For sale

$425,000

528 S 13th Ter, Fernandina Beach, FL 32034

3beds

1,252sqft

$2,803/mo

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Single Family Residence

Built in 1997

4,791 Square Feet Lot

$411,000 Zestimate^®

$339/sqft

$-- HOA

What's special

Shed for additional storageGreat layoutOpen airy feelFenced backyard

3-bedroom, 2-bath home on Amelia Island with a 2-car garage in a fantastic central location, just minutes from the beach and Historic Downtown Fernandina. This 1,252-square-foot home features a great layout, with high ceilings in the living room, creating an open, airy feel. The fenced backyard is perfect for entertaining, relaxing, or letting pets play, and includes a shed for additional storage. The roof is less than 4 years old, adding peace of mind for the new owner. Located in sought-after Nassau County with access to A-rated schools, and within walking distance to the middle and high school, this home combines comfort, convenience, and island living.

138 days

459

16

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Heat Pump

Cooling

Heat Pump

Appliances

Included: Dryer, Dishwasher, Microwave, Refrigerator, Water Softener Owned, Stove, Washer, Ice Maker

Features

Ceiling Fan(s), Cable TV, Window Treatments
Windows: Aluminum Frames, Blinds, Drapes

Interior area

Total structure area: 1,252
Total interior livable area: 1,252 sqft

Property

Parking

Total spaces: 2
Parking features: Two Car Garage, Garage Door Opener
Garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Rear Porch, Deck, Open, Patio
Exterior features: Fence
Pool features: None

Lot

Size: 4,791 Square Feet
Dimensions: 50 by 100

Details

Parcel number: 000031180002410930
Zoning: R-2
Special conditions: None

Construction

Type & style

Home type: SingleFamily
Architectural style: One Story
Property subtype: Single Family Residence

Materials

Frame
Roof: Shingle

Condition

Resale
Year built: 1997

Details

Builder name: Atlantic Builders Inc

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available

Community & HOA

HOA

Has HOA: No

Location

Region: Fernandina Beach

Financial & listing details

Price per square foot: $339/sqft
Tax assessed value: $293,283
Annual tax amount: $1,575
Date on market: 4/8/2026
Cumulative days on market: 137 days
Listing terms: Conventional,FHA,USDA Loan,VA Loan
Road surface type: Paved

Estimated market value

$411,000

$390,000 - $432,000

$2,349/mo

Price history

Date	Event	Price
5/19/2026	Price change	$425,000-5.6%$339/sqft
Source: AINCAR #115641 Report a problem
4/8/2026	Listed for sale	$450,000+136.8%$359/sqft
Source: AINCAR #115641 Report a problem
7/19/2022	Listing removed	--
Source: Owner Report a problem
7/14/2022	Price change	$190,000-5%$152/sqft
Source: Owner Report a problem
6/17/2022	Price change	$200,000-20%$160/sqft
Source: Owner Report a problem
2/28/2022	Price change	$250,000-16.7%$200/sqft
Source: Owner Report a problem
2/15/2022	Listed for sale	$300,000+314.9%$240/sqft
Source: Owner Report a problem
3/4/1997	Sold	$72,300$58/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,575 +2.1%	$129,268 +2.9%
2024	$1,543 +1.9%	$125,625 +3%
2023	$1,514 +8.5%	$121,966 +3%
2022	$1,395 +0.9%	$118,414 +3%
2021	$1,382 -0.2%	$114,965 +1.4%
2020	$1,385 -1.5%	$113,378 +2.3%
2019	$1,407	$110,829 +1.9%
2018	$1,407 +4%	$108,763 +2.1%
2017	$1,352 +4.7%	$106,526 +2.1%
2016	$1,292 +1.7%	$104,335 +0.7%
2015	$1,270 -0.6%	$103,610 +0.8%
2014	$1,278	$102,788 +1.5%
2013	--	$101,269 -4.5%
2012	--	$105,998 -6.9%
2011	--	$113,905 +1.5%
2010	--	$112,222 +2.7%
2009	--	$109,272 +42.7%
2008	--	$76,560 +3%
2007	--	$74,330 +2.5%
2006	--	$72,517 +3%
2005	--	$70,405 +3%
2004	--	$68,354 +1.9%
2003	--	$67,079 +2.4%
2002	--	$65,507 +1.6%
2001	--	$64,475 +3%
2000	--	$62,597