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    • Price cut: $20K (5/16)
    $445,000

    5315 Monterey Circle #F, Delray Beach, FL 33484

    3beds
    2,164sqft
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    Townhouse
    Built in 1991
    6 Acres Lot
    $429,100 Zestimate®
    $206/sqft
    $855/mo HOA

    What's special

    Peaceful lake viewsSpacious residenceFilled with natural lightKitchen features generous cabinetry
    Welcome to this beautifully maintained 3-bedroom, 2.5-bath lakefront home in the sought-after Monterey Lake community of Delray Beach. Filled with natural light, this spacious residence offers an open and practical floor plan designed for comfortable everyday living and easy entertaining. The kitchen features generous cabinetry and flows seamlessly into the dining and living areas, all enhanced by peaceful lake views. The primary suite serves as a private retreat with its own en-suite bath, while two additional bedrooms provide flexibility for guests, family, or a home office. Enjoy relaxing outdoors on your private patio overlooking the water. Monterey Lake residents enjoy access to a community pool, toddler pool, hot tub, clubhouse, and fitness center, all in a central Delray Beach location just minutes from shopping, dining, major highways, and the beach.
    91 days
    |
    933
    |
    36
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Ross A Zipper 561-699-2791,

    Coldwell Banker Realty /Delray Beach

    Source: BeachesMLS,MLS#: B26017478MLS LogoOriginating MLS: BeachesMLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Dishwasher, Electric Range, Microwave, Oven, Washer
      • Laundry: Inside
      Features
      • Breakfast Area, Dining Area, Separate/Formal Dining Room, Separate Shower, Vaulted Ceiling(s)
      • Flooring: Carpet, Tile
      • Windows: Blinds, Drapes
      • Has fireplace: No
      Interior area
      • Total structure area: 2,760
      • Total interior livable area: 2,164 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 4
      • Parking features: Attached, Driveway, Garage
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Patio, Screened
      • Exterior features: Courtyard, None, Outdoor Living Area, Uncovered Courtyard
      • Pool features: Association
      • Fencing: Front Yard
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake Front, None
      Lot
      • Size: 6 Acres
      • Features: 5-10 Acres
      Details
      • Parcel number: 00424626110460061
      • Zoning: RS
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Traditional
      • Property subtype: Townhouse
      Materials
      • Block
      • Foundation: Block
      • Roof: Barrel
      Condition
      • Resale
      • New construction: No
      • Year built: 1991

      Utilities & green energy

      • Electric: 150 Amp Service
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Available, Water Available

      Community & HOA

      Community
      • Features: Home Owners Association, Gated, Street Lights
      • Security: Gated Community
      • Subdivision: MONTEREY LAKE
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Clubhouse, Fitness Center, Picnic Area, Pickleball, Pool, Spa/Hot Tub
      • Services included: Cable TV, Insurance, Maintenance Grounds, Reserve Fund, Roof, Internet
      • HOA fee: $855 monthly
      • HOA name: Superior Managament
      Location
      • Region: Delray Beach

      Financial & listing details

      • Price per square foot: $206/sqft
      • Tax assessed value: $202,229
      • Annual tax amount: $3,000
      • Date on market: 4/19/2026
      • Cumulative days on market: 92 days
      • Listing terms: Cash,Conventional
      • Electric utility on property: Yes

        Estimated market value

        $429,100

        $408,000 - $451,000

        $3,616/mo

        Price history

        DateEventPrice
        5/16/2026Price change$445,000-4.3%$206/sqft
        Source: BeachesMLS #B26017478 Report a problem
        4/19/2026Listed for sale$465,000$215/sqft
        Source: BeachesMLS #B26017478 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,000 +3.3%$202,229 +2.9%
        2024$2,905 +2.9%$196,530 +3%
        2023$2,822 +1.3%$190,806 +3%
        2022$2,785 +1.3%$185,249 +3%
        2021$2,749 +0.9%$179,853 +1.4%
        2020$2,726 +1.4%$177,370 +2.3%
        2019$2,688 $173,382 +1.9%
        2018$2,688 +5.5%$170,149 +2.1%
        2017$2,549 +1.8%$166,649 +2.1%
        2016$2,505 +0%$163,221 +0.7%
        2015$2,504 -2.3%$162,086 +0.8%
        2014$2,563 +1.7%$160,800 +1.5%
        2013$2,520 +2.2%$158,424 +1.7%
        2012$2,466 +1.4%$155,776 +3%
        2011$2,433 +1.4%$151,239 +1.5%
        2010$2,399 +7.6%$149,004 +2.7%
        2009$2,230 +11.7%$145,087 +0.1%
        2008$1,996 +1.2%$144,942 +3%
        2007$1,972 -6.3%$140,720 +2.5%
        2006$2,103 $137,288 +3%
        2005-- $133,289 +3%
        2004$1,083 +488.6%$129,407 +1.9%
        2003$184 -91.3%$126,994 +2.4%
        2002$2,126 +0.8%$124,018 +1.6%
        2001$2,110 +4.9%$122,065 +3%
        2000$2,012 +10.3%$118,510
        1999$1,825 $118,510
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Monterey Lake

        Getting around

        14 / 100
        Car-Dependent
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Orchard View
        • Middle: Omni
        • High: Spanish River

        Source: BeachesMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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