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For sale
    • Price cut: $9.9K (7/2)
    $235,000

    5315 Colonial Ave, Jacksonville, FL 32210

    3beds
    1,196sqft
    : 
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    Single Family Residence
    Built in 2018
    6,868 Square Feet Lot
    $233,000 Zestimate®
    $196/sqft
    $-- HOA

    What's special

    True two-car garageFresh garage paintFresh interior paintHardie plank sidingSpacious primary suite
    ASSUMABLE FHA LOAN AT JUST OVER 3% + SELLER FINANCING AVAILABLE. This Jacksonville home offers a creative financing opportunity that can be hard to find in today’s market. Qualified buyers may be able to assume the seller’s existing FHA mortgage with an approximate balance of $128,000 at just over 3% interest, and the seller will consider financing the remaining balance with a second mortgage at 6% over 15 years. For buyers trying to lower their monthly payment, avoid today’s higher traditional mortgage rates, or find a more flexible path to homeownership, this structure may create a major advantage. Built in 2018, this 3-bedroom, 2-bath home is clean, modern, and move-in ready. Inside, you’ll find luxury vinyl plank flooring throughout, fresh interior paint, an open-concept living and dining layout, and a spacious primary suite. The home also features Hardie Plank siding, fresh garage paint, a true two-car garage, and a security system for added peace of mind. Even better, there is NO HOA, giving buyers more flexibility without added monthly association fees. Conveniently located near I-10, NAS Jax, Downtown Jacksonville, shopping, dining, and major commuter routes, this home checks the boxes for first-time buyers, military buyers, FHA-qualified buyers, and anyone looking for a smarter way to buy in today’s market. Modern construction, no HOA, a two-car garage, and a rare assumable loan plus seller-financing option — this is more than a home. It is a financing opportunity worth looking at closely.
    58 days
    |
    1,539
    |
    120
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Wendy Swan 352-225-1615,

    KELLER WILLIAMS GAINESVILLE REALTY PARTNERS 352-240-0600

    Source: Stellar MLS,MLS#: GC540593MLS LogoOriginating MLS: Orlando Regional

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Built-in Closet
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Microwave, Range
      • Laundry: Inside, Laundry Room
      Features
      • Eating Space In Kitchen, Open Floorplan
      • Flooring: Luxury Vinyl
      • Doors: Sliding Doors
      • Has fireplace: No
      Interior area
      • Total structure area: 1,603
      • Total interior livable area: 1,196 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Front Porch
      • Exterior features: Private Mailbox, Private Yard
      Lot
      • Size: 6,868 Square Feet
      • Residential vegetation: Mature Landscaping
      Details
      • Parcel number: 0940230000
      • Zoning: RLD-60
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2018

      Utilities & green energy

      • Sewer: Aerobic Septic
      • Water: Public
      • Utilities for property: Electricity Connected, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: LAKE SIDE PARK
      HOA
      • Has HOA: No
      Location
      • Region: Jacksonville

      Financial & listing details

      • Price per square foot: $196/sqft
      • Tax assessed value: $213,162
      • Annual tax amount: $4,201
      • Date on market: 5/24/2026
      • Cumulative days on market: 349 days
      • Listing terms: Assumable,Cash,Conventional,FHA,Other,Owner May Carry,Private Financing Available,USDA Loan,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $233,000

        $221,000 - $245,000

        $1,569/mo

        Price history

        DateEventPrice
        7/2/2026Price change$235,000-4%$196/sqft
        Source: Stellar MLS #GC540593 Report a problem
        5/25/2026Listed for sale$244,9000%$205/sqft
        Source: Stellar MLS #GC540593 Report a problem
        5/21/2026Listing removed$245,000$205/sqft
        Source: Stellar MLS #GC532988 Report a problem
        4/1/2026Price change$245,000-2%$205/sqft
        Source: Stellar MLS #GC532988 Report a problem
        8/3/2025Listed for sale$249,900+25%$209/sqft
        Source: Stellar MLS #GC532988 Report a problem
        9/29/2020Listing removed$199,900$167/sqft
        Source: FLORIDA HOMES REALTY & MORTGAGE LLC #1069400 Report a problem
        9/11/2020Price change$199,900-2.5%$167/sqft
        Source: FLORIDA HOMES REALTY & MORTGAGE LLC #1069400 Report a problem
        8/21/2020Listed for sale$205,000+141.9%$171/sqft
        Source: FLORIDA HOMES REALTY & MORTGAGE LLC #1069400 Report a problem
        12/27/2018Sold$84,750+332.2%$71/sqft
        Source: Public Record Report a problem
        5/23/2017Sold$19,607$16/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$212 $160,721 +3%
        2023$212 $156,040 +3%
        2022$212 $151,496 +3%
        2021$212 -92.2%$147,084 +3.1%
        2020$2,723 -1.1%$142,644 +0.3%
        2019$2,753 +864.5%$142,268 +798.2%
        2018$285 $15,840 +10%
        2017$285 +25%$14,400 +25%
        2016$228 $11,520 -11.1%
        2015-- $12,960 +50%
        2014-- $8,640
        2013-- $8,640 -57.1%
        2012-- $20,160 -22.2%
        2011-- $25,920 -28%
        2010-- $36,000 -50.6%
        2009-- $72,900 +86.9%
        2006-- $38,998 +3%
        2005-- $37,862 +3%
        2004-- $36,759 +1.9%
        2003-- $36,074 +2.4%
        2002-- $35,229 +1.6%
        2001-- $34,674 +3%
        2000-- $33,664 +2.7%
        1999-- $32,779
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Lakeshore

        Getting around

        47 / 100
        Car-Dependent
        34 / 100
        Some Transit
        55 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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