This charming 2,397 sq ft lakefront home in Tan-Tar-A Estates offers timeless appeal with thoughtful updates and an unbeatable location at the Lake of the Ozarks. Lovingly owned by the same family since it was built, the home underwent a complete renovation in 2020, blending classic character with modern comfort. Featuring 4 bedrooms and 4 full bathrooms, the home provides a well-planned layout with separate living, dining, and bedroom areas — perfect for families or guests who enjoy their own space. The interior renovation includes updated flooring, finishes, and fixtures throughout, making the home both stylish and functional. Outdoors, enjoy the perks of true lakefront living with a private 2-well dock featuring a high dive, bar, and swim platform. Additional amenities include community water, city sewer, and access to the resort-style offerings of Tan-Tar-A Estates (pools, golf course, etc) — with Margaritaville, golf, dining, and more just around the corner. Whether you're searching for a full-time residence, a vacation home, or a smart investment property, this move-in ready, fully furnished lakefront retreat offers exceptional value in a prime location.
Sold
Price Unknown
541 Elbow Cay, Osage Beach, MO 65065
4beds
2,220sqft
Single Family Residence
Built in ----
-- sqft lot
$755,000 Zestimate®
$--/sqft
$2,831 Estimated rent
Home value
$755,000
$657,000 - $868,000
$2,831/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listed by:
JUSTIN FARRELL (573)348-2181,
Farrell & Associates Real Estate Co.
Bought with:
MICHAEL JAMES SWIFT, 2020017415
EXP Realty, LLC
LINDSEY BARRETT, 2020002652
EXP Realty, LLC
Source: Bagnell Dam AOR,MLS#: 3578823Originating MLS: Bagnell Dam Association Of Realtors
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Heating
- Electric, Heat Pump, Wall Furnace
Cooling
- Central Air, Wall/Window Unit(s)
Appliances
- Included: Dryer, Dishwasher, Disposal, Microwave, Plumbed For Ice Maker, Range, Refrigerator, Stove, Washer
Features
- Built-in Features, Custom Cabinets, Furnished, Fireplace, Cable TV, Vaulted Ceiling(s), Window Treatments
- Flooring: Hardwood, Tile
- