Welcome home to this charming 3-bedroom, 2-bath home located in the Waterloo School District! Full of warmth and character, this inviting home offers abundant natural light, beautiful wood details, and plenty of space to make your own. The spacious living room is a standout with its impressive exposed beams, wood-accent ceiling, and cozy fireplace—the perfect place to relax or gather with family and friends. A separate dining room provides a dedicated space for meals and entertaining, while the spacious kitchen offers abundant cabinetry and workspace. Both bathrooms continue the home’s unique character with beautiful wood-accent ceilings. Upstairs, you’ll find a versatile bonus room perfect for a possible 4th BR, home office, craft room, playroom, or additional hangout space. The partially finished basement provides even more usable space and possibilities. Outside, enjoy attractive landscaping, a level backyard, and a stamped patio ready for summer cookouts and entertaining. With its cozy feel, charming architectural details, functional layout, and flexible living spaces, this Waterloo home is one you won’t want to miss!
Closed
Listed by: Keller Williams Pinnacle • Sam Row • 618-972-6030
Bought with: eXp Realty
$264,900
523 Mary Dr, Waterloo, IL 62298
3beds
2,236sqft
Single Family Residence
Built in 1983
9,496 Square Feet Lot
$264,400 Zestimate®
$118/sqft
$2,359 Estimated rent
Home value
$264,400
$251,000 - $278,000
$2,359/mo
Zestimate® history
Owner options
List your home for rent
$2,359/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$2,359/mo
Rent Zestimate®
Refinance and save
$1,881/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$1,881/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Cozy fireplaceVersatile bonus roomPartially finished basementAttractive landscapingCharming architectural detailsAbundant natural lightSpacious kitchen
Zillow last checked:
Listing updated:
Listed by:
Sam Row 618-972-6030,
Keller Williams Pinnacle
Bought with:
Monica Schmidt, 475172686
eXp Realty
Source: MARIS,MLS#: 26058278
Originating MLS: Southwestern Illinois Board of REALTORS
Originating MLS: Southwestern Illinois Board of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Primary bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 195
- Dimensions: 15x13
Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 126
- Dimensions: 14x9
Bedroom
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 156
- Dimensions: 13x12
Bathroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 50
- Dimensions: 10x5
Bathroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Upper
- Area: 35
- Dimensions: 7x5
Bonus room
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 108
- Dimensions: 12x9
Dining room
- Features: Floor Covering: Wood
- Level: Main
- Area: 143
- Dimensions: 11x13
Family room
- Description: L-shaped
- Features: Floor Covering: Carpeting
- Level: Basement
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 143
- Dimensions: 13x11
Living room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 234
- Dimensions: 18x13
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dryer, Microwave, Gas Oven, Refrigerator
- Laundry: Lower Level
Features
- Beamed Ceilings, Eat-in Kitchen, Entrance Foyer, Natural Woodwork, Separate Dining, Storage, Vaulted Ceiling(s)
- Flooring: Carpet, Hardwood, Luxury Vinyl
- Doors: Panel Door(s), Storm Door(s)
- Windows: Double Pane Windows
- Basement: Concrete,Partially Finished,Full
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 2,236
- Total interior livable area: 2,236 sqft
- Finished area above ground: 1,436
- Finished area below ground: 800
Property
Parking
- Total spaces: 2
- Parking features: Attached, Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front, Off Street, Oversized
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Patio & porch: Covered, Patio, Rear Porch
- Exterior features: Private Yard
- Pool features: None
- Fencing: None
Lot
- Size: 9,496 Square Feet
- Dimensions: 118 x 80
- Features: Back Yard, Level
Details
- Additional structures: None
- Parcel number: 0725382044000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow,Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
Condition
- Updated/Remodeled
- New construction: No
- Year built: 1983
Utilities & green energy
- Electric: Other
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Lakeview Estates 1st Add
HOA
- Has HOA: No
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $118/sqft
- Tax assessed value: $220,050
- Annual tax amount: $1,098
- Date on market: 9/11/2026
- Cumulative days on market: 5 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Private
- Electric utility on property: Yes
- Road surface type: Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 10/9/2026 | Sold | $264,900$118/sqft |
Source:  MARIS #26058278 Report a problem | ||
| 9/16/2026 | Pending sale | $264,900$118/sqft |
Source: MARIS #26058278 Report a problem | ||
| 9/11/2026 | Listed for sale | $264,900$118/sqft |
Source: MARIS #26058278 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,098 -1.2% | $73,350 +3.9% |
| 2024 | $1,110 -2.8% | $70,620 +23.4% |
| 2023 | $1,142 -4.5% | $57,240 -0.9% |
| 2022 | $1,196 | $57,750 +22.9% |
| 2021 | -- | $46,990 +6.6% |
| 2020 | -- | $44,080 -1% |
| 2019 | -- | $44,510 +5.5% |
| 2018 | $1,244 | $42,180 -2.8% |
| 2017 | $1,244 | $43,398 +3.2% |
| 2016 | $1,244 0% | $42,070 -4% |
| 2015 | $1,245 +3.9% | $43,830 +3.3% |
| 2014 | $1,198 | $42,410 -6.6% |
| 2012 | $1,198 | $45,410 -5.1% |
| 2011 | -- | $47,870 -1.4% |
| 2010 | -- | $48,550 -11% |
| 2009 | -- | $54,540 -1.6% |
| 2008 | -- | $55,400 +8% |
| 2007 | -- | $51,320 |
Find assessor info on the county website
Neighborhood: 62298
Nearby homes
- $241,4003 bd2 ba1.4k sqft525 Mary Dr, Waterloo, IL 62298Off Market
- $287,0003 bd3 ba1.8k sqft521 Mary Dr, Waterloo, IL 62298Off Market
- $233,6003 bd3 ba1.4k sqft522 Paul Dr, Waterloo, IL 62298Off Market
- $282,0003 bd-- ba1.3k sqft520 Paul Dr, Waterloo, IL 62298Sold
- $295,0003 bd3 ba2.2k sqft524 Paul Dr, Waterloo, IL 62298Sold
- $306,3004 bd3 ba2.2k sqft519 Mary Dr, Waterloo, IL 62298Off Market
- $260,9003 bd-- ba1.1k sqft527 Mary Dr, Waterloo, IL 62298Off Market
- $258,9003 bd2 ba1.6k sqft522 Mary Dr, Waterloo, IL 62298Off Market
Nearby schools
GreatSchools rating
- 6/10Gardner Elementary SchoolGrades: 4-5Distance: 1.1 mi
- 7/10Waterloo Junior High SchoolGrades: 6-8Distance: 1.2 mi
- 6/10Waterloo High SchoolGrades: 9-12Distance: 1 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$264,400
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$264,400
- Illinois
- Monroe County
- Waterloo
- 62298
- 523 Mary Dr
