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  • Price cut: $6K (6/17)
    $639,000

    5409 Mill Water Cir, Rancho Cordova, CA 95742

    4beds
    2,295sqft
    : 
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    Single Family Residence
    Built in 2013
    7,858 Square Feet Lot
    $631,500 Zestimate®
    $278/sqft
    $-- HOA

    What's special

    Quiet courtFreshly painted interiorsLarge walk-in closetAbundant natural light throughoutBright open-concept floor planTile roofSeparate shower
    Beautifully maintained Lennar-built home tucked away on a quiet court in desirable Rancho Cordova. Built in 2013, this spacious residence offers 4 bedrooms, 3 full bathrooms, and approximately 2,295 sq ft of thoughtfully designed living space on a generous 7,857 sq ft premium lot. Additional highlights include OWNED SOLAR, a tile roof, and a fire suppression system. The bright open-concept floor plan features freshly painted interiors, recessed lighting, hand-scraped hickory hardwood floors, 9-foot ceilings with crown molding, and abundant natural light throughout. The spacious kitchen overlooks the family room and offers granite countertops and Maple cabinetry, creating an ideal space for everyday living and entertaining. A bedroom and full bathroom on the main level provide flexibility for guests, a home office, or multigenerational living. Upstairs, the primary suite includes a comfortable sitting area, soaking tub, separate shower, and a large walk-in closet. The secondary bedrooms also feature walk-in closets, and all bathrooms are finished with elegant marble surfaces. Step outside to a private covered porch and a beautiful backyard retreat featuring a mature collection of fruit trees, including grapes, citrus, apricots, plums, nectarines, and pomegranates. Move-in ready and thoughtfully maintained, this home offers quality craftsmanship, flexible living spaces, and a peaceful setting in a desirable neighborhood. No HOA! You must see this well-cared-for home! Schedule your showing today!
    111 days
    |
    1,137
    |
    41
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Margarita Burns DRE #01486158 916-837-3196,

    Windermere Signature Properties El Dorado Hills/Folsom

    Source: MetroList Services of CA,MLS#: 226027490Originating MLS: MetroList Services, Inc.

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Family Room, Great Room, Kitchen, Laundry
      Primary bedroom
      • Features: Walk-In Closet
      Primary bathroom
      • Features: Double Vanity, Tub w/Shower Over
      Dining room
      • Features: Dining/Family Combo
      Kitchen
      • Features: Breakfast Area, Granite Counters, Kitchen Island, Island w/Sink, Kitchen/Family Combo
      Heating
      • Central
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Free-Standing Gas Range, Gas Cooktop, Dishwasher, Disposal, Microwave, Plumbed For Ice Maker
      • Laundry: Laundry Room, Cabinets, Inside Room
      Features
      • Flooring: Carpet, Tile, Wood
      • Has fireplace: No
      Interior area
      • Total interior livable area: 2,295 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage Door Opener, Garage Faces Front, Level Driveway/Sidewalks
      • Attached garage spaces: 2
      Features
      • Fencing: Back Yard,Wood
      Lot
      • Size: 7,858 Square Feet
      • Features: Auto Sprinkler F&R, Sprinklers In Front, Sprinklers In Rear, Cul-De-Sac, Low Maintenance
      Details
      • Additional structures: Shed(s)
      • Parcel number: 06707200270000
      • Zoning description: RD-5
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stucco, Frame
      • Foundation: Slab
      • Roof: Tile
      Condition
      • Year built: 2013
      Details
      • Builder name: Lennar

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Public, Sewer Connected, Sewer In & Connected, Solar, Natural Gas Available
      Green energy
      • Energy generation: Solar

      Community & HOA

      Location
      • Region: Rancho Cordova

      Financial & listing details

      • Price per square foot: $278/sqft
      • Tax assessed value: $367,003
      • Annual tax amount: $6,560
      • Price range: $639K - $639K
      • Date on market: 3/13/2026
      • Road surface type: Asphalt

        Estimated market value

        $631,500

        $600,000 - $663,000

        $3,120/mo

        Price history

        DateEventPrice
        6/17/2026Price change$639,000-0.9%$278/sqft
        Source: MetroList Services of CA #226027490 Report a problem
        3/13/2026Listed for sale$645,000+1.6%$281/sqft
        Source: MetroList Services of CA #226027490 Report a problem
        11/27/2025Listing removed$635,000$277/sqft
        Source: MetroList Services of CA #225111845 Report a problem
        8/29/2025Listed for sale$635,000+107.9%$277/sqft
        Source: MetroList Services of CA #225111845 Report a problem
        6/26/2013Sold$305,500$133/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,560 +1.8%$367,003 +2%
        2024$6,442 +2.6%$359,808 +2%
        2023$6,282 +2.2%$352,754 +2%
        2022$6,144 +0.6%$345,838 +2%
        2021$6,108 +1.5%$339,057 +1%
        2020$6,017 +1.9%$335,582 +2%
        2019$5,903 +2.7%$329,003 +2%
        2018$5,746 +2%$322,553 +2%
        2017$5,635 +1.4%$316,229 -0.5%
        2016$5,558 +1.5%$317,790 +1.5%
        2015$5,478 $313,017 +2%
        2014$5,478 $306,886 +1036.6%
        2013-- $27,000 +17.4%
        2012-- $23,000 -18.4%
        2011-- $28,193 +0.8%
        2010-- $27,983 -45.1%
        2008-- $51,000 -53.7%
        2007-- $110,263

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Kavala Ranch

        Getting around

        6 / 100
        Car-Dependent
        15 / 100
        Minimal Transit
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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