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Contingent
    • Price cut: $15K (6/24)
    $410,000

    525 Oneal St, Chattanooga, TN 37403

    3beds
    1,600sqft
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    Single Family Residence
    Built in 2024
    0.4 Acres Lot
    $407,700 Zestimate®
    $256/sqft
    $-- HOA

    What's special

    Stylish finishes throughoutElegant tile finishesHoa-maintained landscapingTwo covered front porchesAbundant workspaceDesigner kitchenBeautifully appointed bath
    Welcome to 525 Oneal St, a thoughtfully designed home that blends upscale living with a close-knit neighborhood atmosphere. Built in 2024, this like-new home offers the benefits of modern construction, quality craftsmanship, and stylish finishes throughout. Featuring 3 bedrooms, 2.5 bathrooms, and soaring 9-foot ceilings, the home is designed for comfortable everyday living and effortless entertaining. The designer kitchen serves as the centerpiece of the home, showcasing custom cabinetry, quartz countertops, and abundant workspace for gathering with family and friends. Enjoy stunning views of Missionary Ridge from multiple vantage points, including two covered front porches, the living area, and the primary suite. Whether you're enjoying your morning coffee or unwinding in the evening, these inviting outdoor spaces provide the perfect setting to take in the scenery. The spacious primary suite offers a relaxing retreat, complemented by a beautifully appointed bath with elegant tile finishes and a spa-inspired shower. Located adjacent to the highly desirable Historic Fort Wood District, this home provides exceptional convenience to UTC, Erlanger Hospital, and Chattanooga's vibrant downtown destinations. The Southside, NorthShore, restaurants, shopping, and entertainment are all just minutes away. Enjoy a low-maintenance lifestyle with HOA-maintained landscaping and convenient off-street parking for two vehicles. Combining modern design, scenic views, and an unbeatable location, this exceptional home offers the best of urban living in one of Chattanooga's most convenient settings.
    30 days
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    423
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    21
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    Zillow last checked:

    Listing updated:

    Listed by:

    Bekah Dalton Cochran 423-508-5986,

    Keller Williams Realty 423-664-1900

    Source: Greater Chattanooga Realtors,MLS#: 1536071

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bathroom
      • Description: Bathroom Half
      • Level: First
      Bathroom
      • Description: Full Bathroom
      • Level: Second
      Bathroom
      • Description: Full Bathroom
      • Level: Second
      Dining room
      • Level: First
      Laundry
      • Level: First
      Living room
      • Level: First
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric, Multi Units
      Appliances
      • Included: Disposal, Dishwasher, Electric Water Heater, Free-Standing Electric Range, Microwave, Refrigerator
      • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
      Features
      • Granite Counters, High Ceilings, High Speed Internet, Walk-In Closet(s), En Suite, Separate Dining Room
      • Flooring: Tile, Engineered Hardwood
      • Windows: Insulated Windows, Vinyl Frames
      • Basement: Crawl Space
      • Has fireplace: No
      Interior area
      • Total structure area: 1,600
      • Total interior livable area: 1,600 sqft
      • Finished area above ground: 1,600
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Off Street
      Features
      • Levels: Two
      • Patio & porch: Covered, Deck, Patio, Porch, Porch - Covered
      • Exterior features: Balcony
      • Has view: Yes
      • View description: Mountain(s)
      Lot
      • Size: 0.4 Acres
      • Dimensions: 119 x 158 x 128 x 131
      • Features: Gentle Sloping
      Details
      • Parcel number: 146a Q 010 C004

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Fiber Cement
      • Foundation: Block
      • Roof: Asphalt,Shingle
      Condition
      • New construction: Yes
      • Year built: 2024

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Sewer Connected, Underground Utilities

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Roberts
      HOA
      • Has HOA: Yes
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $256/sqft
      • Tax assessed value: $86,000
      • Annual tax amount: $595
      • Date on market: 6/4/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $407,700

        $387,000 - $428,000

        $2,705/mo

        Price history

        DateEventPrice
        6/30/2026Contingent$410,000$256/sqft
        Source: Greater Chattanooga Realtors #1536071 Report a problem
        6/24/2026Price change$410,000-3.5%$256/sqft
        Source: Greater Chattanooga Realtors #1536071 Report a problem
        6/4/2026Price change$425,000+6.3%$266/sqft
        Source: Greater Chattanooga Realtors #1536071 Report a problem
        1/28/2025Listing removed$2,800$2/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2744044 Report a problem
        1/21/2025Listed for rent$2,800$2/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2744044 Report a problem
        10/1/2024Pending sale$399,900+1.2%$250/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2739880 Report a problem
        9/30/2024Sold$395,000-1.2%$247/sqft
        Source: Greater Chattanooga Realtors #1395363 Report a problem
        9/30/2024Contingent$399,900$250/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2709634 Report a problem
        9/29/2024Pending sale$399,900$250/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2709634 Report a problem
        8/15/2024Contingent$399,900$250/sqft
        Source: Greater Chattanooga Realtors #1395363 Report a problem
        7/9/2024Price change$399,900-84%$250/sqft
        Source: Greater Chattanooga Realtors #1395363 Report a problem
        1/29/2024Listed for sale$2,500,000+635.3%$1,563/sqft
        Source: Greater Chattanooga Realtors #1385892 Report a problem
        2/28/2023Contingent$340,000$213/sqft
        Source: Greater Chattanooga Realtors #1368144 Report a problem
        4/25/2022Listed for sale$340,000$213/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2376242 Report a problem
        4/20/2022Contingent$340,000$213/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2376242 Report a problem
        4/19/2022Listed for sale$340,000+580%$213/sqft
        Source: RealTracs MLS as distributed by MLS GRID #2376242 Report a problem
        5/21/2016Sold$50,000-66.4%$31/sqft
        Source: Agent Provided Report a problem
        10/7/2015Listed for sale$149,000+392.8%$93/sqft
        Source: Real Estate Partners of Chattanooga #1218885 Report a problem
        7/10/2015Sold$30,233-79.7%$19/sqft
        Source: Agent Provided Report a problem
        4/9/2015Listing removed$149,000$93/sqft
        Source: Liberty Homes Chattanooga #1218885 Report a problem
        10/31/2014Listed for sale$149,000$93/sqft
        Source: Liberty Homes Chattanooga #1218885 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2014$595 $21,500
        2013$595 -1%$21,500 -1%
        2012$601 $21,725
        2010$601 0%$21,725
        2009$601 -8.1%$21,725 +4.7%
        2008$654 $20,750
        2007$654 +8.8%$20,750
        2006$601 $20,750
        2005$601 -18.2%$20,750 +57.5%
        2003$735 $13,175

        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Fortwood Historic District

        Getting around

        50 / 100
        Somewhat Walkable
        35 / 100
        Some Transit
        61 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Orchard Knob Elementary
        • Middle: Orchard Knob Middle
        • High: Howard School of Academics & Tech

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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