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  • $815,000

    528 Cottonwood Creek Road, Durango, CO 81301

    3beds
    2,048sqft
    : 
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    Townhouse
    Built in 1987
    4,922 Square Feet Lot
    $792,500 Zestimate®
    $398/sqft
    $-- HOA

    What's special

    Waterfront townhomePanoramic viewsTrout pondsPrimary bedroom and bathLaundry roomVaulted redwood ceilingsRoomy and functional floorplan
    Welcome to the serenity of this lovely waterfront townhome at The Ranch in the picturesque North Animas Valley! This home has an ideal location backing to Fawn Lake, and the views from this property will remain unobstructed from future development. TOWNHOME: Inside you will find a roomy and functional floorplan (including two bedrooms on the main level) that has been upgraded during seller's ownership, with new flooring on the main level, new shower in the primary bath, and more. The great room living area has vaulted redwood ceilings and plenty of light with many windows facing the lake views. The main level includes living, dining, kitchen, primary bedroom and bath (including private cozy sunroom with sauna), second bedroom and full bath, laundry room and two car garage. Upstairs is a spacious loft bedroom and flex space and 3/4 bath. Features include wood-burning fireplace, hot water baseboard radiant heating system, skylights, river rock privacy walls, and a spacious deck facing views of the lake and Missionary Ridge. COMMUNITY: Meanwhile, back at “The Ranch” . . . . there’s a slice of paradise, surrounded by panoramic views, trout ponds and the red Hermosa Cliffs. Securely nestled in the North Animas Valley, The Ranch is like no other residential community in SW Colorado. Over the years it has quietly grown into a community of homes and people who enjoy the outdoors, the Colorado lifestyle, and appreciate the conveniences and values of a planned community. Ownership entitles owners to use of common amenities such as a 30-acre wildlife preserve along the Hermosa Creek, trout fishing, tennis & pickleball court, RV storage area, extensive common ground areas, abundant irrigation water, and the privacy enjoyed with mature landscaping. Enjoy the beauty of the serene ponds and streams meandering throughout the community. This opportunity won't last long so schedule your showing today!
    78 days
    |
    245
    |
    9
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Christine Serwe 970-749-9014,

    Wells Group Real Estate

    Source: CREN,MLS#: 833685MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 1
      • 3/4 bathrooms: 2
      Primary bedroom
      • Level: Main
      Dining room
      • Features: Kitchen Bar, Kitchen/Dining
      Cooling
      • Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
      • Laundry: W/D Hookup
      Features
      • Wired/Cable TV, Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s), Sauna, Air Lock Entry, Sun Room
      • Flooring: Carpet-Partial, Tile
      • Windows: Window Coverings, Skylight(s)
      • Basement: Crawl Space
      • Has fireplace: Yes
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 2,048
      • Total interior livable area: 2,048 sqft
      • Finished area above ground: 2,048

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Levels: One and One Half
      • Stories: 1
      • Patio & porch: Deck, Patio
      • Exterior features: Irrigation Water, Landscaping, Lawn Sprinklers
      • Has spa: Yes
      • Spa features: Bath
      • Has view: Yes
      • View description: Mountain(s), Valley
      • Has water view: Yes
      • Water view: Lake/Pond/Reservoir,Stream/River
      • Waterfront features: Lake/Reservoir
      Lot
      • Size: 4,922 Square Feet
      • Features: Adj to Greenbelt
      Details
      • Parcel number: 559702205016
      • Zoning description: Residential Single Family

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      • Attached to another structure: Yes
      Materials
      • Wood Frame, Wood Siding
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 1987

      Utilities & green energy

      • Sewer: Central
      • Water: Central Water
      • Utilities for property: Cable Connected, Electricity Connected, Internet, Natural Gas Connected, Phone - Cell Reception, Phone Connected

      Community & HOA

      Community
      • Subdivision: The Ranch
      HOA
      • Has HOA: Yes
      • HOA name: RPOA
      Location
      • Region: Durango

      Financial & listing details

      • Price per square foot: $398/sqft
      • Tax assessed value: $725,120
      • Annual tax amount: $2,544
      • Date on market: 4/16/2026
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $792,500

        $753,000 - $832,000

        $2,991/mo

        Price history

        DateEventPrice
        6/20/2026Contingent$815,000$398/sqft
        Source: CREN #833685 Report a problem
        6/16/2026Listed for sale$815,000$398/sqft
        Source: CREN #833685 Report a problem
        4/24/2026Contingent$815,000$398/sqft
        Source: CREN #833685 Report a problem
        4/16/2026Listed for sale$815,000+37%$398/sqft
        Source: CREN #833685 Report a problem
        1/2/2024Sold$595,000+32.2%$291/sqft
        Source: Public Record Report a problem
        9/1/2005Sold$450,000$220/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,897 +16.3%$45,320 +9.8%
        2024$1,632 +17.7%$41,290 -3.6%
        2023$1,386 -0.6%$42,830 +35.5%
        2022$1,394 $31,600 -2.8%
        2021-- $32,510 +2.9%
        2020$1,316 +5.6%$31,600
        2019$1,246 $31,600 +0.2%
        2018$1,246 $31,530
        2017$1,246 +2.1%$31,530 -4%
        2016$1,221 +10.2%$32,830
        2015$1,107 $32,830 +8.2%
        2014-- $30,350
        2013-- $30,350 -7.2%
        2012-- $32,700
        2011-- $32,700 -10.1%
        2010-- $36,360
        2009-- $36,360 +1.5%
        2008-- $35,820 -6.2%
        2007-- $38,180 +11.9%
        2005-- $34,120

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 81301

        Getting around

        14 / 100
        Car-Dependent
        26 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Animas Valley K-5
        • Middle: Miller 6-8
        • High: Durango 9-12

        Source: CREN. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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