$10,000 PRICE REDUCTION + RARE 2.75% ASSUMABLE FHA LOAN!
Take advantage of a financing opportunity that is nearly impossible to find in today's market. Qualified buyers may assume the seller's low 2.75% FHA loan, potentially saving hundreds of dollars each month compared to current interest rates.
Located in the highly desirable Firefly neighborhood of Hammock Bay, this beautifully maintained Bristol floor plan offers the perfect blend of comfort, quality, and convenience. The open-concept design features 9-foot ceilings, abundant natural light, and spacious living areas ideal for entertaining and everyday living.
The kitchen is equipped with stainless steel appliances and overlooks the main living space, creating a welcoming environment for family gatherings and special occasions. A private primary suite offers a peaceful retreat, while additional bedrooms and a dedicated office provide flexibility for guests, remote work, or hobbies. Built for durability and peace of mind, this home features four-sided Hardie siding, a reinforced concrete foundation, weather-resistant barrier protection, and dimensional shingles with a 30-year warranty.
Enjoy all that Hammock Bay has to offer, including resort-style pools, fitness facilities, walking trails, parks, sports courts, and year-round community events.
Best of all, you're only minutes from the white-sand beaches, dining, shopping, and outdoor recreation along Scenic 30A.
With a recent $10,000 price reduction, a low assumable FHA loan, and access to one of the area's premier master-planned communities, this home delivers exceptional value. Schedule your private showing today.
For sale
Price cut: $10K (6/24)
$389,000
530 Lightning Bug Ln, Freeport, FL 32439
3beds
1,685sqft
Single Family Residence
Built in 2021
6,098 Square Feet Lot
$-- Zestimate®
$231/sqft
$-- HOA
What's special
Abundant natural lightWeather-resistant barrier protectionOpen-concept designFour-sided hardie siding
- 122 days |
- 228 |
- 15 |
Zillow last checked:
Listing updated:
Listed by:
Kim D Francks 850-803-6588,
ERA American Real Estate
Source: ECAOR,MLS#: 996584
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bedroom
- Level: First
- Area: 203.28 Square Feet
- Dimensions: 13.2 x 15.4
Bedroom
- Level: First
- Area: 136.4 Square Feet
- Dimensions: 12.4 x 11
Bedroom
- Description: Flex Space
- Level: First
- Area: 131.44 Square Feet
- Dimensions: 12.4 x 10.6
Dining area
- Level: First
- Area: 101 Square Feet
- Dimensions: 10.1 x 10
Family room
- Level: First
- Area: 273.6 Square Feet
- Dimensions: 17.1 x 16
Kitchen
- Level: First
- Area: 142.04 Square Feet
- Dimensions: 10.6 x 13.4
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Microwave, Electric Water Heater
Features
- Kitchen Island
- Flooring: Vinyl
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,685
- Total interior livable area: 1,685 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Stories: 1
- Patio & porch: Covered
Lot
- Size: 6,098 Square Feet
- Dimensions: 61 x 110
Details
- Parcel number: 181S19232120000590
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Siding CmntFbrHrdBrd
- Foundation: Slab
- Roof: Composition
Condition
- Construction Complete
- New construction: No
- Year built: 2021
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Community Room, Fitness Center, Pavillion/Gazebo, Picnic Area, Pool, TV Cable
- Security: Smoke Detector(s)
- Subdivision: HAMMOCK BAY - FIREFLY
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Land Recreation, Management, Cable TV
Location
- Region: Freeport
Financial & listing details
- Price per square foot: $231/sqft
- Tax assessed value: $327,809
- Annual tax amount: $3,648
- Date on market: 3/2/2026
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/24/2026 | Price change | $389,000-2.5%$231/sqft |
Source: | ||
| 3/2/2026 | Listed for sale | $399,000+39.7%$237/sqft |
Source: | ||
| 5/19/2021 | Sold | $285,600$169/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,648 -2.6% | $327,151 +1.4% |
| 2024 | $3,747 +1.9% | $322,550 +1.5% |
| 2023 | $3,677 +9.2% | $317,929 +6.3% |
| 2022 | $3,367 +458.3% | $299,075 +553.6% |
| 2021 | $603 +15.6% | $45,755 +18.1% |
| 2020 | $522 +2483.3% | $38,728 +2481.9% |
| 2019 | $20 | $1,500 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32439
Nearby schools
GreatSchools rating
- 6/10Freeport Elementary SchoolGrades: K-4Distance: 1.7 mi
- 7/10Freeport Middle SchoolGrades: 5-8Distance: 1.7 mi
- 8/10Freeport Senior High SchoolGrades: 9-12Distance: 5.8 mi
Schools provided by the listing agent
- Elementary: Freeport
- Middle: Freeport
- High: Freeport
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Walton County
- Freeport
- 32439
- 530 Lightning Bug Ln





