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Under contract - not showing
    • Price cut: $26K (6/5)
    $599,000

    525 Harbor Dr, Lancaster, TN 38569

    3beds
    3,564sqft
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    Single Family Residence, Residential
    Built in 2004
    0.56 Acres Lot
    $-- Zestimate®
    $168/sqft
    $50/mo HOA

    What's special

    Garage with workshopLarge recreation roomThree gas fireplacesScreened porchSecond kitchenCommunity boat dockFinished walkout daylight basement
    Escape to Center Hill at this gorgeous, fully furnished home in the gated Cove Hollow Bay community on Center Hill Lake. Designed for gathering and relaxing, this home features huge upper and lower living rooms, three gas fireplaces, and multiple flex rooms that provide extra sleeping space for guests. A finished walkout daylight basement expands the living and entertaining options with a large recreation room, a second kitchen, and a custom bar. Outdoor living is a highlight with two levels of decking plus a screened porch, offering plenty of space to unwind after a day on the water. A garage with workshop provides room for lake gear, tools, and storage. Located less than five minutes from Center Hill Marina, you will enjoy quick access to Center Hill Lake’s clear, deep waters and miles of shoreline that make it a premier destination for boating, fishing, paddling, and swimming. Cove Hollow Bay also offers a community boat dock for added convenience. Nearby Edgar Evins State Park adds even more to love, with hiking trails, scenic overlooks, and year-round recreation just a short drive away. For even more adventure, the close proximity to Caney Fork River offers exceptional trout fishing, kayaking, and guided float trips.
    131 days
    |
    395
    |
    12
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kristie Driver 615-934-7513,

    Center Hill Realty 615-597-8488

    Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3145747MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 3
      Bedroom 1
      • Features: Suite
      • Level: Suite
      • Area: 256 Square Feet
      • Dimensions: 16x16
      Bedroom 2
      • Area: 132 Square Feet
      • Dimensions: 11x12
      Bedroom 3
      • Area: 121 Square Feet
      • Dimensions: 11x11
      Primary bathroom
      • Features: Suite
      • Level: Suite
      Dining room
      • Features: Combination
      • Level: Combination
      • Area: 156 Square Feet
      • Dimensions: 12x13
      Kitchen
      • Area: 168 Square Feet
      • Dimensions: 12x14
      Living room
      • Features: Great Room
      • Level: Great Room
      • Area: 775 Square Feet
      • Dimensions: 25x31
      Other
      • Features: Florida Room
      • Level: Florida Room
      • Area: 264 Square Feet
      • Dimensions: 24x11
      Other
      • Features: Office
      • Level: Office
      • Area: 196 Square Feet
      • Dimensions: 14x14
      Recreation room
      • Features: Basement Level
      • Level: Basement Level
      • Area: 624 Square Feet
      • Dimensions: 24x26
      Heating
      • Central, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air, Electric
      Appliances
      • Included: Electric Oven, Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Ceiling Fan(s), Entrance Foyer, Extra Closets, High Ceilings, Open Floorplan, Wet Bar, High Speed Internet, Kitchen Island
      • Flooring: Carpet, Wood, Tile
      • Basement: Finished
      • Number of fireplaces: 3
      • Fireplace features: Family Room, Gas, Recreation Room
      Interior area
      • Total structure area: 3,564
      • Total interior livable area: 3,564 sqft
      • Finished area above ground: 2,264
      • Finished area below ground: 1,300

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage Door Opener, Basement, Concrete, Driveway
      • Attached garage spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Covered, Porch, Screened
      Lot
      • Size: 0.56 Acres
      • Dimensions: 100.05 x 216.77 IRR
      • Features: Sloped
      • Topography: Sloped
      Details
      • Parcel number: 019L A 03000 000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence, Residential
      Materials
      • Fiber Cement
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Available, Natural Gas Available, Water Available
      Green energy
      • Energy efficient items: Windows, Water Heater

      Community & HOA

      Community
      • Security: Security Gate, Smoke Detector(s)
      • Subdivision: Cove Hollow Bay Phase I
      HOA
      • Has HOA: Yes
      • Amenities included: Boat Dock, Gated, Park, Trail(s)
      • HOA fee: $50 monthly
      • Second HOA fee: $200 one time
      Location
      • Region: Lancaster

      Financial & listing details

      • Price per square foot: $168/sqft
      • Tax assessed value: $320,300
      • Annual tax amount: $2,010
      • Date on market: 3/7/2026
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/6/2026Pending sale$599,000$168/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3145747 Report a problem
        6/29/2026Contingent$599,000$168/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3145747 Report a problem
        6/5/2026Price change$599,000-4.2%$168/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3145747 Report a problem
        4/16/2026Price change$625,000-3.7%$175/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3145747 Report a problem
        3/7/2026Listed for sale$649,000+263.6%$182/sqft
        Source: RealTracs MLS as distributed by MLS GRID #3145747 Report a problem
        11/28/2012Sold$178,500-62.7%$50/sqft
        Source: Public Record Report a problem
        3/14/2012Sold$478,581+771.5%$134/sqft
        Source: Public Record Report a problem
        11/6/2001Sold$54,915$15/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,010 $80,075
        2024$2,010 +25.5%$80,075
        2023$1,602 +15.6%$80,075
        2022$1,386 $80,075
        2021-- $80,075 +18.4%
        2020$1,437 $67,650
        2019$1,437 +15.8%$67,650
        2018$1,240 +0%$67,650
        2017$1,240 $67,650
        2016$1,240 +13.1%$67,650
        2015$1,096 -5.7%$67,650 -5.7%
        2014$1,163 -13.5%$71,775 -13.5%
        2013$1,344 $82,950
        2011$1,344 +12.5%$82,950 +1.4%
        2010$1,194 $81,800
        2009$1,194 $81,800
        2008$1,194 -3.4%$81,800 +12.5%
        2007$1,236 -3.2%$72,725 +8.2%
        2006$1,277 +25.8%$67,200
        2005$1,015 -7.4%$67,200
        2004$1,095 +437.6%$67,200 +437.6%
        2003$204 $12,500
        2001-- $12,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 38569

        Getting around

        3 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Northside Elementary
        • Middle: DeKalb Middle School
        • High: De Kalb County High School

        Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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