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Pending
  • $300,000

    54 Charles St, Gardner, MA 01440

    3beds
    1,324sqft
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    Single Family Residence
    Built in 1913
    0.38 Acres Lot
    $314,400 Zestimate®
    $227/sqft
    $-- HOA

    What's special

    Full basementOff-street parkingSpacious yardRich cabinetryCeramic tile flooring
    UP DATE All offers in by, June 2 at Noon. 48 hour seller response. 54 Charles St Gardner. $300,000. Welcome South Side neighborhood, known for its connected streets, neighborhood feel, & convenient location. This classic Colonial offers a rare opportunity to build equity while enjoying many desirable features already in place. Offering 3 bedrooms, 1.5 baths, & a detached 2-car garage on a generous .38-acre lot, this home provides plenty of value. Inside you'll find beautiful hardwood and tile flooring, a spacious living room, hardwood dining room with custom built-ins, & an updated kitchen featuring granite countertops, rich cabinetry, and ceramic tile flooring. The second floor offers three bedrooms including a primary bedroom with walk-in closet. Easy walk-up attic for extra storage. Full basement, off-street parking, and a spacious yard complete the package. Conveniently located near schools, parks, shopping, and area amenities.
    36 days
    |
    665
    |
    28
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Laura Rice 978-502-4593,

    EXIT New Options Real Estate 978-345-3948

    Source: MLS PIN,MLS#: 73524454

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Walk-In Closet(s), Flooring - Wood, Lighting - Overhead
      • Level: Second
      • Area: 195
      • Dimensions: 13 x 15
      Bedroom 2
      • Features: Closet, Flooring - Hardwood, Lighting - Overhead
      • Level: Second
      • Area: 111.36
      • Dimensions: 11.6 x 9.6
      Bedroom 3
      • Features: Flooring - Hardwood, Lighting - Overhead
      • Level: Second
      • Area: 119.84
      • Dimensions: 10.7 x 11.2
      Bathroom 1
      • Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
      • Level: First
      • Area: 60
      • Dimensions: 10 x 6
      Bathroom 2
      • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
      • Level: Second
      • Area: 24
      • Dimensions: 8 x 3
      Dining room
      • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood, Lighting - Overhead
      • Level: Main,First
      • Area: 130
      • Dimensions: 13 x 10
      Kitchen
      • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Cabinets - Upgraded, Lighting - Overhead
      • Level: Main,First
      • Area: 104.4
      • Dimensions: 11.6 x 9
      Living room
      • Features: Flooring - Hardwood, Lighting - Overhead
      • Level: Main,First
      • Area: 163.8
      • Dimensions: 13 x 12.6
      Heating
      • Central, Steam, Oil
      Cooling
      • None
      Appliances
      • Included: Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator
      • Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
      Features
      • Walk-up Attic
      • Flooring: Tile, Hardwood
      • Windows: Screens
      • Basement: Full,Walk-Out Access,Interior Entry,Bulkhead,Concrete
      • Has fireplace: No
      Interior area
      • Total structure area: 1,324
      • Total interior livable area: 1,324 sqft
      • Finished area above ground: 1,324

      Property

      Parking
      • Total spaces: 4
      • Parking features: Detached, Garage Faces Side, Paved Drive, Shared Driveway, Off Street, Paved
      • Garage spaces: 2
      • Uncovered spaces: 2
      Features
      • Patio & porch: Porch, Deck
      • Exterior features: Porch, Deck, Storage, Screens, Garden
      • Waterfront features: Lake/Pond, 1 to 2 Mile To Beach, Beach Ownership(Public)
      Lot
      • Size: 0.38 Acres
      • Features: Cleared, Gentle Sloping, Level
      Details
      • Parcel number: M:0R12 B:0009 L:0022,3538049
      • Zoning: R1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Foundation: Stone
      • Roof: Shingle
      Condition
      • Year built: 1913

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: for Electric Dryer, Washer Hookup

      Community & HOA

      Community
      • Features: Public Transportation, Shopping, Pool, Park, Golf, Medical Facility, Highway Access, House of Worship, Public School
      HOA
      • Has HOA: No
      Location
      • Region: Gardner

      Financial & listing details

      • Price per square foot: $227/sqft
      • Tax assessed value: $347,000
      • Annual tax amount: $4,778
      • Date on market: 5/27/2026
      • Listing terms: Contract
      • Exclusions: Washer, Dryer, Personal Property. Storage Container May Be Available For Purchase.
      • Road surface type: Paved

        Estimated market value

        $314,400

        $299,000 - $330,000

        $2,601/mo

        Price history

        DateEventPrice
        6/17/2026Pending sale$300,000$227/sqft
        Source: MLS PIN #73524454 Report a problem
        6/3/2026Contingent$300,000$227/sqft
        Source: MLS PIN #73524454 Report a problem
        5/27/2026Listed for sale$300,000+69.6%$227/sqft
        Source: MLS PIN #73524454 Report a problem
        9/19/2016Sold$176,900-1.7%$134/sqft
        Source: Public Record Report a problem
        7/26/2016Pending sale$179,900$136/sqft
        Source: Keller Williams Realty North Central #72039063 Report a problem
        7/16/2016Listed for sale$179,900+139.9%$136/sqft
        Source: Keller Williams Realty North Central #72039063 Report a problem
        1/28/2016Sold$75,000-11.7%$57/sqft
        Source: Public Record Report a problem
        12/29/2015Pending sale$84,900$64/sqft
        Source: Innovative Real Estate Solutions LLC #71931657 Report a problem
        12/15/2015Price change$84,900-15%$64/sqft
        Source: Innovative Real Estate Solutions LLC #71931657 Report a problem
        11/13/2015Listed for sale$99,900-3.8%$75/sqft
        Source: Innovative Real Estate Solutions LLC #71931657 Report a problem
        8/19/2015Sold$103,875-40.6%$78/sqft
        Source: Public Record Report a problem
        4/27/2005Sold$175,000$132/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,651 +2.3%$323,900 +6.8%
        2024$4,548 +2.3%$303,400 +10.1%
        2023$4,445 +10.3%$275,600 +27.1%
        2022$4,030 +4%$216,800 +12.2%
        2021$3,874 +3.8%$193,300 +2.2%
        2020$3,733 +4.9%$189,100 +7%
        2019$3,559 +7.7%$176,700 +8.4%
        2018$3,304 +11.7%$163,000 +12.9%
        2017$2,957 +6.4%$144,400 +6.4%
        2016$2,778 +4.2%$135,700 +1.6%
        2015$2,667 +4.3%$133,500 -1.5%
        2014$2,557 +1.5%$135,500 -6.1%
        2013$2,519 +5.5%$144,300 +0.8%
        2012$2,387 +6.1%$143,200 -0.2%
        2011$2,249 +4.5%$143,500 -1%
        2010$2,153 $144,900 -12%
        2009$2,153 0%$164,700 -7.4%
        2008$2,154 +1.5%$177,900 -2.5%
        2007$2,123 +1.6%$182,400 +7.4%
        2006$2,090 +6.7%$169,800 +9%
        2005$1,958 +9.6%$155,800 +58.8%
        2004$1,786 +2.8%$98,100
        2003$1,738 +3.6%$98,100
        2002$1,678 +9.6%$98,100 +22.9%
        2000$1,531 $79,800

        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 01440

        Getting around

        30 / 100
        Car-Dependent
        24 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Gardner Elementary
        • Middle: Gardner Middle School
        • High: Gardner High School

        Source: MLS PIN. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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