Beautiful historic home in Ludlow! Minutes from everything! This renovated home features everything you need for modern living! Original refinished hardwood floors throughout, fresh neutral paint, updated lighting, and updated hardware. Gorgeous kitchen features stainless steel appliances, Quartz countertops, subway tile backsplash, and under cabinet lighting. Two updated full bathrooms. New HVAC and windows throughout. Oversized, usable two car garage. Deck off of primary bedroom steps down to flat yard space with concrete patio. Schedule your private showing today!
Sold for $295,000
Tax assessed value
$295,000
540 Oak St, Ludlow, KY 41016
3beds
1,320sqft
Single Family Residence, Residential
Built in ----
3,484 Square Feet Lot
$321,400 Zestimate®
$223/sqft
$1,983 Estimated rent
Home value
$321,400
$305,000 - $337,000
$1,983/mo
Zestimate® history
Owner options
List your home for rent
$1,983/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$1,983/mo
Rent Zestimate®
Refinance and save
$1,845/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$1,845/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Zillow last checked:
Listing updated:
Listed by:
Richard Hedger 859-445-4477,
Huff Realty - Florence
Bought with:
Adrean Henson, 220872
KW Seven Hills Realty
Source: NKMLS,MLS#: 622577
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining room
- Features: Hardwood Floors
- Level: First
- Area: 154
- Dimensions: 11 x 14
Kitchen
- Features: Hardwood Floors
- Level: First
- Area: 140
- Dimensions: 10 x 14
Living room
- Features: Hardwood Floors
- Level: First
- Area: 169
- Dimensions: 13 x 13
Heating
- Forced Air, Electric
Cooling
- Ductless
Appliances
- Included: Stainless Steel Appliance(s)
- Laundry: Lower Level
Features
- Stone Counters, Entrance Foyer, Ceiling Fan(s), High Ceilings, Master Downstairs
- Doors: Pocket Door(s), Multi Panel Doors
- Windows: Vinyl Frames
Interior area
- Total structure area: 1,320
- Total interior livable area: 1,320 sqft
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage, Garage Door Opener, Off Street, On Street
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Patio, Porch
- Fencing: Chain Link
Lot
- Size: 3,484 Square Feet
Details
- Parcel number: 0263205014.00
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Historic
- Property subtype: Single Family Residence, Residential
Materials
- Brick, Vinyl Siding
- Foundation: Block
- Roof: Shingle
Condition
- Existing Structure
- New construction: No
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Available, Sewer Available, Water Available
Community & HOA
HOA
- Has HOA: No
Location
- Region: Ludlow
Financial & listing details
- Price per square foot: $223/sqft
- Tax assessed value: $295,000
- Annual tax amount: $3,853
- Date on market: 9/23/2025
- Cumulative days on market: 28 days
Price history
| Date | Event | Price |
|---|---|---|
| 7/10/2024 | Sold | $295,000-1.7%$223/sqft |
Source:  NKMLS #622577 Report a problem | ||
| 6/4/2024 | Pending sale | $300,000$227/sqft |
Source: NKMLS #622577 Report a problem | ||
| 5/21/2024 | Price change | $300,000-3.2%$227/sqft |
Source: NKMLS #622577 Report a problem | ||
| 5/14/2024 | Price change | $310,000-4.6%$235/sqft |
Source: NKMLS #622577 Report a problem | ||
| 5/7/2024 | Listed for sale | $325,000+103.3%$246/sqft |
Source: NKMLS #622577 Report a problem | ||
| 3/4/2024 | Sold | $159,900$121/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,853 +137.1% | $295,000 +136% |
| 2024 | $1,625 +60.6% | $125,000 |
| 2023 | $1,012 -6.2% | $125,000 |
| 2022 | $1,078 +70.6% | $125,000 +47.1% |
| 2021 | $632 -12.4% | $85,000 |
| 2020 | $721 | $85,000 |
| 2019 | $721 -0.3% | $85,000 |
| 2018 | $724 | $85,000 |
| 2017 | $724 +5.7% | $85,000 |
| 2015 | $684 +2.2% | $85,000 |
| 2014 | $670 | $85,000 |
| 2013 | $670 | $85,000 |
| 2012 | -- | $85,000 |
| 2011 | -- | $85,000 |
| 2010 | -- | $85,000 |
| 2009 | -- | $85,000 |
| 2008 | -- | $85,000 |
| 2007 | -- | $85,000 |
| 2006 | -- | $85,000 +13.3% |
| 2005 | -- | $75,000 |
| 2004 | -- | $75,000 |
| 2003 | -- | $75,000 |
| 2002 | -- | $75,000 +19% |
| 2001 | -- | $63,000 |
| 2000 | -- | $63,000 |
Find assessor info on the county website
Neighborhood: 41016
Nearby homes
- $300,4003 bd2 ba2.1k sqft536 Oak St, Ludlow, KY 41016Off Market
- $163,5003 bd1 ba1.7k sqft542 Oak St, Ludlow, KY 41016Off Market
- $274,9003 bd3 ba1.6k sqft544 Oak St, Ludlow, KY 41016Pending
- $162,5002 bd2 ba608 sqft546 Oak St, Ludlow, KY 41016Off Market
- $183,9004 bd2 ba1.9k sqft535 Oak St, Ludlow, KY 41016Off Market
- $199,800-- bd-- ba3.9k sqft548-50 Oak St, Ludlow, KY 41016Off Market
- $237,9004 bd1 ba1.4k sqft537 Oak St, Ludlow, KY 41016Off Market
- $251,7005 bd2 ba2.5k sqft537 Elm St, Ludlow, KY 41016Off Market
Nearby schools
GreatSchools rating
- 6/10Mary A. Goetz Elementary SchoolGrades: PK-6Distance: 0.1 mi
- 6/10Ludlow High SchoolGrades: 7-12Distance: 0.1 mi
Schools provided by the listing agent
- Elementary: Mary A. Goetz Elementary
- Middle: Ludlow Middle School
- High: Ludlow High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$321,400
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$321,400
- Kentucky
- Kenton County
- Ludlow
- 41016
- 540 Oak St
Nearby cities
Nearby zip codes
Other Ludlow Topics
