PRICE IMPROVEMENT! ..... Welcome to this beautifully maintained, CUSTOM Designed & CUSTOM Built, one-owner home tucked among the trees in Lake Monticello. Offering 3BR, 3.5 BA, vaulted ceilings, hardwood floors & a sought-after first-floor Primary Suite with FLEX space on the Terrace level. The Great Room w/stone fireplace flows effortlessly into the dining area & kitchen, while walls of windows invite natural light & wooded views inside. Large rear deck & screened porch overlook the tranquil landscape. The school bus stops right in front & it's a quick walk to Beach 3. The finished walk-out lower level offers flexibility w/generous living space ideal for a Man Cave, Media Room, Guest Suite, Rec. Room, home office, gym, or possible 4th BR w/Full Bath. Outside, three established koi ponds w/fish included create a private garden retreat unlike anything else currently on the market in Lake Monticello. Mature landscaping & multiple outdoor living areas make this property feel like a hidden escape. Additional highlights include a 2-car garage, whole house generator, abundant storage, corner lot location & pride of ownership throughout. First time ever offered for sale by the original owners. $5000 painting/decorating allowance.
Active
Price cut: $15K (6/1)
$450,000
54 Amethyst Rd, Palmyra, VA 22963
3beds
2,588sqft
Single Family Residence
Built in 1992
0.5 Acres Lot
$441,000 Zestimate®
$174/sqft
$124/mo HOA
What's special
- 22 days |
- 1,345 |
- 81 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
LISA CAMPBELL 434-282-5568,
YES REALTY PARTNERS
Source: CAAR,MLS#: 677432
Originating MLS: Charlottesville Area Association of Realtors
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Bathroom, Bonus Room, Bedroom, Dining Room, Full Bath, Foyer, Great Room, Half Bath, Kitchen, Sunroom
Primary bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Basement
Primary bathroom
- Level: First
Bathroom
- Level: Second
Bathroom
- Level: Basement
Bonus room
- Level: Basement
Dining room
- Level: First
Foyer
- Level: First
Great room
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Sunroom
- Level: First
Heating
- Central, Propane
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator
- Laundry: Washer Hookup, Dryer Hookup
Features
- Double Vanity, Jetted Tub, Primary Downstairs, Skylights, Walk-In Closet(s), Breakfast Bar, Breakfast Area, Entrance Foyer, Eat-in Kitchen, Recessed Lighting, Vaulted Ceiling(s)
- Flooring: Carpet, Hardwood, Porcelain Tile
- Windows: Casement Window(s), Double Pane Windows, Vinyl, Skylight(s)
- Basement: Exterior Entry,Finished,Heated,Interior Entry,Partially Finished,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: One, Gas Log
Interior area
- Total structure area: 4,120
- Total interior livable area: 2,588 sqft
- Finished area above ground: 1,896
- Finished area below ground: 692
Property
Parking
- Total spaces: 2
- Parking features: Attached, Basement, Electricity, Garage, Garage Door Opener, Garage Faces Rear
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Front Porch, Porch, Screened, Side Porch, Wood
- Exterior features: Porch
- Pool features: Community
- Has spa: Yes
- Has view: Yes
- View description: Residential, Trees/Woods
Lot
- Size: 0.5 Acres
- Features: Garden
Details
- Parcel number: 18A9301
- Zoning description: R-4 Residential Planned Community
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stick Built, Stone, Vinyl Siding
- Foundation: Block, Stone
- Roof: Architectural
Condition
- New construction: No
- Year built: 1992
Details
- Builder name: COTTRILL CONSTRUCTION
Utilities & green energy
- Electric: Generator, Generator Hookup
- Sewer: Community/Coop Sewer
- Water: Community/Coop
- Utilities for property: Fiber Optic Available
Community & HOA
Community
- Features: Gated, Pool
- Security: Security System, Gated Community, Smoke Detector(s)
- Subdivision: LAKE MONTICELLO
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Meeting Room, Picnic Area, Playground, Sports Fields, Tennis Court(s), Water
- HOA fee: $124 monthly
Location
- Region: Palmyra
Financial & listing details
- Price per square foot: $174/sqft
- Tax assessed value: $290,500
- Annual tax amount: $2,927
- Date on market: 5/21/2026
- Cumulative days on market: 23 days
Estimated market value
$441,000
$419,000 - $463,000
$2,909/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/1/2026 | Price change | $450,000-3.2%$174/sqft |
Source: | ||
| 5/21/2026 | Listed for sale | $465,000+4127.3%$180/sqft |
Source: | ||
| 1/1/1989 | Sold | $11,000$4/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,452 | $290,500 |
| 2023 | $2,452 | $290,500 +15.5% |
| 2022 | -- | $251,600 |
| 2021 | -- | $251,600 |
| 2020 | -- | $251,600 +12.1% |
| 2018 | $1,908 | $224,500 |
| 2017 | $1,908 | $224,500 +1.9% |
| 2016 | $1,908 | $220,300 |
| 2015 | $1,908 +10.7% | $220,300 +1.6% |
| 2014 | $1,724 -2.3% | $216,800 |
| 2013 | $1,764 | $216,800 -30% |
| 2012 | -- | $309,500 |
| 2011 | $1,671 | $309,500 |
| 2010 | -- | $309,500 |
| 2009 | -- | $309,500 |
| 2008 | -- | $309,500 |
| 2007 | -- | $309,500 +21.2% |
| 2006 | -- | $255,400 |
| 2005 | -- | $255,400 +46.1% |
| 2004 | -- | $174,800 |
| 2003 | -- | $174,800 |
| 2002 | -- | $174,800 +20.7% |
| 2001 | $1,028 | $144,800 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 22963
Nearby schools
GreatSchools rating
- 6/10Fluvanna MiddleGrades: 5-7Distance: 6.6 mi
- 6/10Fluvanna County High SchoolGrades: 8-12Distance: 2.8 mi
- NAWest Central Primary SchoolGrades: PK-KDistance: 6.6 mi
Schools provided by the listing agent
- Elementary: Central (Fluvanna)
- Middle: Fluvanna
- High: Fluvanna
Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Virginia
- Fluvanna County
- Palmyra
- 22963
- 54 Amethyst Rd





