Welcome to this well-priced 2-bedroom, 1-bathroom home offering outstanding potential for both first-time homebuyers and savvy investors. With a garage for secure parking and extra storage, this property checks all the boxes for comfort, function, and value. With this home currenly rented, don't miss your chance to build your rental portfolio.
For sale
$59,900
523 Columbia St, Waterloo, IA 50703
2beds
0baths
981sqft
Single Family Residence
Built in 1899
6,098 Square Feet Lot
$-- Zestimate®
$61/sqft
$-- HOA
What's special
Extra storageGarage for secure parking
- 150 days |
- 200 |
- 11 |
Zillow last checked:
Listing updated:
Listed by:
Michael Taylor 319-239-3659,
Lockard Realty Company
Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20260453
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 0
- Full bathrooms: 1
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Heating
- Electric
Cooling
- None
Features
- Basement: Block
- Has fireplace: No
- Fireplace features: None
Interior area
- Total interior livable area: 981 sqft
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: 1 Stall
- Carport spaces: 1
Lot
- Size: 6,098 Square Feet
- Dimensions: 122 x 50
Details
- Parcel number: 8913232
- Zoning: R-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Aluminum Siding
- Roof: Asphalt
Condition
- Year built: 1899
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $61/sqft
- Tax assessed value: $40,980
- Annual tax amount: $639
- Date on market: 2/4/2026
- Cumulative days on market: 151 days
- Road surface type: Crushed Rock
Estimated market value
Not available
Estimated sales range
Not available
$803/mo
Price history
| Date | Event | Price |
|---|---|---|
| 2/4/2026 | Listed for sale | $59,900+42.6%$61/sqft |
Source:  Northeast Iowa Regional BOR as distributed by MLS GRID #20260453 Report a problem | ||
| 1/30/2009 | Sold | $42,000+40.5%$43/sqft |
Source: Agent Provided Report a problem | ||
| 12/21/2008 | Listed for sale | $29,900$30/sqft |
Source: Number1Expert #160204 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $639 +8.5% | $40,980 +39.1% |
| 2024 | $589 +11.8% | $29,460 |
| 2023 | $526 +2.7% | $29,460 +22.9% |
| 2022 | $513 -19.5% | $23,970 |
| 2021 | $637 +1.6% | $23,970 -14.8% |
| 2020 | $627 -0.9% | $28,120 |
| 2019 | $632 +0.8% | $28,120 |
| 2018 | $627 +0.1% | $28,120 |
| 2017 | $626 -1.9% | $28,120 |
| 2016 | $638 | $28,120 |
| 2015 | $638 +0.6% | $28,120 |
| 2014 | $634 +6.8% | $28,120 |
| 2012 | $593 -12.2% | $28,120 |
| 2011 | $676 +3.3% | $28,120 -13.8% |
| 2010 | $655 +17.4% | $32,640 |
| 2009 | $558 +2.7% | $32,640 |
| 2008 | $543 +2.2% | $32,640 +7% |
| 2007 | $531 -0.6% | $30,500 |
| 2006 | $535 +23.3% | $30,500 |
| 2005 | $434 +6.8% | $30,500 +40.5% |
| 2003 | $406 +1.6% | $21,710 |
| 2002 | $400 +12.6% | $21,710 +18% |
| 2001 | $355 | $18,400 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 50703
Nearby schools
GreatSchools rating
- 3/10Lincoln Elementary SchoolGrades: PK-5Distance: 1.2 mi
- 1/10Central Middle SchoolGrades: 6-8Distance: 3.1 mi
- 3/10West High SchoolGrades: 9-12Distance: 2.8 mi
Schools provided by the listing agent
- Elementary: Lincoln Elementary Waterloo
- Middle: Central
- High: East High
Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Iowa
- Black Hawk County
- Waterloo
- 50703
- 523 Columbia St
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