Dimensions: 80 x 125 x 80 x 125
      • Features: Rectangular Lot, Sprinklers Automatic
      Details
      • Parcel number: 134423C301133.0110
      • Lease amount: $0
      • Zoning description: R1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,One Story
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 1998

      Utilities & green energy

      • Sewer: Assessment Paid
      • Water: Assessment Paid
      • Utilities for property: Cable Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Non-Gated
      • Security: Smoke Detector(s)
      • Condo and coop fee: $0
      • Membership fee: $0
      • Subdivision: CAPE CORAL
      HOA
      • Has HOA: No
      • Amenities included: None
      • Services included: None
      Location
      • Region: Cape Coral

      Financial & listing details

      • Price per square foot: $264/sqft
      • Tax assessed value: $395,914
      • Annual tax amount: $6,050
      • Date on market: 7/16/2026
      • Cumulative days on market: 8 days
      • Listing terms: All Financing Considered,Cash,FHA,VA Loan
      • Ownership: Single Family
      • Road surface type: Paved

        Estimated market value

        $436,700

        $415,000 - $459,000

        $3,170/mo

        Price history

        DateEventPrice
        7/16/2026Listed for sale$450,000-2.2%$264/sqft
        Source: Florida Gulf Coast MLS #2026030259 Report a problem
        2/6/2026Listing removed$460,000$269/sqft
        Source: Florida Gulf Coast MLS #2025004415 Report a problem
        9/15/2025Price change$460,000-1.1%$269/sqft
        Source: Florida Gulf Coast MLS #2025004415 Report a problem
        8/5/2025Listed for sale$465,000-6.1%$272/sqft
        Source: Florida Gulf Coast MLS #2025004415 Report a problem
        2/14/2025Listing removed$495,000$290/sqft
        Source: Stellar MLS #TB8334379 Report a problem
        1/1/2025Price change$495,000-1%$290/sqft
        Source: SWFLMLS #224072892 Report a problem
        11/24/2024Price change$499,999-2%$293/sqft
        Source: SWFLMLS #224072892 Report a problem
        11/23/2024Listing removed$1,450$1/sqft
        Source: Zillow Rentals Report a problem
        11/15/2024Price change$1,450-3.3%$1/sqft
        Source: Zillow Rentals Report a problem
        10/22/2024Listed for rent$1,500$1/sqft
        Source: Zillow Rentals Report a problem
        9/19/2024Price change$510,000-1%$299/sqft
        Source: SWFLMLS #224072892 Report a problem
        9/7/2024Listed for sale$515,000-3.4%$302/sqft
        Source: SWFLMLS #224072892 Report a problem
        5/14/2024Listing removed--
        Source: SWFLMLS #224026067 Report a problem
        4/7/2024Price change$532,900-2.2%$312/sqft
        Source: SWFLMLS #224026067 Report a problem
        3/30/2024Price change$545,000-0.9%$319/sqft
        Source: SWFLMLS #224026067 Report a problem
        3/19/2024Listed for sale$550,000+57.6%$322/sqft
        Source: SWFLMLS #224026067 Report a problem
        2/12/2021Sold$349,000-2.8%$204/sqft
        Source: Florida Gulf Coast MLS #220080269 Report a problem
        1/3/2021Pending sale$359,000$210/sqft
        Source: Century 21 Sunbelt Realty #220080269 Report a problem
        12/17/2020Listed for sale$359,000+79.5%$210/sqft
        Source: Century 21 Sunbelt Realty #220080269 Report a problem
        7/14/2004Sold$200,000+2757.1%$117/sqft
        Source: Public Record Report a problem
        2/12/1998Sold$7,000$4/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,051 +4.7%$364,622 +2.9%
        2024$5,782 +3%$354,346 +3%
        2023$5,614 +5.7%$344,025 +3%
        2022$5,314 +167.3%$334,005
        2021$1,988 -24.7%--
        2020$2,639 +2.6%$119,592 -44.9%
        2019$2,571 $217,210 +159%
        2018$2,571 +31.1%$83,861 +2.1%
        2017$1,961 +0.6%$82,136 -47.5%
        2016$1,949 +1%$156,505 +16.1%
        2015$1,931 +1.2%$134,805 +8.2%
        2014$1,908 +3.3%$124,596 +4.4%
        2013$1,846 +8.5%$119,397 +13.6%
        2012$1,702 +1.2%$105,108 +5%
        2011$1,682 -0.8%$100,110 +36.3%
        2010$1,695 -34.1%$73,440 -36.9%
        2009$2,574 -22.9%$116,300 -33.2%
        2008$3,340 -17.2%$174,170 -25.1%
        2007$4,034 -10.6%$232,680 +2.3%
        2006$4,514 +206.4%$227,370 +61.7%
        2004$1,473 -1.4%$140,630 +32.1%
        2003$1,494 +1.3%$106,430 +31.2%
        2002$1,475 $81,150 +2.4%
        2000-- $79,220
        Find assessor info on the county website

        Monthly payment

        Est. payment

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        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33990

        Getting around

        4 / 100
        Car-Dependent
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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