5403 Fleming St, Pt Charlotte, FL 33981

BRING YOUR TOYS! Opportunity awaits in the highly sought-after Gulf Cove! This unique 3-bedroom, 2-bathroom stilt home offers versatile living and incredible value on a fully gated 1/3-acre corner lot with room for all your toys — boats, RVs, trailers, and more. Built in the style of a traditional fisherman’s dwelling, this home was owned and lived in by Robert F. Edic, author of Fisher Folks of Charlotte Harbor, Florida — adding a touch of local history and character to this charming property. Upstairs, the main home features 2 bedrooms and 1 full bath, with central HVAC (window units are seller’s personal preference for zoned comfort). The living space is filled with natural light and includes extra attic insulation for energy efficiency. The roof was replaced in 2023, and the entire exterior has been freshly painted. Downstairs, you’ll find a separate, renovated apartment (2023) with its own private entrance, kitchen, full bath, washer/dryer hookups, dedicated water heater, and portable heating/cooling units. This space is ideal for guests, rental income, or multi-generational living. The lower level has been upgraded with water-resistant Sheetrock and constructed without insulation behind the walls — a smart, durable choice designed to resist mold in the event of flooding. It also features a screened-in porch with a hot tub and a covered workshop area for projects or storage. The apartment’s plumbing includes a lift station that feeds into the main septic system, and the dryer vent tubing was thoroughly cleaned two years ago for safety and performance. Outside, enjoy lush tropical landscaping with 10 mature mango trees, an avocado tree, and plumeria, creating a true Florida oasis. RV parking is ready with plumbing hookups, and the voluntary HOA is just $75/year, with another $75 annual fee granting you full access to the community boat slip and waterfront park — just a few blocks away. Ideally located near shopping, dining, golf courses, and only a short drive to Gulf beaches and the Myakka River, this property offers flexibility, functionality, and authentic Florida charm. Whether you're looking for a seasonal getaway, full-time home, or an investment opportunity — this one checks all the boxes!