Beautifully maintained 3 bed, 2 bath home + office with in-ground pool and paid-off solar in the desirable Western Hills area of Rio Rancho. Over 2,100 sq ft with an open layout, granite kitchen countertops, and an oversized primary suite with updated bath. Recent upgrades include newer dishwasher, hot water heater, and 2025 swamp cooler. Backyard features a well-kept in-ground pool and a large detached shed ideal for storage or workspace. One of only two homes under $500K in ABQ/Rio Rancho with a pool. Appraised at $410K in October strategically priced at $380K to encourage strong early activity. Conveniently located near Southern & Unser, close to schools and shopping, yet tucked in a quiet established neighborhood.
Sold
Price Unknown
540 Silver Saddle Rd SE, Rio Rancho, NM 87124
3beds
2,101sqft
Single Family Residence
Built in 1983
9,583 Square Feet Lot
$386,000 Zestimate®
$--/sqft
$2,217 Estimated rent
Home value
$386,000
$351,000 - $425,000
$2,217/mo
Zestimate® history
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List your homeWhat's special
In-ground poolOpen layoutGranite kitchen countertopsOversized primary suiteUpdated bath
Zillow last checked:
Listing updated:
Listed by:
Christopher Valdez 505-440-7080,
Elevate New Mexico Realty
Bought with:
The Venegas Group
Keller Williams Realty
Source: SWMLS,MLS#: 1093775
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Primary bedroom
- Level: Main
- Area: 391.87
- Dimensions: 26.3 x 14.9
Kitchen
- Level: Main
- Area: 231.6
- Dimensions: 19.3 x 12
Living room
- Level: Main
- Area: 344.19
- Dimensions: 23.1 x 14.9
Heating
- Central, Forced Air
Cooling
- Evaporative Cooling
Appliances
- Laundry: Electric Dryer Hookup
Features
- Ceiling Fan(s), Main Level Primary
- Flooring: Laminate, Tile, Wood
- Windows: Double Pane Windows, Insulated Windows
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas Log
Interior area
- Total structure area: 2,101
- Total interior livable area: 2,101 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage
- Attached garage spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Exterior features: Fence, Private Yard
- Has private pool: Yes
- Fencing: Back Yard,Wall
Lot
- Size: 9,583 Square Feet
- Features: Lawn, Landscaped, Planned Unit Development
Details
- Parcel number: 1011069425099
- Zoning description: R-1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subtype: Single Family Residence
Materials
- Brick, Brick Veneer, Frame, Stucco
- Roof: Shingle
Condition
- Resale
- New construction: No
- Year built: 1983
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected
Green energy
- Energy generation: Solar
Community & HOA
Community
- Subdivision: Western Hills
Location
- Region: Rio Rancho
Financial & listing details
- Tax assessed value: $231,884
- Annual tax amount: $2,713
- Date on market: 10/30/2025
- Cumulative days on market: 19 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 12/23/2025 | Sold | -- |
Source:  SWMLS #1093775 Report a problem | ||
| 11/19/2025 | Pending sale | $380,000$181/sqft |
Source: SWMLS #1093775 Report a problem | ||
| 10/31/2025 | Listed for sale | $380,000+65.3%$181/sqft |
Source: SWMLS #1093775 Report a problem | ||
| 4/27/2018 | Sold | -- |
Source: Agent Provided Report a problem | ||
| 3/5/2018 | Pending sale | $229,900$109/sqft |
Source: Advance Realty #912206 Report a problem | ||
| 3/2/2018 | Price change | $229,900+0.4%$109/sqft |
Source: Advance Realty #912206 Report a problem | ||
| 3/1/2018 | Listed for sale | $229,000$109/sqft |
Source: Advance Realty #912206 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,627 -0.2% | $77,294 +3% |
| 2024 | $2,633 +2.7% | $75,044 +3% |
| 2023 | $2,563 +2% | $72,858 +3% |
| 2022 | $2,512 +0.8% | $70,736 +3% |
| 2021 | $2,491 +3.1% | $68,676 +3% |
| 2020 | $2,416 -3.7% | $66,676 -2.9% |
| 2019 | $2,509 +107.9% | $68,700 +90.2% |
| 2018 | $1,207 -12% | $36,111 +3% |
| 2017 | $1,372 | $35,060 |
| 2016 | $1,372 +2.1% | $35,060 |
| 2014 | $1,344 | $35,060 |
| 2013 | $1,344 | $35,060 -66.7% |
| 2011 | -- | $105,179 |
Find assessor info on the county website
Neighborhood: 87124
Nearby homes
- $314,2003 bd2 ba1.4k sqft520 Silver Saddle Rd SE, Rio Rancho, NM 87124Off Market
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Nearby schools
GreatSchools rating
- 7/10Maggie Cordova Elementary SchoolGrades: K-5Distance: 1 mi
- 6/10Lincoln Middle SchoolGrades: 6-8Distance: 0.7 mi
- 7/10Rio Rancho High SchoolGrades: 9-12Distance: 1.8 mi
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Estimated market value
$386,000
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$386,000
- New Mexico
- Sandoval County
- Rio Rancho
- 87124
- 540 Silver Saddle Rd SE
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