Looking for an affordable path to homeownership and the opportunity to build equity over time?
This cottage-style home, located within the Schoharie School District, offers character, potential, public water, low taxes, and the chance to create something special while investing in yourself rather than continuing to pay high rents.
The property sits on a hillside lot, with a walkway leading to a more level area behind the home. As you make your way up the property, you'll discover additional usable space and beautiful elevated views that many may not realize are there from the road.
Unlike many homes in this price range, this property is currently livable, allowing the next owner to move in and make improvements over time as their budget allows. For buyers with vision, creativity, and a willingness to put in some elbow grease, this may be an opportunity to own a home and build equity while making it their own.
The home is not a turnkey property and will require repairs, updates, and foundation-related improvements. The pellet stove serves as the primary heat source. The property is being sold strictly as-is, and the seller is unable to make repairs or provide credits for repairs.
Whether you're a first-time buyer looking for an alternative to continuing to rent, a handy homeowner searching for a project, or someone who appreciates the potential of an older home, this property may be worth a closer look.
There are easements in place, including one related to a neighboring driveway and a small portion of the structure, which should be reviewed with your agent.
The home is livable as-is and offers the opportunity to move in and update over time. With the right vision, this property presents a strong value-add opportunity in a desirable Schoharie County setting.
If you've been searching for something affordable with character, where you can bring your own ideas and create something special, this is one you'll want to see in person.
Active
$79,000
523 Enders Avenue, Howes Cave, NY 12092
3beds
1,720sqft
Single Family Residence, Residential
Built in 1930
0.9 Acres Lot
$-- Zestimate®
$46/sqft
$-- HOA
What's special
Cottage-style homeAdditional usable spaceBeautiful elevated viewsHillside lot
- 74 days |
- 949 |
- 73 |
Zillow last checked:
Listing updated:
Listed by:
Krutz Properties, LLC 518-673-2820,
Carrie Smith 518-900-7204
Source: Global MLS,MLS#: 202615820
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Half bathroom
- Level: First
Full bathroom
- Level: Second
Dining room
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Mud room
- Level: First
Heating
- Pellet Stove
Cooling
- None
Appliances
- Included: Dryer, Freezer, Gas Oven, Refrigerator, Washer
Features
- Basement: Exterior Entry
Interior area
- Total structure area: 1,720
- Total interior livable area: 1,720 sqft
- Finished area above ground: 1,720
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 3
Features
- Exterior features: None
Lot
- Size: 0.9 Acres
Details
- Parcel number: 434289 47.312
- Special conditions: Other
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Old Style
- Property subtype: Single Family Residence, Residential
Materials
- Other
- Roof: Metal,Asphalt
Condition
- New construction: No
- Year built: 1930
Utilities & green energy
- Electric: 100 Amp Service
- Sewer: Septic Tank
- Water: Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Howes Cave
Financial & listing details
- Price per square foot: $46/sqft
- Tax assessed value: $70,938
- Annual tax amount: $1,780
- Date on market: 4/25/2026
Estimated market value
Not available
Estimated sales range
Not available
$2,165/mo
Price history
| Date | Event | Price |
|---|---|---|
| 4/25/2026 | Listed for sale | $79,000+113.5%$46/sqft |
Source: | ||
| 10/10/2023 | Sold | $37,000-17.8%$22/sqft |
Source: | ||
| 7/25/2023 | Pending sale | $45,000$26/sqft |
Source: | ||
| 5/30/2023 | Listed for sale | $45,000$26/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $45,400 |
| 2023 | -- | $45,400 |
| 2022 | -- | $45,400 |
| 2021 | -- | $45,400 |
| 2020 | -- | $45,400 |
| 2019 | -- | $45,400 |
| 2018 | -- | $45,400 |
| 2017 | $471 | $45,400 |
| 2016 | -- | $45,400 |
| 2015 | -- | $45,400 |
| 2014 | -- | $45,400 |
| 2013 | -- | $45,400 |
| 2012 | -- | $45,400 |
| 2011 | -- | $45,400 |
| 2010 | -- | $45,400 |
| 2009 | -- | $45,400 |
| 2008 | -- | $45,400 |
| 2007 | -- | $45,400 |
| 2006 | -- | $45,400 |
| 2005 | -- | $45,400 |
| 2004 | -- | $45,400 |
| 2003 | -- | $45,400 |
| 2002 | -- | $45,400 |
| 2001 | -- | $45,400 |
| 2000 | -- | $45,400 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 12092
Nearby schools
GreatSchools rating
- NAGeorge D Ryder Elementary SchoolGrades: PK-6Distance: 7.9 mi
- 3/10William H Golding Middle SchoolGrades: 6-9Distance: 7.7 mi
- 5/10Cobleskill Richmondville High SchoolGrades: 9-12Distance: 9.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Schoharie County
- Howes Cave
- 12092
- 523 Enders Avenue






