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  • $369,900

    524 Cottonwood Cir, Lake City, MN 55041

    3beds
    1,530sqft
    Single Family
    Built in 2026
    0.34 Acres Lot
    $369,900 Zestimate®
    $242/sqft
    $2,352 Estimated rent

    Home value

    $369,900

    Estimated sales range

    Not available

    $2,352/mo

    Zestimate® history
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    What's special

    New Construction with Stunning Bluff Views — Minutes from the Golf Course and Clubhouse. This thoughtfully designed three-bedroom, two-bath home blends modern comfort, style, and value with an open-concept layout, nine-foot ceilings, and abundant natural light throughout. The kitchen features quartz countertops, a center island, and stainless steel appliances. The bright dining area flows seamlessly into the inviting sunroom — to relax in. French doors open to a versatile flex room ideal for a den, home office, reading room, or cozy daybed for guests. The primary suite offers a private bath and spacious walk-in closet. Just off the sunroom, enjoy a spacious deck ideal for grilling, gathering, or taking in the peaceful surroundings. Additional highlights include an oversized two-car garage with pull-down attic storage, underground sprinklers, and fresh sod for a truly move-in ready experience. Located minutes from Lake Pepin, the marina, golf courses, parks, dining, and local shops, this home offers the perfect blend of recreation, natural beauty, and convenience. Experience scenic living in beautiful Lake City, where small-town charm meets outdoor adventure along the shores of one of Minnesota’s most picturesque lakes.

    Zillow last checked:

    Listing updated:

    Listed by:

    Jodi Gillard 507-491-3288,

    Lakes Sotheby's International Realty,

    Heidi Hartzell 651-380-9380

    Bought with:

    Kathi Vetter

    RE/MAX Results

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7082602MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 1
    • 3/4 bathrooms: 1
    Bedroom
    • Level: Main
    • Area: 176 Square Feet
    • Dimensions: 16x11
    Bedroom 2
    • Level: Main
    • Area: 100 Square Feet
    • Dimensions: 10x10
    Bedroom 3
    • Level: Main
    • Area: 100 Square Feet
    • Dimensions: 10x10
    Primary bathroom
    • Level: Main
    • Area: 45 Square Feet
    • Dimensions: 09x05
    Bathroom
    • Level: Main
    • Area: 45 Square Feet
    • Dimensions: 09x05
    Deck
    • Level: Main
    • Area: 180 Square Feet
    • Dimensions: 18x10
    Dining room
    • Level: Main
    • Area: 112 Square Feet
    • Dimensions: 14x08
    Kitchen
    • Level: Main
    • Area: 182 Square Feet
    • Dimensions: 14x13
    Living room
    • Level: Main
    • Area: 306 Square Feet
    • Dimensions: 18x17
    Porch
    • Level: Main
    • Area: 72 Square Feet
    • Dimensions: 18x04
    Sun room
    • Level: Main
    • Area: 140 Square Feet
    • Dimensions: 14x10
    Heating
    • Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)
    • Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
    Features
    • Basement: Sump Pump
    • Has fireplace: No
    Interior area
    • Total structure area: 1,530
    • Total interior livable area: 1,530 sqft
    • Finished area above ground: 1,530
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached, Concrete, Garage, Garage Door Opener, Insulated Garage, Storage
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: None
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Deck, Front Porch
    • Pool features: None
    • Fencing: None
    Lot
    • Size: 0.34 Acres
    • Dimensions: 68 x 146 x 92 x 129
    Details
    • Foundation area: 1530
    • Parcel number: R220212300
    • Zoning description: Residential-Single Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family
    Materials
    • Concrete
    • Roof: Age 8 Years or Less,Asphalt
    Condition
    • New construction: Yes
    • Year built: 2026

    Utilities & green energy

    • Electric: Circuit Breakers
    • Gas: Natural Gas
    • Sewer: City Sewer/Connected
    • Water: City Water/Connected

    Community & HOA

    Community
    • Subdivision: Jewel Third Add
    HOA
    • Has HOA: Yes
    • Services included: Professional Mgmt
    • HOA fee: $186 annually
    • HOA name: Matik Management
    • HOA phone: 507-216-0064
    Location
    • Region: Lake City

    Financial & listing details

    • Price per square foot: $242/sqft
    • Tax assessed value: $25,000
    • Annual tax amount: $396
    • Date on market: 6/4/2026
    • Cumulative days on market: 16 days

    Price history

    DateEventPrice
    7/17/2026Sold$369,900$242/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7082602 Report a problem
    6/22/2026Pending sale$369,900$242/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7082602 Report a problem
    6/6/2026Listed for sale$369,900+1620.5%$242/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7082602 Report a problem
    6/4/2024Sold$21,500-8.5%$14/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6159639 Report a problem
    5/14/2024Pending sale$23,500$15/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6159639 Report a problem
    2/26/2024Price change$23,500-6%$15/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6159639 Report a problem
    8/23/2022Price change$25,000-15.3%$16/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6159639 Report a problem
    3/3/2022Listed for sale$29,500$19/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6159639 Report a problem
    1/27/2022Listing removed--
    Source: NorthstarMLS as distributed by MLS GRID #6068797 Report a problem
    7/26/2021Listed for sale$29,500$19/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6068797 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$404 -1.9%$25,000
    2024$412 -0.5%$25,000
    2023$414 +46.8%$25,000 +66.7%
    2022$282 +85.5%$15,000
    2021$152 $15,000 +87.5%
    2020$152 -3.8%$8,000
    2019$158 $8,000
    2018$158 +1.3%$8,000
    2017$156 -2.5%$8,000
    2016$160 --
    2015$160 -65.7%--
    2012$466 --
    2011-- --
    2010-- --
    Find assessor info on the county website

    Neighborhood: 55041

    Nearby schools

    GreatSchools rating
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    Estimated market value
    $369,900
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    Estimated market value
    $369,900