FRESH ROOF, FAMED SCHOOLS AND A COMMUNITY POOL - OH MY! Your "Forever Home" search ends here. Perfectly nestled within the prestigious Thornwood pool community, this residence isn't just a house-it's a lifestyle upgrade. Combining the security of a major structural update with the prestige of a Blue Ribbon education, this is the opportunity you've been waiting for. THE GOLD STANDARD OF EDUCATION AND INFRASTRUCTURE | Step into a future of total peace of mind. We are proud to offer a BRAND NEW architectural shingle roof, to be installed and tailored to your specific timeline-giving you the ultimate "new home" confidence. Beyond the roofline, your family will thrive in the celebrated St. Charles School District 303. Ranked among the top 25 districts in Illinois, your students will attend the National Blue Ribbon-winning St. Charles North High School-an elite institution recognized for both academic excellence and top-tier athletics. In Thornwood, you aren't just buying a home; you are investing in your children's future. SOPHISTICATED DESIGN FOR MODERN LIVING | Inside, discover a floor plan that effortlessly balances grand entertainment with quiet productivity. DUAL EXECUTIVE OFFICES | Two dedicated main-level offices offer the rare flexibility needed for today's professional couple. A CHEF'S CONNECTION | The granite-clad kitchen serves as the home's pulse, flowing beautifully into sun-drenched family and dining spaces. REFINED FINISHES | Rich hardwood floors sweep across both the main and second levels, complemented by newer windows (2020) that bathe the home in natural light. THE SUITE LIFE | Retreat to four sprawling above-grade bedrooms, featuring two private en suites and abundant walk-in closet space. RESORT-STYLE AMENITIES AND NATURE AT YOUR DOOR | Life in Thornwood feels like a permanent vacation. Spend your weekends at the $3.8 million clubhouse, splashing in the community pool, or competing on the sports courts. For those who crave the outdoors, over 164 acres of preserved prairies, wooded wetlands, and scenic ponds wrap around the neighborhood. Step out your back door to access five miles of paved trails connecting you to the legendary Fox River Trail system. A COMMUNITY WITH A SOUL | This isn't just a subdivision; it's a village. Showcasing a vibrant social calendar-including the beloved Pumpkin Frolic, Cookies with Santa, and community Easter egg hunts-this neighborhood is designed to create lifelong memories for families and young children. ADDITIONAL PROPERTY HIGHLIGHTS | Finished Lower Level: Expansive recreation room plus a dedicated fitness room (or 5th bedroom). Outdoor Sanctuary: A refurbished bi-level expanded patio overlooks a mostly fenced yard with a sun-soaked dedicated garden. Modern Essentials: 2nd-floor laundry with new washer/dryer (2023), newer water heater (2020), and a massive 3-car garage with a concrete drive. Rarely does a home offering this much security, prestige, and community spirit hit the market. Schedule your private tour today and experience the pinnacle of St. Charles living.
Closed
$698,600
534 Terrace Ln, South Elgin, IL 60177
5beds
4,211sqft
Single Family Residence
Built in 1999
0.25 Acres Lot
$699,800 Zestimate®
$166/sqft
$4,134 Estimated rent
Home value
$699,800
$637,000 - $770,000
$4,134/mo
Zestimate® history
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List your homeWhat's special
Sports courtsFour sprawling above-grade bedroomsRich hardwood floorsCommunity poolTwo dedicated main-level officesGranite-clad kitchenTwo private en suites
Zillow last checked:
Listing updated:
Listing courtesy of:
Chris Vernald (630)330-7191,
Engel & Voelkers Chicago
Bought with:
John Szurzynski
Executive Home Realty, Inc.
Source: MRED as distributed by MLS GRID,MLS#: 12623089
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Features: Flooring (Hardwood), Window Treatments (Double Pane Windows, Screens), Bathroom (Full)
- Level: Second
- Area: 304 Square Feet
- Dimensions: 19X16
Bedroom 2
- Features: Flooring (Hardwood), Window Treatments (Double Pane Windows, Screens)
- Level: Second
- Area: 180 Square Feet
- Dimensions: 15X12
Bedroom 3
- Features: Flooring (Hardwood), Window Treatments (Double Pane Windows, Screens)
- Level: Second
- Area: 154 Square Feet
- Dimensions: 14X11
Bedroom 4
- Features: Flooring (Hardwood), Window Treatments (Double Pane Windows, Screens)
- Level: Second
- Area: 156 Square Feet
- Dimensions: 13X12
Bedroom 5
- Features: Flooring (Other), Window Treatments (Double Pane Windows)
- Level: Basement
- Area: 230 Square Feet
- Dimensions: 23X10
Breakfast room
- Features: Flooring (Hardwood), Window Treatments (Double Pane Windows, Screens)
- Level: Main
- Area: 160 Square Feet
- Dimensions: 16X10
Dining room
- Features: Flooring (Hardwood), Window Treatments (Double Pane Windows, Screens)
- Level: Main
- Area: 180 Square Feet
- Dimensions: 15X12
Family room
- Features: Flooring (Hardwood), Window Treatments (Double Pane Windows, Screens)
- Level: Main
- Area: 342 Square Feet
- Dimensions: 19X18
Foyer
- Features: Flooring (Hardwood), Window Treatments (Double Pane Windows)
- Level: Main
- Area: 128 Square Feet
- Dimensions: 16X8
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar, Eating Area-Table Space, Pantry-Closet, Breakfast Room, Custom Cabinetry, Granite Counters, Updated Kitchen), Flooring (Hardwood), Window Treatments (Double Pane Windows, Screens)
- Level: Main
- Area: 195 Square Feet
- Dimensions: 15X13
Laundry
- Features: Flooring (Ceramic Tile), Window Treatments (Double Pane Windows, Screens)
- Level: Main
- Area: 72 Square Feet
- Dimensions: 12X6
Living room
- Features: Flooring (Hardwood), Window Treatments (Double Pane Windows, Screens)
- Level: Main
- Area: 180 Square Feet
- Dimensions: 15X12
Office
- Features: Flooring (Hardwood), Window Treatments (Double Pane Windows, Screens)
- Level: Main
- Area: 154 Square Feet
- Dimensions: 14X11
Recreation room
- Features: Flooring (Carpet), Window Treatments (Double Pane Windows)
- Level: Basement
- Area: 1152 Square Feet
- Dimensions: 36X32
Storage
- Features: Flooring (Other), Window Treatments (Double Pane Windows)
- Level: Basement
- Area: 182 Square Feet
- Dimensions: 14X13
Study
- Features: Flooring (Hardwood)
- Level: Main
- Area: 140 Square Feet
- Dimensions: 14X10
Other
- Features: Flooring (Other), Window Treatments (Double Pane Windows)
- Level: Basement
- Area: 156 Square Feet
- Dimensions: 13X12
Walk in closet
- Features: Flooring (Hardwood)
- Level: Second
- Area: 156 Square Feet
- Dimensions: 13X12
Walk in closet
- Features: Flooring (Hardwood)
- Level: Second
- Area: 72 Square Feet
- Dimensions: 9X8
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Gas Cooktop, Gas Oven, Humidifier, Gas Water Heater
- Laundry: Upper Level, Gas Dryer Hookup, In Unit, Sink
Features
- Cathedral Ceiling(s), Built-in Features, Walk-In Closet(s), Bookcases, High Ceilings, Granite Counters, Separate Dining Room, Pantry
- Flooring: Hardwood
- Doors: Sliding Doors, Storm Door(s), 6 Panel Door(s)
- Windows: Screens, Drapes, Double Pane Windows
- Basement: Finished,Egress Window,Rec/Family Area,Storage Space,Full
- Attic: Unfinished
- Number of fireplaces: 1
- Fireplace features: Attached Fireplace Doors/Screen, Gas Log, Gas Starter, Masonry, Family Room
Interior area
- Total structure area: 4,211
- Total interior livable area: 4,211 sqft
Property
Parking
- Total spaces: 3
- Parking features: Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage
- Attached garage spaces: 3
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Patio & porch: Patio
- Exterior features: Fire Pit
Lot
- Size: 0.25 Acres
- Dimensions: 126 x 86
- Features: Landscaped, Mature Trees, Level
Details
- Additional structures: None
- Parcel number: 0905257015
- Special conditions: List Broker Must Accompany
- Other equipment: TV-Cable, Ceiling Fan(s), Sump Pump
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Brick
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1999
Details
- Builder model: Cody
Utilities & green energy
- Electric: Circuit Breakers, 200+ Amp Service
- Sewer: Public Sewer
- Water: Lake Michigan, Public
- Utilities for property: Cable Available
Community & neighborhood
Security
- Security features: Carbon Monoxide Detector(s)
Community
- Community features: Clubhouse, Park, Pool, Tennis Court(s), Curbs, Sidewalks, Street Lights, Street Paved
Location
- Region: South Elgin
- Subdivision: Thornwood
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $175 quarterly
- Services included: Insurance, Clubhouse, Exercise Facilities, Pool, Exterior Maintenance
Other
Other facts
- Listing terms: Conventional
- Ownership: Fee Simple w/ HO Assn.
