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Sold for $1,035,000
    • Listed by: Coldwell Banker Kellie & Assoc • Kellie Williams • Contact: 805-235-6754
    Bought with: The Real Estate Company of Cambria
    $1,035,000

    523 Derby Ln, Cambria, CA 93428

    3beds
    2,417sqft
    Single Family Residence
    Built in 1981
    5,898 Square Feet Lot
    $1,055,300 Zestimate®
    $428/sqft
    $5,464 Estimated rent

    Home value

    $1,055,300

    $971,000 - $1.15M

    $5,464/mo

    Zestimate® history
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    What's special

    Indulge in crisp sea breezes from every corner of this extraordinary haven awaiting your loving care! Positioned on a secluded cul-de-sac, the original redwood cabin was expanded by its current owner in 1990 and offers considerable privacy. Inside, vaulted cedar ceilings and walls set the tone, while a brick wood-burning fireplace anchors the living room with timeless character. Natural light pours through skylights, illuminating the dining area, while the adjoining kitchen is both practical and stylish, with stainless steel appliances, a prep island, tiled countertops, and a generous pantry. The main floor offers an office/library with built-in shelves and a loft, plus two comfortable bedrooms for flexible sleeping arrangements - all of which offer views of the shimmering sea. A second primary suite, with soaring ceilings, dual walk-in closets, a balcony with whitewater vistas, and a tranquil ensuite, is exclusive to the upper level. Perks include a laundry nook, ample parking, and abundant storage throughout. Unwind in your low-maintenance yard with citrus trees, host celebrations on the expansive deck with its ocean views, and enjoy easy access to Moonstone Beach and Cambria’s West Village. Come see how this coastal retreat could be your ideal escape from the city!

    Zillow last checked:

    Listing updated:

    Listed by:

    Kellie Williams DRE #01200642 805-235-6754,

    Coldwell Banker Kellie & Assoc

    Bought with:

    Shelley Savoie, DRE #02077876

    The Real Estate Company of Cambria

    Bruce Koontz, DRE #01361711

    The Real Estate Company of Cambria

    Source: CRMLS,MLS#: SC25257138MLS LogoOriginating MLS: California Regional MLS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    • Main level bathrooms: 2
    • Main level bedrooms: 2
    Rooms
    • Room types: Laundry, Library, Loft, Living Room, Office, Other, Pantry
    Kitchen
    • Features: Kitchen Island, Kitchen/Family Room Combo, Utility Sink, Walk-In Pantry
    Other
    • Features: Walk-In Closet(s)
    Pantry
    • Features: Walk-In Pantry
    Heating
    • Central, Forced Air, Fireplace(s), Wood
    Cooling
    • None
    Appliances
    • Included: Dishwasher, Gas Range, Gas Water Heater, Dryer, Washer
    • Laundry: Inside
    Features
    • High Ceilings, Open Floorplan, Pantry, Loft, Walk-In Pantry, Walk-In Closet(s)
    • Flooring: Carpet, Wood
    • Has fireplace: Yes
    • Fireplace features: Gas, Living Room, Wood Burning
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total interior livable area: 2,417 sqft

    Property

    Features
    • Levels: Two
    • Stories: 2
    • Entry location: Front deck
    • Patio & porch: Rear Porch, Front Porch, Wood
    • Pool features: None
    • Spa features: None
    • Has view: Yes
    • View description: Trees/Woods, Water
    • Has water view: Yes
    • Water view: Water
    Lot
    • Size: 5,898 Square Feet
    • Features: Lot Over 40000 Sqft
    Details
    • Parcel number: 022083052
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Custom
    • Property subtype: Single Family Residence
    Materials
    • Redwood Siding
    Condition
    • New construction: No
    • Year built: 1981

    Utilities & green energy

    • Electric: 220 Volts in Laundry
    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available, Natural Gas Connected, Sewer Connected, Water Connected

    Community & HOA

    Community
    • Features: Biking, Hiking, Preserve/Public Land
    • Subdivision: Happy Hill(410)
    Location
    • Region: Cambria

    Financial & listing details

    • Price per square foot: $428/sqft
    • Tax assessed value: $303,823
    • Date on market: 11/12/2025
    • Cumulative days on market: 271 days
    • Listing terms: Cash,Cash to New Loan,Conventional
    • Inclusions: Refrigerator, Washer, dryer

    Price history

    DateEventPrice
    3/25/2026Sold$1,035,000-11.9%$428/sqft
    Source: CRMLS #SC25257138 Report a problem
    3/7/2026Pending sale$1,175,000$486/sqft
    Source: CRMLS #SC25257138 Report a problem
    2/10/2026Contingent$1,175,000$486/sqft
    Source: CRMLS #SC25257138 Report a problem
    11/12/2025Listed for sale$1,175,000-2.1%$486/sqft
    Source: CRMLS #SC25257138 Report a problem
    10/17/2025Listing removed$1,199,999-5.9%$496/sqft
    Source: SDMLS #SC25054134 Report a problem
    6/23/2025Listed for sale$1,275,000$528/sqft
    Source: SDMLS #SC25054134 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2026-- $303,823 +2%
    2025$3,416 +2.4%$297,867 +2%
    2024$3,335 +1.9%$292,027 +2%
    2023$3,274 +2.1%$286,302 +2%
    2022$3,207 +1.7%$280,689 +2%
    2021$3,153 +1.3%$275,187 +1%
    2020$3,113 +2%$272,367 +2%
    2019$3,053 +2.1%$267,027 +2%
    2018$2,991 +2.1%$261,792 +2%
    2017$2,929 +2%$256,660 +2%
    2016$2,871 $251,629 +1.5%
    2015$2,871 +5%$247,850 +2%
    2014$2,734 $242,996 +2.5%
    2012-- $237,157 +2%
    2011-- $232,508 +0.8%
    2010-- $230,771 -0.2%
    2009-- $231,320 +2%
    2008-- $226,785 +2%
    2007-- $222,340 +2%
    2006-- $217,981 +2%
    2005-- $213,708 +2%
    2004-- $209,519 +1.9%
    2003-- $205,680 +2%
    2002-- $201,648 +2%
    2001-- $197,695
    Find assessor info on the county website

    Neighborhood: 93428

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