Owner is an agent, but is not the listing agent. Duplex investment opportunity in the heart of Saint Paul, this property features both units currently occupied by renters, offering immediate rental income potential. Numerous recent repairs and updates have already been completed, including chimney repairs, retaining wall improvements, a new water heater, plus new carpet and fresh paint in the upper unit. The roof was also replaced only two years ago. Conveniently situated close to public transportation, restaurants, shopping, and other local amenities, this property is a great addition to any investment portfolio. If you like the thought of adding a Saint Paul duplex to your portfolio, why not make it two! This property can also be sold as a pair with 454 Sherburne Ave and at a steal for only $410k.
Active
Price cut: $5K (8/17)
$199,900
538 Charles Ave, Saint Paul, MN 55103
4beds
2baths
1,530sqft
Duplex Up and Down
Built in 1885
-- sqft lot
$197,600 Zestimate®
$131/sqft
$-- HOA
What's special
Retaining wall improvementsChimney repairsNew water heaterNew carpet
- 94 days
- 483
- 35
Zillow last checked:
Listing updated:
Listed by:
Jason Hopkins 651-263-4228,
Keller Williams Realty Integrity Lakes
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7082191
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
Heating
- Forced Air
Appliances
- Laundry: None
Features
- Basement: Unfinished
Interior area
- Total structure area: 1,630
- Total interior livable area: 1,530 sqft
- Finished area above ground: 1,530
- Finished area below ground: 0
Property
Parking
- Parking features: Open
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Fencing: Partial
Lot
- Size: 4,922 Square Feet
- Dimensions: 40 x 124
Details
- Foundation area: 880
- Parcel number: 362923230069
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Duplex Up and Down
Materials
- Roof: Age 8 Years or Less
Condition
- New construction: No
- Year built: 1885
Utilities & green energy
- Electric: Power Company: Xcel Energy
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: Michels Sub Of Blk 14
Location
- Region: Saint Paul
Financial & listing details
- Price per square foot: $131/sqft
- Tax assessed value: $194,800
- Annual tax amount: $4,114
- Date on market: 5/29/2026
- Cumulative days on market: 79 days
- Tenant pays: All Utilities
Estimated market value
$197,600
$188,000 - $207,000
$1,710/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/17/2026 | Price change | $199,900-2.4%$131/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7082191 Report a problem | ||
| 7/9/2026 | Price change | $204,900-2.4%$134/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7082191 Report a problem | ||
| 5/29/2026 | Listed for sale | $209,900-4.5%$137/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7082191 Report a problem | ||
| 11/8/2025 | Listing removed | $219,900$144/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6783310 Report a problem | ||
| 9/5/2025 | Listed for sale | $219,900+14.5%$144/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6783310 Report a problem | ||
| 1/13/2023 | Sold | $192,000-4%$125/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6301377 Report a problem | ||
| 11/6/2022 | Pending sale | $200,000$131/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6301377 Report a problem | ||
| 10/26/2022 | Listed for sale | $200,000$131/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6301377 Report a problem | ||
| 9/9/2022 | Listing removed | -- |
Source: NorthstarMLS as distributed by MLS GRID #6222602 Report a problem | ||
| 6/28/2022 | Listed for sale | $200,000$131/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6222602 Report a problem | ||
| 11/23/2017 | Listing removed | $957+0.7%$1/sqft |
Source: Elbrus Management Report a problem | ||
| 11/14/2017 | Listed for rent | $950+5.6%$1/sqft |
Source: Elbrus Management Report a problem | ||
| 12/28/2016 | Listing removed | $900+13.2%$1/sqft |
Source: Elbrus Management Report a problem | ||
| 12/23/2014 | Listing removed | $795$1/sqft |
Source: RentFeeder Report a problem | ||
| 11/16/2014 | Price change | $795-6.5%$1/sqft |
Source: RentFeeder Report a problem | ||
| 10/31/2014 | Listed for rent | $850+6.4%$1/sqft |
Source: RentFeeder Report a problem | ||
| 11/12/2013 | Listing removed | $799$1/sqft |
Source: Zillow Rental Network Report a problem | ||
| 10/13/2013 | Listed for rent | $799-6%$1/sqft |
Source: Renters Warehouse Report a problem | ||
| 9/9/2011 | Listing removed | $850$1/sqft |
Source: Rentals.com Report a problem | ||
| 7/1/2011 | Listed for rent | $850$1/sqft |
Source: Rentals.com Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,114 -10.7% | $194,800 +5% |
| 2024 | $4,606 +12.5% | $185,500 +11% |
| 2023 | $4,094 +42% | $167,100 -1.8% |
| 2022 | $2,884 -4.9% | $170,200 +29.9% |
| 2021 | $3,032 +21.6% | $131,000 -9% |
| 2020 | $2,494 +31.2% | $143,900 +35.4% |
| 2019 | $1,900 | $106,300 |
| 2018 | $1,900 -8% | $106,300 +12.4% |
| 2017 | $2,066 | $94,600 |
| 2016 | $2,066 +13.8% | -- |
| 2015 | $1,816 +9.4% | $70,600 |
| 2014 | $1,660 -2% | -- |
| 2013 | $1,694 +7.2% | -- |
| 2012 | $1,580 +5.6% | -- |
| 2011 | $1,496 | -- |
| 2010 | -- | -- |
| 2009 | $2,354 +12.5% | -- |
| 2008 | $2,092 +13% | -- |
| 2007 | $1,852 +8.6% | -- |
| 2006 | $1,706 +27.5% | -- |
| 2005 | $1,338 +18.8% | -- |
| 2004 | $1,126 +20.3% | -- |
| 2003 | $936 +6.6% | -- |
| 2002 | $878 -1.1% | -- |
| 2001 | $888 +73.5% | -- |
| 2000 | $512 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Thomas Dale
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