For sale

Price cut: $25K (5/19)

$425,000

528 S 13th Ter, Fernandina Beach, FL 32034

3beds

1,252sqft

Get pre-qualified

Single Family Residence

Built in 1997

4,791 Square Feet Lot

$409,400 Zestimate^®

$339/sqft

$-- HOA

What's special

Shed for additional storageGreat layoutOpen airy feelFenced backyard

3-bedroom, 2-bath home on Amelia Island with a 2-car garage in a fantastic central location, just minutes from the beach and Historic Downtown Fernandina. This 1,252-square-foot home features a great layout, with high ceilings in the living room, creating an open, airy feel. The fenced backyard is perfect for entertaining, relaxing, or letting pets play, and includes a shed for additional storage. The roof is less than 4 years old, adding peace of mind for the new owner. Located in sought-after Nassau County with access to A-rated schools, and within walking distance to the middle and high school, this home combines comfort, convenience, and island living.

89 days

690

23

Loading...

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Heat Pump

Cooling

Heat Pump

Appliances

Included: Dryer, Dishwasher, Microwave, Refrigerator, Water Softener Owned, Stove, Washer, Ice Maker

Features

Ceiling Fan(s), Cable TV, Window Treatments
Windows: Aluminum Frames, Blinds, Drapes

Interior area

Total structure area: 1,252
Total interior livable area: 1,252 sqft

Property

Parking

Total spaces: 2
Parking features: Two Car Garage, Garage Door Opener
Garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Rear Porch, Deck, Open, Patio
Exterior features: Fence
Pool features: None

Lot

Size: 4,791 Square Feet
Dimensions: 50 by 100

Details

Parcel number: 000031180002410930
Zoning: R-2
Special conditions: None

Construction

Type & style

Home type: SingleFamily
Architectural style: One Story
Property subtype: Single Family Residence

Materials

Frame
Roof: Shingle

Condition

Resale
Year built: 1997

Details

Builder name: Atlantic Builders Inc

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available

Community & HOA

HOA

Has HOA: No

Location

Region: Fernandina Beach

Financial & listing details

Price per square foot: $339/sqft
Tax assessed value: $262,125
Annual tax amount: $1,543
Date on market: 4/8/2026
Cumulative days on market: 90 days
Listing terms: Conventional,FHA,USDA Loan,VA Loan
Road surface type: Paved

Estimated market value

$409,400

$389,000 - $430,000

$2,584/mo

Price history

Date	Event	Price
5/19/2026	Price change	$425,000-5.6%$339/sqft
Source: AINCAR #115641 Report a problem
4/8/2026	Listed for sale	$450,000+136.8%$359/sqft
Source: AINCAR #115641 Report a problem
7/19/2022	Listing removed	--
Source: Owner Report a problem
7/14/2022	Price change	$190,000-5%$152/sqft
Source: Owner Report a problem
6/17/2022	Price change	$200,000-20%$160/sqft
Source: Owner Report a problem
2/28/2022	Price change	$250,000-16.7%$200/sqft
Source: Owner Report a problem
2/15/2022	Listed for sale	$300,000+314.9%$240/sqft
Source: Owner Report a problem
3/4/1997	Sold	$72,300$58/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$1,543 +1.9%	$125,625 +3%
2023	$1,514 +8.5%	$121,966 +3%
2022	$1,395 +0.9%	$118,414 +3%
2021	$1,382 -0.2%	$114,965 +1.4%
2020	$1,385 -1.5%	$113,378 +2.3%
2019	$1,407	$110,829 +1.9%
2018	$1,407 +4%	$108,763 +2.1%
2017	$1,352 +4.7%	$106,526 +2.1%
2016	$1,292 +1.7%	$104,335 +0.7%
2015	$1,270 -0.6%	$103,610 +0.8%
2014	$1,278	$102,788 +1.5%
2013	--	$101,269 -4.5%
2012	--	$105,998 -6.9%
2011	--	$113,905 +1.5%
2010	--	$112,222 +2.7%
2009	--	$109,272 +42.7%
2008	--	$76,560 +3%
2007	--	$74,330 +2.5%
2006	--	$72,517 +3%
2005	--	$70,405 +3%
2004	--	$68,354 +1.9%
2003	--	$67,079 +2.4%
2002	--	$65,507 +1.6%
2001	--	$64,475 +3%
2000	--	$62,597

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified