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  • Price cut: $10K (7/6)
    $585,000

    530 Cumberland Trl, Elgin, IL 60123

    4beds
    2,589sqft
    : 
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    Single Family Residence
    Built in 1984
    7,801 Square Feet Lot
    $568,200 Zestimate®
    $226/sqft
    $-- HOA

    What's special

    Gas wood burning fireplaceRecessed lightingBonus roomLinear led lightingKitchen peninsulaHigh-end bosch appliancesStunning kitchen
    This home is perfect! It is truly a meticulously rehabbed home designed with the highest craftsmanship! And, it is nearly brand new! Wait until you see it. Walk into an inviting open concept floor plan dressed with warm wall colors, dotted with recessed lighting and adorned with real hardwood flooring featuring a satin finish and a water-based stain. Then. Watch as natural crisp sunlight pours in from all directions, and warms up your home, and your heart. Unwind in your living room, and gaze out the front window: and daydream; or, enjoy those festive holiday parties with family and friends in your dining room, which is dressed with a contemporary, linear chandelier that further adds character to the space. The living room and dining room then opens up into another world: a stunning kitchen, a first floor powder room tucked away in the right spot, a masterful family room and a heartwarming sun room. The kitchen is beautiful. It is is accentuated with 42" white oak, shaker style, soft close kitchen cabinets, brushed gold handles and fixtures, under cabinet lighting, a tastefully curated calacatta laza quartz countertop chased up to the backsplash and, of course, high-end Bosch appliances to match the vibe. Continue that lively conversation with family and friends on your kitchen peninsula or easily add a table and chairs in the area between the kitchen and the family room, and peek out into your sprawling yard and watch over the little ones run amok. It gets even more amazing! The family room is accentuated with real cedar wood ceiling beams that add a perfect touch to an already stunning place. Turn on your gas wood burning fireplace, kick your feet up on the ottoman, cuddle up with your favorite people and watch your favorite show. It makes for memorable moments. But wait. There is also more. The sunroom is pretty spectacular. It is light and bright and airy, and it is filled with: natural sunlight. This space is versatile in its uses from an additional family room to a play room to a green room to an office. And there is still more. Let us head upstairs! There are four bedrooms on the second floor. Each bedroom is spacious with ample closet space; each bedroom is decorated with the same trim from the first floor all the way up to the second floor along with shaker style closet doors and then decked out with black hardware. There is a full bathroom on the second floor; this designer bathroom stuns with its double vanity sink laid with a quartz countertop, a mirror outlined in black trim, black hardware fixture accents, linear LED lighting and immaculately set ceramic tiles; there is also a modern soaking tub in this space, which further adds to the functionality of this home. Then, the primary bedroom: it is very spacious, serene and it features a primary closet and a primary bathroom. This space is your private sanctuary. The primary bathroom is alluring with its modern designed double vanity adorned with a calacatta laza quartz countertop, cathedral-like mirrors, brushed gold accents, oval lighting and a powerful stand-up shower with its textured tiles, brushed gold fixtures and a modern linear drain. This space is at the intersection of modern and classy. And, there is still - more! The finished basement is equally impressive. It features ample space for yet another family room along with a wet bar area featuring undermount shelf lighting and a beverage center! There is also a bonus room and a large utility room with a side-by-side washer-and-dryer. There is really nothing to do here except, yep, you're right, move in! This home is within walking distance to Powder River Park, Eagle Park and minutes way from Creekside Elementary School, Home Depot, the 90, Highway 20, shopping, restaurants and so much more! Easy to show. It is a 10!
    9 days
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    277
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    20
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    Zillow last checked:

    Listing updated:

    Listed by:

    Peter Drossos 773-593-5626,

    Peter Drossos Real Estate

    Source: MRED as distributed by MLS GRID,MLS#: 12703059MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Foyer, Sun Room, Utility Room-Lower Level, Bonus Room, Eating Area, Family Room
      Primary bedroom
      • Features: Flooring (Hardwood), Window Treatments (All), Bathroom (Full, Shower Only)
      • Level: Second
      • Area: 210 Square Feet
      • Dimensions: 15X14
      Bedroom 2
      • Features: Flooring (Hardwood), Window Treatments (All)
      • Level: Second
      • Area: 99 Square Feet
      • Dimensions: 11X9
      Bedroom 3
      • Features: Flooring (Hardwood), Window Treatments (All)
      • Level: Second
      • Area: 121 Square Feet
      • Dimensions: 11X11
      Bedroom 4
      • Features: Flooring (Hardwood), Window Treatments (All)
      • Level: Second
      • Area: 108 Square Feet
      • Dimensions: 12X9
      Bar entertainment
      • Features: Flooring (Ceramic Tile), Window Treatments (All)
      • Level: Basement
      • Area: 72 Square Feet
      • Dimensions: 12X6
      Bonus room
      • Features: Flooring (Ceramic Tile), Window Treatments (All)
      • Level: Basement
      • Area: 110 Square Feet
      • Dimensions: 11X10
      Dining room
      • Features: Flooring (Hardwood), Window Treatments (All)
      • Level: Main
      • Area: 260 Square Feet
      • Dimensions: 20X13
      Eating area
      • Features: Flooring (Hardwood), Window Treatments (All)
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 12X10
      Family room
      • Features: Flooring (Hardwood), Window Treatments (All)
      • Level: Main
      • Area: 299 Square Feet
      • Dimensions: 23X13
      Other
      • Features: Flooring (Ceramic Tile), Window Treatments (All)
      • Level: Basement
      • Area: 240 Square Feet
      • Dimensions: 20X12
      Foyer
      • Features: Flooring (Hardwood), Window Treatments (All)
      • Level: Main
      • Area: 72 Square Feet
      • Dimensions: 12X6
      Kitchen
      • Features: Kitchen (Eating Area-Breakfast Bar, Eating Area-Table Space, Custom Cabinetry, SolidSurfaceCounter, Updated Kitchen), Flooring (Hardwood), Window Treatments (All)
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 12X10
      Laundry
      • Features: Flooring (Other), Window Treatments (All)
      • Level: Basement
      • Area: 25 Square Feet
      • Dimensions: 5X5
      Living room
      • Features: Flooring (Hardwood), Window Treatments (All)
      • Level: Main
      • Area: 143 Square Feet
      • Dimensions: 13X11
      Sun room
      • Features: Flooring (Ceramic Tile), Window Treatments (All)
      • Level: Main
      • Area: 440 Square Feet
      • Dimensions: 20X22
      Other
      • Features: Flooring (Other), Window Treatments (All)
      • Level: Basement
      • Area: 96 Square Feet
      • Dimensions: 12X8
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Range, Microwave, Dishwasher, Refrigerator, High End Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Wine Refrigerator, Range Hood, Gas Oven, Humidifier
      • Laundry: Gas Dryer Hookup, In Unit, Common Area
      Features
      • Wet Bar, Walk-In Closet(s), Beamed Ceilings, Open Floorplan, Separate Dining Room, Quartz Counters
      • Flooring: Hardwood
      • Windows: Screens
      • Basement: Finished,Egress Window,Full
      • Attic: Unfinished
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning, Gas Starter, Masonry, Family Room
      Interior area
      • Total structure area: 0
      • Total interior livable area: 2,589 sqft

