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For sale
  • $498,700

    5409 Saint Elmo Ave, Chattanooga, TN 37409

    3beds
    1,720sqft
    : 
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    Single Family Residence
    Built in 1930
    8,276 Square Feet Lot
    $474,200 Zestimate®
    $290/sqft
    $-- HOA

    What's special

    Walk-in closetOversized islandSprawling covered front porchPrimary retreatLevel double lotBeautifully appointed kitchenAbundant natural light
    Adorable home in the heart of St. Elmo, situated on a rare level double lot with ample off-street parking! Blending timeless charm with modern updates, this beautifully maintained home offers the perfect balance of character, comfort, and low-maintenance living. A sprawling covered front porch welcomes friends and neighbors while providing the ideal place to enjoy your morning coffee or unwind at the end of the day. Inside, the light-filled great room features soaring ceilings, exposed wood beams, and abundant natural light, creating a warm and inviting atmosphere. The open-concept living, dining, and kitchen areas are designed for everyday living and effortless entertaining. The beautifully appointed kitchen is anchored by an oversized island, offering plenty of space for gathering with family and friends. The thoughtfully designed floor plan provides both privacy and flexibility. Two spacious bedrooms and a full bath are located on one side of the home, while the private primary suite occupies the opposite wing. The primary retreat features a walk-in closet, a versatile flex room perfect for a home office, nursery, sitting room, or dressing area, and a spa-inspired bath with a custom tiled walk-in shower. Step outside to discover one of the property's most exceptional features--the expansive double lot. Whether you dream of adding a garage with an accessory dwelling unit, creating lush gardens, installing a pool, building a sports court, or simply enjoying a generous backyard, the possibilities are endless. Buyers may also wish to explore the opportunity to negotiate the construction of a garage as part of the purchase contract, making it even easier to customize the property to fit their vision. Located just minutes from St. Elmo's popular restaurants, local shops, parks, and miles of hiking and outdoor recreation, this exceptional property offers the opportunity to enjoy one of Chattanooga's most sought-after neighborhoods while providing the space and flex
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    340
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    33
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jim T Lea 423-779-2354,

    Keller Williams Realty 423-664-1600,

    Alissa Norgren 253-686-9045,

    Keller Williams Realty

    Source: Greater Chattanooga Realtors,MLS#: 1538913

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Built-In Range, Dishwasher, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Water Heater
      • Laundry: Laundry Room, Main Level
      Features
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 1,720
      • Total interior livable area: 1,720 sqft
      • Finished area above ground: 1,720

      Property

      Parking
      • Parking features: Driveway, Off Street
      Features
      • Levels: One
      • Patio & porch: Covered, Porch - Covered
      • Exterior features: Other
      Lot
      • Size: 8,276 Square Feet
      • Dimensions: 48.03 x 175
      • Features: Few Trees, Landscaped, Level
      Details
      • Parcel number: 167o B 016

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block
      • Foundation: Block
      Condition
      • New construction: No
      • Year built: 1930

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Historic District, Playground
      • Subdivision: None
      HOA
      • Has HOA: No
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $290/sqft
      • Tax assessed value: $184,900
      • Annual tax amount: $1,592
      • Date on market: 7/17/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan

        Estimated market value

        $474,200

        $450,000 - $498,000

        $2,341/mo

        Price history

        DateEventPrice
        7/17/2026Listed for sale$498,700$290/sqft
        Source: Greater Chattanooga Realtors #1538913 Report a problem
        2/19/2026Listing removed$2,300$1/sqft
        Source: Zillow Rentals Report a problem
        2/10/2026Price change$2,300-3.2%$1/sqft
        Source: Zillow Rentals Report a problem
        1/29/2026Price change$2,375-4%$1/sqft
        Source: Zillow Rentals Report a problem
        1/22/2026Price change$2,475-4.3%$1/sqft
        Source: Zillow Rentals Report a problem
        1/6/2026Listed for rent$2,585$2/sqft
        Source: Zillow Rentals Report a problem
        12/27/2025Listing removed$2,585$2/sqft
        Source: Zillow Rentals Report a problem
        11/30/2025Listed for rent$2,585+4%$2/sqft
        Source: Zillow Rentals Report a problem
        9/11/2024Listing removed$2,485-6.2%$1/sqft
        Source: Zillow Rentals Report a problem
        9/6/2024Listed for rent$2,650$2/sqft
        Source: Zillow Rentals Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$701 +69.5%$46,225 +150.2%
        2024$413 -42.2%$18,475 -42.2%
        2023$715 $31,950
        2022$715 $31,950
        2021$715 +72.1%$31,950 +112.6%
        2020$415 $15,025
        2019$415 $15,025
        2018$415 -53%$15,025
        2017$884 +10.8%$15,025
        2016$798 --
        2015$798 $13,450
        2014$798 +112.1%--
        2013$376 $13,450 -1.1%
        2012$376 $13,600
        2011$376 $13,600
        2010$376 $13,600
        2009$376 $13,600 +38.4%
        2008-- $9,825
        2007-- $9,825
        2006-- $9,825
        2005-- $9,825 +28.4%
        2004-- $7,650
        2003-- $7,650
        2002-- $7,650
        2001-- $7,650 +16.3%
        2000-- $6,575
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Saint Elmo

        Getting around

        18 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        31 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Calvin Donaldson Elementary
        • Middle: Lookout Valley Middle
        • High: Lookout Valley High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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