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Contingent inspection
    • $599,900

    527 SW 40th Ter, Cape Coral, FL 33914

    3beds
    2,032sqft
    : 
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    Single Family Residence
    Built in 2006
    10,018 Square Feet Lot
    $-- Zestimate®
    $295/sqft
    $-- HOA

    What's special

    Northern exposure poolTall ceilingsTons of storage areasFull storm shutter coverageAmple shaded spaces
    Step into this incredibly well-kept HIGH ELEVATION GULF-ACCESS POOL HOME in a great, centralized SW Cape Coral location, just minutes from everything you need in the city! With over 2,000 square feet of bright, naturally lit living space and tall ceilings inside, this home features 3 large bedrooms, plus a den/office (or 4th bedroom), 2 full baths, including a pool bath, TONS OF STORAGE AREAS with an extra-large 26' DEEP GARAGE, and a STUNNING SCREENED-IN OUTDOOR LIVING SPACE, including ample shaded spaces and a NORTHERN EXPOSURE POOL, all overlooking the incredible Gulf-access canal with a newer (2020) PRIVATE DOCK AND COVERED 10,000 lb BOAT LIFT! This home has NEVER BEEN FLOODED, and is built to SAVE $ ON INSURANCE, with a NEWER ROOF (2023), full storm shutter coverage, and one of the HIGHEST GULF-ACCESS ELEVATIONS you will find in Cape Coral! If you're looking for true and SAFE SW Florida waterfront lifestyle, you need to call and schedule a private tour of this house!
    39 days
    |
    314
    |
    24
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Dustin Guthrie 239-297-1583,

    Schooner Bay Realty, Inc.

    Source: Florida Gulf Coast MLS,MLS#: 2026025407MLS LogoOriginating MLS: Florida Gulf Coast

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Den, Screened Porch
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Range, Refrigerator, Washer
      • Laundry: Inside
      Features
      • Breakfast Bar, Built-in Features, Bedroom on Main Level, Breakfast Area, Bathtub, Cathedral Ceiling(s), Separate/Formal Dining Room, Dual Sinks, High Ceilings, Main Level Primary, Pantry, Sitting Area in Primary, Separate Shower, Cable TV, Vaulted Ceiling(s), Walk-In Closet(s), Split Bedrooms, Den, Screened Porch
      • Flooring: Carpet, Tile
      • Windows: Single Hung, Sliding
      Interior area
      • Total structure area: 2,650
      • Total interior livable area: 2,032 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage, Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Stories: 1
      • Patio & porch: Lanai, Porch, Screened
      • Exterior features: Sprinkler/Irrigation, Shutters Manual
      • Has private pool: Yes
      • Pool features: Concrete, In Ground, Pool Equipment
      • Has view: Yes
      • View description: Canal, City
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal Access, Navigable Water
      Lot
      • Size: 10,018 Square Feet
      • Dimensions: 80 x 120 x 80 x 120
      • Features: Rectangular Lot, Sprinklers Automatic
      Details
      • Parcel number: 114523C101729.0030
      • Lease amount: $0
      • Zoning description: R1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch,One Story,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stone
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2006

      Utilities & green energy

      • Sewer: Assessment Paid, Public Sewer
      • Water: Assessment Paid, Public
      • Utilities for property: Cable Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Boat Facilities, Non-Gated, None
      • Security: Smoke Detector(s)
      • Condo and coop fee: $0
      • Membership fee: $0
      • Subdivision: CAPE CORAL
      HOA
      • Has HOA: No
      • Amenities included: None
      • Services included: None
      Location
      • Region: Cape Coral

      Financial & listing details

      • Price per square foot: $295/sqft
      • Tax assessed value: $521,496
      • Annual tax amount: $6,335
      • Date on market: 6/10/2026
      • Cumulative days on market: 39 days
      • Listing terms: All Financing Considered,Cash,FHA,VA Loan
      • Ownership: Single Family
      • Contingency: Inspection

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/23/2026Pending sale$599,900$295/sqft
        Source: Florida Gulf Coast MLS #2026025407 Report a problem
        6/10/2026Listed for sale$599,900-14.2%$295/sqft
        Source: Florida Gulf Coast MLS #2026025407 Report a problem
        8/20/2024Listing removed$699,000$344/sqft
        Source: SWFLMLS #224048524 Report a problem
        8/9/2024Price change$699,000-2.8%$344/sqft
        Source: SWFLMLS #224048524 Report a problem
        6/17/2024Price change$719,000-0.8%$354/sqft
        Source: SWFLMLS #224048524 Report a problem
        6/3/2024Listed for sale$725,000-16.2%$357/sqft
        Source: SWFLMLS #224048524 Report a problem
        7/7/2022Listing removed--
        Source: RE/MAX International Report a problem
        5/20/2022Listed for sale$865,000+147.1%$426/sqft
        Source: Florida Gulf Coast MLS #222039064 Report a problem
        2/15/2018Sold$350,000+0%$172/sqft
        Source: Florida Gulf Coast MLS #217054993 Report a problem
        1/23/2018Pending sale$349,900$172/sqft
        Source: Sunrise Realty Network Inc #217054993 Report a problem
        1/10/2018Price change$349,900-4.1%$172/sqft
        Source: Sunrise Realty Network Inc #217054993 Report a problem
        11/1/2017Price change$364,900-3.9%$180/sqft
        Source: Sunrise Realty Network Inc #217054993 Report a problem
        9/24/2017Price change$379,900-3.8%$187/sqft
        Source: Sunrise Realty Network Inc #217054993 Report a problem
        8/25/2017Listed for sale$394,900+59.8%$194/sqft
        Source: Sunrise Realty Network Inc #217054993 Report a problem
        4/26/2017Sold$247,100+118.7%$122/sqft
        Source: Public Record Report a problem
        3/22/2017Listed for sale--
        Source: Auction.com Report a problem
        7/9/2004Sold$113,000+35.3%$56/sqft
        Source: Public Record Report a problem
        2/19/2003Sold$83,500+67%$41/sqft
        Source: Public Record Report a problem
        5/14/2002Sold$50,000$25/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,336 +4.7%$379,770 +2.9%
        2024$6,049 +2.8%$369,067 +3%
        2023$5,882 +5.7%$358,317 +3%
        2022$5,565 -3.6%$347,881
        2021$5,771 -1.9%--
        2020$5,883 +2.8%$333,086 +0.8%
        2019$5,721 $330,290 +6.8%
        2018$5,721 -9%$309,265 +18.6%
        2017$6,290 +14.5%$260,815 -0.8%
        2016$5,492 -1.2%$262,838 +7.5%
        2015$5,561 +4.6%$244,603 -9.6%
        2014$5,317 -9.8%$270,683 +13.3%
        2013$5,894 +25%$238,906 +8.8%
        2012$4,715 +4.8%$219,497 +2.2%
        2011$4,500 +11.6%$214,751 +22.8%
        2010$4,033 +5.1%$174,831 +3.2%
        2009$3,839 -34.7%$169,420 -48.2%
        2008$5,877 -9.4%$326,850 -8.8%
        2007$6,488 +89.1%$358,570 +91.7%
        2006$3,432 +158.3%$187,000 +206.1%
        2004$1,329 +7.2%$61,090 +12.3%
        2003$1,240 +131.4%$54,400 +146%
        2002$536 $22,110 +48.4%
        2000-- $14,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33914

        Getting around

        45 / 100
        Car-Dependent
        43 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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