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For sale
  • Price cut: $10K (6/24)
    $389,000

    530 Lightning Bug Ln, Freeport, FL 32439

    3beds
    1,685sqft
    : 
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    Single Family Residence
    Built in 2021
    6,098 Square Feet Lot
    $-- Zestimate®
    $231/sqft
    $-- HOA

    What's special

    Abundant natural lightWeather-resistant barrier protectionOpen-concept designFour-sided hardie siding
    $10,000 PRICE REDUCTION + RARE 2.75% ASSUMABLE FHA LOAN! Take advantage of a financing opportunity that is nearly impossible to find in today's market. Qualified buyers may assume the seller's low 2.75% FHA loan, potentially saving hundreds of dollars each month compared to current interest rates. Located in the highly desirable Firefly neighborhood of Hammock Bay, this beautifully maintained Bristol floor plan offers the perfect blend of comfort, quality, and convenience. The open-concept design features 9-foot ceilings, abundant natural light, and spacious living areas ideal for entertaining and everyday living. The kitchen is equipped with stainless steel appliances and overlooks the main living space, creating a welcoming environment for family gatherings and special occasions. A private primary suite offers a peaceful retreat, while additional bedrooms and a dedicated office provide flexibility for guests, remote work, or hobbies. Built for durability and peace of mind, this home features four-sided Hardie siding, a reinforced concrete foundation, weather-resistant barrier protection, and dimensional shingles with a 30-year warranty. Enjoy all that Hammock Bay has to offer, including resort-style pools, fitness facilities, walking trails, parks, sports courts, and year-round community events. Best of all, you're only minutes from the white-sand beaches, dining, shopping, and outdoor recreation along Scenic 30A. With a recent $10,000 price reduction, a low assumable FHA loan, and access to one of the area's premier master-planned communities, this home delivers exceptional value. Schedule your private showing today.
    122 days
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    228
    |
    15
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kim D Francks 850-803-6588,

    ERA American Real Estate

    Source: ECAOR,MLS#: 996584MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Bedroom
      • Level: First
      • Area: 203.28 Square Feet
      • Dimensions: 13.2 x 15.4
      Bedroom
      • Level: First
      • Area: 136.4 Square Feet
      • Dimensions: 12.4 x 11
      Bedroom
      • Description: Flex Space
      • Level: First
      • Area: 131.44 Square Feet
      • Dimensions: 12.4 x 10.6
      Dining area
      • Level: First
      • Area: 101 Square Feet
      • Dimensions: 10.1 x 10
      Family room
      • Level: First
      • Area: 273.6 Square Feet
      • Dimensions: 17.1 x 16
      Kitchen
      • Level: First
      • Area: 142.04 Square Feet
      • Dimensions: 10.6 x 13.4
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Electric Water Heater
      Features
      • Kitchen Island
      • Flooring: Vinyl
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 1,685
      • Total interior livable area: 1,685 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Garage spaces: 2
      Features
      • Stories: 1
      • Patio & porch: Covered
      Lot
      • Size: 6,098 Square Feet
      • Dimensions: 61 x 110
      Details
      • Parcel number: 181S19232120000590
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Siding CmntFbrHrdBrd
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Community Room, Fitness Center, Pavillion/Gazebo, Picnic Area, Pool, TV Cable
      • Security: Smoke Detector(s)
      • Subdivision: HAMMOCK BAY - FIREFLY
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Land Recreation, Management, Cable TV
      Location
      • Region: Freeport

      Financial & listing details

      • Price per square foot: $231/sqft
      • Tax assessed value: $327,809
      • Annual tax amount: $3,648
      • Date on market: 3/2/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/24/2026Price change$389,000-2.5%$231/sqft
        Source: ECAOR #996584 Report a problem
        3/2/2026Listed for sale$399,000+39.7%$237/sqft
        Source: ECAOR #996584 Report a problem
        5/19/2021Sold$285,600$169/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,648 -2.6%$327,151 +1.4%
        2024$3,747 +1.9%$322,550 +1.5%
        2023$3,677 +9.2%$317,929 +6.3%
        2022$3,367 +458.3%$299,075 +553.6%
        2021$603 +15.6%$45,755 +18.1%
        2020$522 +2483.3%$38,728 +2481.9%
        2019$20 $1,500

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32439

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Freeport
        • Middle: Freeport
        • High: Freeport

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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