For sale

$59,900

523 Columbia St, Waterloo, IA 50703

2beds

0baths

981sqft

N/A

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Single Family Residence

Built in 1899

6,098 Square Feet Lot

$-- Zestimate^®

$61/sqft

$-- HOA

What's special

Extra storageGarage for secure parking

Welcome to this well-priced 2-bedroom, 1-bathroom home offering outstanding potential for both first-time homebuyers and savvy investors. With a garage for secure parking and extra storage, this property checks all the boxes for comfort, function, and value. With this home currenly rented, don't miss your chance to build your rental portfolio.

196 days

219

8

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 0
Full bathrooms: 1

Other

Level: Upper

Other

Level: Main

Other

Level: Lower

Heating

Electric

Cooling

None

Features

Basement: Block
Has fireplace: No
Fireplace features: None

Interior area

Total interior livable area: 981 sqft
Finished area below ground: 0

Property

Parking

Total spaces: 1
Parking features: 1 Stall
Carport spaces: 1

Lot

Size: 6,098 Square Feet
Dimensions: 122 x 50

Details

Parcel number: 8913232
Zoning: R-1
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Aluminum Siding
Roof: Asphalt

Condition

Year built: 1899

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Location

Region: Waterloo

Financial & listing details

Price per square foot: $61/sqft
Tax assessed value: $40,980
Annual tax amount: $639
Date on market: 2/4/2026
Cumulative days on market: 197 days
Road surface type: Crushed Rock

Estimated market value

Not available

Estimated sales range

Not available

$774/mo

Price history

Date	Event	Price
2/4/2026	Listed for sale	$59,900+42.6%$61/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20260453 Report a problem
1/30/2009	Sold	$42,000+40.5%$43/sqft
Source: Agent Provided Report a problem
12/21/2008	Listed for sale	$29,900$30/sqft
Source: Number1Expert #160204 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$639 +8.5%	$40,980 +39.1%
2024	$589 +11.8%	$29,460
2023	$526 +2.7%	$29,460 +22.9%
2022	$513 -19.5%	$23,970
2021	$637 +1.6%	$23,970 -14.8%
2020	$627 -0.9%	$28,120
2019	$632 +0.8%	$28,120
2018	$627 +0.1%	$28,120
2017	$626 -1.9%	$28,120
2016	$638	$28,120
2015	$638 +0.6%	$28,120
2014	$634 +6.8%	$28,120
2012	$593 -12.2%	$28,120
2011	$676 +3.3%	$28,120 -13.8%
2010	$655 +17.4%	$32,640
2009	$558 +2.7%	$32,640
2008	$543 +2.2%	$32,640 +7%
2007	$531 -0.6%	$30,500
2006	$535 +23.3%	$30,500
2005	$434 +6.8%	$30,500 +40.5%
2003	$406 +1.6%	$21,710
2002	$400 +12.6%	$21,710 +18%
2001	$355	$18,400

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 50703

Getting around

60 / 100

Somewhat Walkable

23 / 100

Minimal Transit

43 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

3/10
Lincoln Elementary School
Grades: PK-5Distance: 1.2 mi
2/10
Central Middle School
Grades: 6-8Distance: 3.1 mi
3/10
West High School
Grades: 9-12Distance: 2.8 mi

Schools provided by the listing agent

Elementary: Lincoln Elementary Waterloo
Middle: Central
High: East High

Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.