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For sale
    • Price cut: $20K (7/29)
    $875,000

    540 Lakeshore Terrace Rd, Hardy, VA 24101

    4beds
    3,818sqft
    : 
    $5,090/mo
    Get pre-qualified
    Single Family Residence
    Built in 1993
    2.25 Acres Lot
    $845,500 Zestimate®
    $229/sqft
    $-- HOA

    What's special

    Lakefront propertyWalkout basementPark like settingOpen concept living planGranite counter topsTons of water frontageNew stainless appliances
    Lakefront property , 4 Bed 3 Bath log-style home in Lakeshore Terrace on 3 lots. Open concept living plan., first floor primary bedroom with newly renovated bath, large back trex double deck, walkout basement and 2 car garage. New stainless appliances and granite counter tops. A park like setting and tons of water frontage, 2 covered docks. Ideal for skiing, tubing, fishing and kayaking in a less trafficked area. 15 min to Westlake Center and Downtown Roanoke
    112 days
    |
    1,811
    |
    95
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    SUSAN BAILEY 540-525-1844,

    LONG & FOSTER - ROANOKE OFFICE 540-989-0863

    Source: RVAR,MLS#: 926659MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Heating
      • Forced Air, Heat Pump Electric, Zoned
      Cooling
      • Central Air, Heat Pump Electric, Zoned
      Appliances
      • Included: Dryer, Washer, Dishwasher, Disposal, Microwave, Electric Range, Refrigerator
      Features
      • Storage
      • Flooring: Ceramic Tile, Wood
      • Doors: Insulated, Storm Door(s)
      • Windows: Insulated Windows, Tilt-In
      • Has basement: Yes
      • Number of fireplaces: 1
      • Fireplace features: Masonry, Flue Available
      Interior area
      • Total structure area: 4,169
      • Total interior livable area: 3,818 sqft
      • Finished area above ground: 2,542
      • Finished area below ground: 1,276
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage Under, Paved, Garage Door Opener, Off Street
      • Has attached garage: Yes
      • Covered spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Front Porch, Rear Porch
      • Exterior features: Balcony
      • Has view: Yes
      • View description: Sunrise, Sunset
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Waterfront, Main Channel
      • Body of water: Smith Mtn Lake
      Lot
      • Size: 2.25 Acres
      • Features: Cleared, Gentle Sloping
      Details
      • Parcel number: 001 01074 00, 001 01073 00, 00101075.0

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Log, Stucco
      Condition
      • Completed
      • Year built: 1993

      Utilities & green energy

      • Electric: 5 Phase
      • Water: Community System
      • Utilities for property: Cable Connected, Underground Utilities, Cable
      Green energy
      • Energy efficient items: 2 X 6 Exterior Walls

      Community & HOA

      Community
      • Features: Marina Access
      • Security: Security System
      • Subdivision: Lakeshore Terrace
      HOA
      • Has HOA: No
      Location
      • Region: Hardy

      Financial & listing details

      • Price per square foot: $229/sqft
      • Tax assessed value: $551,200
      • Annual tax amount: $3,849
      • Date on market: 4/17/2026

        Estimated market value

        $845,500

        $803,000 - $888,000

        $3,370/mo

        Price history

        DateEventPrice
        7/29/2026Price change$875,000-2.2%$229/sqft
        Source: RVAR #926659 Report a problem
        6/10/2026Price change$895,000-3.2%$234/sqft
        Source: RVAR #926659 Report a problem
        5/18/2026Price change$925,000-5.1%$242/sqft
        Source: RVAR #926659 Report a problem
        4/17/2026Listed for sale$975,000+167.1%$255/sqft
        Source: RVAR #926659 Report a problem
        6/22/2012Sold$365,000$96/sqft
        Source: RVAR #779575 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,370 $551,200
        2024$2,370 -3.5%$551,200 +36.9%
        2023$2,456 $402,600
        2022$2,456 $402,600
        2021$2,456 $402,600
        2020$2,456 +4.5%$402,600 +4.5%
        2019$2,350 $385,300
        2018$2,350 $385,300 +11.3%
        2017$2,350 +16.1%$346,200
        2016$2,025 $346,200
        2015$2,025 +8.3%$346,200
        2014$1,869 --
        2013$1,869 $346,200
        2012-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 24101

        Getting around

        0 / 100
        Car-Dependent
        2 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Windy Gap
        • Middle: Ben Franklin Middle
        • High: Franklin County

        Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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