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    • $280,000

    540 Swiss Pine Lake Dr, Spruce Pine, NC 28777

    3beds
    2,145sqft
    Single Family Residence
    Built in 1969
    1.33 Acres Lot
    $280,600 Zestimate®
    $131/sqft
    $1,950 Estimated rent

    Home value

    $280,600

    Estimated sales range

    Not available

    $1,950/mo

    Zestimate® history
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    What's special

    Stunning lake viewsSpacious bonus roomRecently installed metal roof
    Situated directly across from Swiss Pine Lake, this home offers stunning lake views and the convenience of being just minutes from downtown Spruce Pine. Featuring 3 bedrooms, 2 full bathrooms, and a spacious bonus room perfect for a home office, gym, or guest space, this property is ready for you to customize to your lifestyle. A recently installed metal roof provides durability and peace of mind for years to come. Home has been professional cleaned inside and outside. Whether you’re looking for a full-time residence or a peaceful getaway, this home offers endless possibilities. Don’t miss the chance to enjoy lake living with small-town charm—schedule your showing today!

    Zillow last checked:

    Listing updated:

    Listed by:

    Alli Buchanan allibuchanan@homesbyalli.com,

    Dream Mountain Realty

    Bought with:

    Misty Self

    Tree House Mountain Realty,Inc

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4249163MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bedrooms: 2
    Primary bedroom
    • Level: Main
    Bedroom s
    • Level: Main
    Bedroom s
    • Level: Basement
    Bathroom full
    • Level: Main
    Bathroom full
    • Level: Basement
    Bonus room
    • Level: Basement
    Dining room
    • Level: Main
    Kitchen
    • Level: Main
    Laundry
    • Level: Main
    Living room
    • Level: Main
    Heating
    • Baseboard, Propane
    Cooling
    • Ceiling Fan(s), Central Air
    Appliances
    • Included: Dishwasher, Electric Oven, Electric Range, Refrigerator, Washer/Dryer
    • Laundry: Laundry Room
    Features
    • Basement: Partially Finished
    • Fireplace features: Gas Log
    Interior area
    • Total structure area: 1,280
    • Total interior livable area: 2,145 sqft
    • Finished area above ground: 1,280
    • Finished area below ground: 865

    Property

    Parking
    • Parking features: Attached Carport
    • Has carport: Yes
    Features
    • Levels: Two
    • Stories: 2
    • Has view: Yes
    • View description: Water
    • Has water view: Yes
    • Water view: Water
    • Waterfront features: Beach - Private, Waterfront
    • Body of water: Swiss Pine Lake
    Lot
    • Size: 1.33 Acres
    • Features: Private
    Details
    • Parcel number: 078912758095
    • Zoning: none
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Cedar Shake
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 1969

    Utilities & green energy

    • Sewer: Septic Installed
    • Water: City

    Community & HOA

    Community
    • Subdivision: Swiss Pine Lake
    HOA
    • Has HOA: Yes
    • HOA fee: $800 annually
    • HOA name: Swiss Pine Lake HOA
    • HOA phone: 704-565-5009
    Location
    • Region: Spruce Pine

    Financial & listing details

    • Price per square foot: $131/sqft
    • Tax assessed value: $232,800
    • Annual tax amount: $1,490
    • Date on market: 5/1/2025
    • Cumulative days on market: 34 days
    • Listing terms: Cash,Conventional,USDA Loan
    • Exclusions: Microwave
    • Road surface type: Asphalt, Paved

    Price history

    DateEventPrice
    6/20/2025Sold$280,000-14.9%$131/sqft
    Source: Canopy MLS as distributed by MLS GRID #4249163 Report a problem
    5/13/2025Price change$329,000-2.4%$153/sqft
    Source: Canopy MLS as distributed by MLS GRID #4249163 Report a problem
    5/1/2025Listed for sale$337,000+41.9%$157/sqft
    Source: Canopy MLS as distributed by MLS GRID #4249163 Report a problem
    6/24/2021Sold$237,500-3%$111/sqft
    Source: Canopy MLS as distributed by MLS GRID #3722615 Report a problem
    5/6/2021Contingent$244,800$114/sqft
    Source: Canopy MLS as distributed by MLS GRID #3722615 Report a problem
    5/3/2021Price change$244,800-2%$114/sqft
    Source: Canopy MLS as distributed by MLS GRID #3722615 Report a problem
    4/27/2021Listed for sale$249,800$116/sqft
    Source: Canopy MLS as distributed by MLS GRID #3722615 Report a problem
    4/24/2021Contingent$249,800$116/sqft
    Source: Canopy MLS as distributed by MLS GRID #3722615 Report a problem
    4/19/2021Listed for sale$249,800$116/sqft
    Source: Canopy MLS as distributed by MLS GRID #3722615 Report a problem
    4/2/2021Contingent$249,800$116/sqft
    Source: Canopy MLS as distributed by MLS GRID #3722615 Report a problem
    3/26/2021Listed for sale$249,800+50.5%$116/sqft
    Source: Canopy MLS as distributed by MLS GRID #3722615 Report a problem
    8/13/2020Sold$166,000-7.8%$77/sqft
    Source: Canopy MLS as distributed by MLS GRID #3636726 Report a problem
    7/1/2020Listed for sale$180,000$84/sqft
    Source: Tree House Mountain Realty, IN #32237 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$1,490 +1.6%$232,800
    2024$1,467 $232,800
    2023$1,467 $232,800
    2022$1,467 +25.9%$232,800 +29.9%
    2021$1,165 +2.2%$179,200 +2.2%
    2020$1,140 $175,400
    2019$1,140 $175,400
    2018$1,140 +8.5%$175,400 +8.5%
    2017$1,051 +8.3%$161,700
    2016$970 +900%$161,700
    2015$97 -90%$161,700
    2014$970 +5.4%$161,700 -19.2%
    2013$920 $200,100
    2012$920 $200,100
    2011$920 $200,100
    2010-- $200,100
    Find assessor info on the county website

    Neighborhood: 28777

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    Estimated market value
    $280,600
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    Estimated market value
    $280,600

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