Exclusive Waterfront Lot in Finisterre Gated Community with Gulf Access
Experience the epitome of waterfront living in the prestigious Finisterre neighborhood with this extraordinary residential lot. Located within a secure gated community, this property offers the ultimate blend of privacy, luxury, and direct access to the Gulf of Mexico. Situated along approximately 165 feet of pristine water frontage, this lot boasts panoramic views and is preapproved for the construction of a private dock, making it a paradise for boating enthusiasts. Enjoy tennis courts, basketball courts, and community dock.
Lot/land
$899,000
5234 Finisterre Dr, Panama City Beach, FL 32408
--beds
--baths
0.71Acres
Unimproved Land
Built in ----
0.71 Acres Lot
$-- Zestimate®
$--/sqft
$170/mo HOA
What's special
Exclusive waterfront lotPanoramic views
- 239 days
- 97
- 2
Zillow last checked:
Listing updated:
Listed by:
Ashlie James 850-628-1000,
Beachy Beach Real Estate
Source: CPAR,MLS#: 752262
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Property
Features
- Has view: Yes
- View description: Lagoon
- Has water view: Yes
- Water view: Lagoon
- Waterfront features: Gulf Access, Lagoon
Lot
- Size: 0.71 Acres
- Dimensions: 198 x 110 x 165 x 56
- Features: Paved
Details
- Additional structures: Tennis Court(s)
- Parcel number: 31424512000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Sewer Available
Community & HOA
Community
- Features: Basketball Court, Gated
- Subdivision: Finisterre
HOA
- Has HOA: Yes
- Amenities included: Dock, Gated
- Services included: Tennis Courts
- HOA fee: $2,044 annually
Location
- Region: Panama City Beach
Financial & listing details
- Tax assessed value: $396,000
- Annual tax amount: $4,833
- Date on market: 2/2/2024
- Cumulative days on market: 943 days
Estimated market value
Not available
Estimated sales range
Not available
$3,583/mo
Price history
| Date | Event | Price |
|---|---|---|
| 11/3/2025 | Price change | $899,000-10% |
Source: | ||
| 4/3/2025 | Price change | $999,000-14.6% |
Source: | ||
| 6/29/2024 | Price change | $1,170,000-2.1% |
Source: | ||
| 2/2/2024 | Listed for sale | $1,195,000 |
Source: | ||
| 8/22/2022 | Listing removed | -- |
Source: | ||
| 8/20/2021 | Listed for sale | $1,195,000+19.6% |
Source: | ||
| 3/25/2016 | Listing removed | $999,000 |
Source: Beachy Beach Inc #608570 Report a problem | ||
| 6/8/2015 | Listed for sale | $999,000 |
Source: Beachy Beach Inc #608570 Report a problem | ||
| 4/29/2015 | Listing removed | $999,000 |
Source: Beachy Beach Real Estate #608570 Report a problem | ||
| 2/2/2013 | Listed for sale | $999,000-16.8% |
Source: The Real Estate Book #505130 Report a problem | ||
| 7/15/2005 | Sold | $1,200,000+144.9% |
Source: Public Record Report a problem | ||
| 1/29/2004 | Sold | $490,000+36.1% |
Source: Public Record Report a problem | ||
| 10/30/2003 | Sold | $360,000+20% |
Source: Public Record Report a problem | ||
| 6/30/2003 | Sold | $300,000 |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,866 +0.7% | $396,000 +4.4% |
| 2023 | $4,833 +21.2% | $379,205 +10% |
| 2022 | $3,987 | $344,732 |
| 2021 | -- | -- |
| 2020 | $3,961 -1.3% | $325,580 |
| 2019 | $4,011 | $325,580 -5.6% |
| 2018 | $4,011 -7% | $344,732 +1.2% |
| 2017 | $4,315 +0.5% | $340,650 -10% |
| 2016 | $4,293 -14.1% | $378,500 |
| 2015 | $4,995 | $378,500 |
| 2014 | $4,995 | $378,500 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





