Beautifully landscaped and lovingly maintained, this Royal Harbor home welcomes you from the moment you arrive. Set within a 55+ gated waterfront community on the Harris Chain of Lakes, this move-in-ready 3 Bedroom, 2 Bath home offers the look and feel of a model home, with thoughtful upgrades inside and out. Gorgeous gardens, Shark Coating on the driveway, walkway, and front porch, and true pride of ownership set the tone. Inside, you will appreciate 1,844 sq ft of heated living space, LVP Flooring, Plantation Shutters throughout, including Plantation Slider Shutters, and tasteful updates chosen with care. Home cooks will appreciate the beautifully updated Kitchen with Quartz Countertops, stylish Backsplash, High-End Stainless Steel Appliances, including a Gas Range with Double Oven, and a substantial High-End Island with Slide-Out Extension for added prep and serving space. The Kitchen opens through French Doors to a Covered and Screened Front Courtyard Patio—perfect for grilling, morning coffee, or casual outdoor dining. The Great Room and Primary Suite both open to the spacious Screened Lanai with Sliding Vinyl Windows, creating a comfortable year-round Garden-View retreat. Though not included in the heated square footage, the Lanai lives like an extension of the home and adds wonderful usable space. The Primary Bath has been tastefully updated, including Quartz Countertop, Cabinetry, Fixtures, and Walk-In Shower. Major updates include HVAC in 2024, Roof and Gutters in 2020, Double-Pane Windows in 2021, Exterior Paint in 2023, updated Baths, and so much more. The 2-Car Garage includes a Workshop Area with space for the included Golf Cart. With most furnishings and the Golf Cart included, and only a few seller exclusions, this tastefully decorated home offers a wonderful move-right-in opportunity for seasonal or full-time living. Royal Harbor offers a Clubhouse, Social Hall, Jr. Olympic Heated Pool & Spa, Fitness Center, Craft & Game Room, Billiards, Pickleball, Tennis, Bocce, Shuffleboard, Community Dock, and included RV/Boat/Trailer Storage. Welcome Home!
For sale
$374,900
5366 Indian Ocean Loop, Tavares, FL 32778
3beds
1,844sqft
Single Family Residence
Built in 2002
8,800 Square Feet Lot
$363,300 Zestimate®
$203/sqft
$228/mo HOA
What's special
Beautifully updated kitchenQuartz countertopsGorgeous gardensLvp flooringLovingly maintainedHigh-end stainless steel appliancesBeautifully landscaped
- 11 days |
- 427 |
- 18 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Catherine Landry-Sonstegard 407-729-5025,
BHHS FLORIDA REALTY 352-729-7325
Source: Stellar MLS,MLS#: G5114126
Originating MLS: Lake and Sumter

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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 192 Square Feet
- Dimensions: 16x12
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 110 Square Feet
- Dimensions: 10x11
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 110 Square Feet
- Dimensions: 10x11
Balcony porch lanai
- Level: First
- Area: 200 Square Feet
- Dimensions: 10x20
Dining room
- Level: First
- Area: 91 Square Feet
- Dimensions: 7x13
Great room
- Level: First
- Area: 360 Square Feet
- Dimensions: 18x20
Kitchen
- Level: First
- Area: 132 Square Feet
- Dimensions: 11x12
Heating
- Central, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
- Laundry: Inside, Laundry Room
Features
- Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
- Flooring: Carpet, Luxury Vinyl, Tile
- Windows: Window Treatments
- Has fireplace: No
- Furnished: Yes
Interior area
- Total structure area: 2,641
- Total interior livable area: 1,844 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Oversized, Workshop in Garage
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Exterior features: Awning(s), Garden, Irrigation System, Rain Gutters
- On waterfront: Yes
- Waterfront features: Waterfront, Lake Privileges, Fishing Pier
- Body of water: LITTLE LAKE HARRIS / CHAIN
Lot
- Size: 8,800 Square Feet
Details
- Parcel number: 132025180500034700
- Zoning: PD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Dock, Fishing, Waterfront, Clubhouse, Community Mailbox, Fitness Center, Gated Community - Guard, Gated Community - No Guard, Park, Pool, Tennis Court(s)
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: ROYAL HARBOR
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Fitness Center, Gated, Pickleball Court(s), Recreation Facilities, Spa/Hot Tub, Storage, Tennis Court(s)
- Services included: Cable TV, Common Area Taxes, Community Pool, Reserve Fund, Pool Maintenance, Private Road, Recreational Facilities
- HOA fee: $228 monthly
- HOA name: LeLand Management
- HOA phone: 352-742-2300
Location
- Region: Tavares
Financial & listing details
- Price per square foot: $203/sqft
- Tax assessed value: $304,159
- Annual tax amount: $3,302
- Date on market: 6/22/2026
- Cumulative days on market: 11 days
- Listing terms: Cash,Conventional,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt, Paved
Estimated market value
$363,300
$345,000 - $381,000
$2,064/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/22/2026 | Listed for sale | $374,900+62.6%$203/sqft |
Source: | ||
| 10/5/2018 | Sold | $230,500-2.3%$125/sqft |
Source: Public Record Report a problem | ||
| 9/4/2018 | Pending sale | $236,000$128/sqft |
Source: ERA Grizzard Real Estate #G5004340 Report a problem | ||
| 8/4/2018 | Price change | $236,000-5.2%$128/sqft |
Source: ERA Grizzard Real Estate #G5004340 Report a problem | ||
| 7/28/2018 | Listed for sale | $249,000+18.6%$135/sqft |
Source: ERA Grizzard Real Estate #G5004340 Report a problem | ||
| 1/3/2005 | Sold | $210,000$114/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,302 +2.2% | $218,690 +2.9% |
| 2024 | $3,230 +5.5% | $212,530 +3% |
| 2023 | $3,060 -1.7% | $206,340 +3% |
| 2022 | $3,115 +3.6% | $200,330 +3% |
| 2021 | $3,007 -3.8% | $194,495 +1.4% |
| 2020 | $3,125 +1% | $191,810 +2.3% |
| 2019 | $3,093 +52.8% | $187,498 +35.9% |
| 2018 | $2,024 | $137,951 +2.1% |
| 2017 | $2,024 +2.8% | $135,114 +2.1% |
| 2016 | $1,970 +0.9% | $132,335 +0.7% |
| 2015 | $1,952 +0.2% | $131,416 +0.8% |
| 2014 | $1,948 +6.8% | $130,374 +1.5% |
| 2013 | $1,824 -9.4% | $128,448 -7.3% |
| 2012 | $2,014 -4.8% | $138,625 -2.1% |
| 2011 | $2,116 -7.6% | $141,606 -4.6% |
| 2010 | $2,291 -19.3% | $148,484 -16.8% |
| 2009 | $2,840 -6.9% | $178,477 -5.4% |
| 2008 | $3,049 -4.4% | $188,726 +3% |
| 2007 | $3,189 -2.4% | $183,230 +2.5% |
| 2006 | $3,269 +2.2% | $178,761 +3% |
| 2005 | $3,198 -14.1% | $173,555 |
| 2004 | $3,721 -2.6% | -- |
| 2003 | $3,820 +500% | $172,271 +500.7% |
| 2002 | $637 | $28,676 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32778
Nearby schools
GreatSchools rating
- 5/10Astatula Elementary SchoolGrades: PK-5Distance: 3.7 mi
- 5/10Tavares Middle SchoolGrades: 6-8Distance: 1.5 mi
- 4/10Tavares High SchoolGrades: 9-12Distance: 4 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Lake County
- Tavares
- 32778
- 5366 Indian Ocean Loop