Price history
| Date | Event | Price |
|---|---|---|
| 6/8/2026 | Sold | $698,600-0.2%$166/sqft |
Source:  MRED as distributed by MLS GRID #12623089 Report a problem | ||
| 5/30/2026 | Pending sale | $699,900$166/sqft |
Source: MRED as distributed by MLS GRID #12623089 Report a problem | ||
| 5/22/2026 | Contingent | $699,900$166/sqft |
Source: MRED as distributed by MLS GRID #12623089 Report a problem | ||
| 5/21/2026 | Listed for sale | $699,900$166/sqft |
Source:  Engel & Volkers #12623089 Report a problem | ||
| 5/6/2026 | Contingent | $699,900$166/sqft |
Source: MRED as distributed by MLS GRID #12623089 Report a problem | ||
| 4/25/2026 | Listed for sale | $699,900+88.4%$166/sqft |
Source: MRED as distributed by MLS GRID #12623089 Report a problem | ||
| 5/7/2001 | Sold | $371,500+146%$88/sqft |
Source: Public Record Report a problem | ||
| 2/6/2001 | Sold | $151,000$36/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $13,814 +4.6% | $179,668 +11.7% |
| 2023 | $13,205 +9.4% | $160,805 +11.6% |
| 2022 | $12,066 +4.1% | $144,126 +4.9% |
| 2021 | $11,590 +0.5% | $137,381 +1.9% |
| 2020 | $11,538 +1.6% | $134,820 +2% |
| 2019 | $11,358 -5.6% | $132,151 -5% |
| 2018 | $12,038 +4.8% | $139,149 +3.5% |
| 2017 | $11,489 -8.7% | $134,392 +3.6% |
| 2016 | $12,585 | $129,672 +2.9% |
| 2015 | -- | $126,013 +2.5% |
| 2014 | -- | $122,955 -0.8% |
| 2013 | -- | $123,919 -0.4% |
| 2012 | -- | $124,379 -5.9% |
| 2011 | -- | $132,142 -6% |
| 2010 | -- | $140,610 -7.8% |
| 2009 | -- | $152,534 -4.7% |
| 2008 | -- | $160,140 +6.2% |
| 2007 | -- | $150,808 +6.9% |
| 2006 | -- | $141,045 -0.4% |
| 2005 | -- | $141,569 +3.2% |
| 2004 | -- | $137,239 +5.2% |
| 2003 | -- | $130,435 +2.1% |
| 2002 | -- | $127,757 +81.3% |
| 2001 | -- | $70,456 +1648.7% |
| 2000 | -- | $4,029 |
Find assessor info on the county website
Neighborhood: 60177
Nearby schools
GreatSchools rating
- 9/10Corron Elementary SchoolGrades: K-5Distance: 0.2 mi
- 7/10Wredling Middle SchoolGrades: 6-8Distance: 4.9 mi
- 8/10St Charles North High SchoolGrades: 9-12Distance: 2.7 mi
Schools provided by the listing agent
- Elementary: Ferson Creek Elementary School
- Middle: Wredling Middle School
- High: St Charles North High School
- District: 303
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$699,800
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$699,800
- Illinois
- Kane County
- South Elgin
- 60177
- 534 Terrace Ln
Nearby cities
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