This inviting corner home sits on a generous double lot in an established residential area known for its peaceful setting and well-kept properties. The oversized driveway offers abundant parking, and the location provides excellent access to Downtown Utica, the NYS Thruway, Route 5S, the North–South Arterial, and is just minutes from the new dog park and TR Proctor Park.
The owner has enjoyed nearly 20 years here, and it shows. The spacious yard is ideal for everyday living, while the home’s location places you close to hospitals, colleges, restaurants, convenience stores, and more.
With 4 bedrooms and over 1,200 square feet of living space, this home is comfortable, practical, and easy to maintain—featuring a newer furnace and updated insulation for efficient heating.
A great opportunity in a well-located neighborhood—ready for its next chapter.
Active
Price cut: $5K (5/12)
$144,900
540 Niagara St, Utica, NY 13501
4beds
1,268sqft
Single Family Residence
Built in 1940
2,086 Square Feet Lot
$-- Zestimate®
$114/sqft
$-- HOA
What's special
Newer furnaceInviting corner homeGenerous double lot
- 213 days |
- 267 |
- 3 |
Zillow last checked:
Listing updated:
Listed by:
Coldwell Banker Faith Properties 315-735-2222,
Joseph C. Pantola Jr. 315-725-6580
Source: NYSAMLSs,MLS#: S1653680
Originating MLS: Mohawk Valley
Originating MLS: Mohawk ValleyLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Bedroom 1
- Level: First
- Dimensions: 11.00 x 11.00
Bedroom 2
- Level: Second
- Dimensions: 8.00 x 12.00
Bedroom 3
- Level: Second
- Dimensions: 11.00 x 11.00
Bedroom 4
- Level: Second
- Dimensions: 11.00 x 9.00
Basement
- Level: Basement
- Dimensions: 20.00 x 20.00
Kitchen
- Level: First
- Dimensions: 12.00 x 11.00
Living room
- Level: First
- Dimensions: 12.00 x 18.00
Heating
- Gas, Forced Air
Appliances
- Included: Dryer, Gas Water Heater, Refrigerator, Washer
- Laundry: Main Level
Features
- Eat-in Kitchen, Separate/Formal Living Room, Skylights, Bedroom on Main Level
- Flooring: Carpet, Hardwood, Varies
- Windows: Skylight(s)
- Basement: Full,Sump Pump
- Has fireplace: No
Interior area
- Total structure area: 1,268
- Total interior livable area: 1,268 sqft
Video & virtual tour
Property
Parking
- Parking features: No Garage, Driveway
Features
- Levels: Two
- Stories: 2
- Patio & porch: Open, Porch
- Exterior features: Blacktop Driveway
Lot
- Size: 2,086 Square Feet
- Dimensions: 29 x 72
- Features: Corner Lot, Rectangular, Rectangular Lot
Details
- Additional structures: Shed(s), Storage
- Parcel number: 30160031907200010240000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Spray Foam Insulation, Vinyl Siding, Copper Plumbing, PEX Plumbing
- Foundation: Block
- Roof: Asphalt
Condition
- Resale
- Year built: 1940
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: Cable Available, High Speed Internet Available, Sewer Connected, Water Connected
Community & HOA
Location
- Region: Utica
Financial & listing details
- Price per square foot: $114/sqft
- Tax assessed value: $29,400
- Annual tax amount: $1,954
- Date on market: 12/8/2025
- Cumulative days on market: 214 days
- Listing terms: Cash,Conventional,FHA
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/12/2026 | Price change | $144,900-3.3%$114/sqft |
Source:  NYSAMLSs #S1653680 Report a problem | ||
| 12/8/2025 | Listed for sale | $149,900$118/sqft |
Source: NYSAMLSs #S1653680 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $29,400 |
| 2024 | -- | $29,400 |
| 2023 | -- | $29,400 |
| 2022 | -- | $29,400 |
| 2021 | -- | $29,400 |
| 2020 | -- | $29,400 |
| 2019 | -- | $29,400 |
| 2018 | -- | $29,400 |
| 2017 | $817 | $29,400 |
| 2016 | -- | $29,400 |
| 2015 | -- | $29,400 |
| 2014 | -- | $29,400 |
| 2013 | -- | $29,400 |
| 2012 | -- | $29,400 |
| 2011 | -- | $29,400 |
| 2010 | -- | $29,400 |
| 2009 | -- | $29,400 |
| 2008 | -- | $29,400 |
| 2007 | -- | $29,400 |
| 2006 | -- | $29,400 |
| 2005 | -- | $29,400 |
| 2004 | -- | $29,400 |
| 2003 | -- | $29,400 |
| 2002 | -- | $29,400 |
| 2001 | -- | $29,400 |
| 2000 | -- | $29,400 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 13501
Nearby schools
GreatSchools rating
- 5/10General Herkimer Elementary SchoolGrades: K-6Distance: 1.9 mi
- 6/10John F Kennedy Middle SchoolGrades: 7-8Distance: 2 mi
- 3/10Thomas R Proctor High SchoolGrades: 9-12Distance: 0.9 mi
Schools provided by the listing agent
- District: Utica
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Oneida County
- Utica
- 13501
- 540 Niagara St
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Nearby zip codes
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