      Property

      Parking
      • Total spaces: 6.5
      • Parking features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Driveway, Other, Garage
      • Attached garage spaces: 2.5
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 2
      • Fencing: Wood
      Lot
      • Size: 7,801 Square Feet
      • Dimensions: 80 x 110
      • Features: Sloped
      Details
      • Additional structures: None
      • Parcel number: 0609478014
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Aluminum Siding, Brick
      • Foundation: Concrete Perimeter
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1984
      • Major remodel year: 2026

      Utilities & green energy

      • Electric: Circuit Breakers, 200+ Amp Service
      • Sewer: Public Sewer
      • Water: Lake Michigan, Public

      Community & HOA

      Community
      • Features: Park, Tennis Court(s), Curbs, Sidewalks, Street Lights, Street Paved
      • Security: Carbon Monoxide Detector(s)
      • Subdivision: Valley Creek
      HOA
      • Services included: None
      Location
      • Region: Elgin

      Financial & listing details

      • Price per square foot: $226/sqft
      • Tax assessed value: $364,236
      • Annual tax amount: $9,716
      • Date on market: 7/13/2026
      • Ownership: Fee Simple

        Estimated market value

        $568,200

        $540,000 - $597,000

        $3,262/mo

        Price history

        DateEventPrice
        7/6/2026Price change$585,000-1.7%$226/sqft
        Source: MRED as distributed by MLS GRID #12695991 Report a problem
        6/2/2026Price change$595,000-8.5%$230/sqft
        Source: MRED as distributed by MLS GRID #12665862 Report a problem
        5/22/2026Listed for sale$650,000$251/sqft
        Source: MRED as distributed by MLS GRID #12653409 Report a problem
        5/20/2026Listing removed$650,000$251/sqft
        Source: MRED as distributed by MLS GRID #12648053 Report a problem
        5/14/2026Price change$650,000-3.7%$251/sqft
        Source: MRED as distributed by MLS GRID #12648053 Report a problem
        4/20/2026Listed for sale$675,000$261/sqft
        Source: MRED as distributed by MLS GRID #12623884 Report a problem
        4/20/2026Listing removed$675,000$261/sqft
        Source: MRED as distributed by MLS GRID #12618460 Report a problem
        4/14/2026Price change$675,000-2.9%$261/sqft
        Source: MRED as distributed by MLS GRID #12618460 Report a problem
        3/28/2026Listed for sale$695,000$268/sqft
        Source: MRED as distributed by MLS GRID #12604056 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$9,716 +3.9%$121,412 +10.7%
        2023$9,350 +7.8%$109,687 +9.7%
        2022$8,673 +4%$100,016 +7%
        2021$8,343 +2.5%$93,508 +4.7%
        2020$8,142 +2.5%$89,268 +5%
        2019$7,942 +0.3%$85,034 +6.2%
        2018$7,920 +1.7%$80,107 +5.8%
        2017$7,789 +4%$75,730 +7.8%
        2016$7,493 $70,257 +9.1%
        2015-- $64,397 +1.2%
        2014-- $63,602 -2.6%
        2013-- $65,279 -7.4%
        2012-- $70,511 -10.7%
        2011-- $78,933 -9.6%
        2010-- $87,363 -10.2%
        2009-- $97,292 +0.8%
        2008-- $96,541 -1.2%
        2007-- $97,693 +4.2%
        2006-- $93,764 +6.5%
        2005-- $88,050 +6.8%
        2004-- $82,474 +7.8%
        2003-- $76,514 +8%
        2002-- $70,846 +7.4%
        2001-- $65,934 +5.1%
        2000-- $62,747
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Valley Creek

        Getting around

        16 / 100
        Car-Dependent
        28 / 100
        Some Transit
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Creekside Elementary School
        • Middle: Kimball Middle School
        • High: Larkin High School
        • District: 46

        Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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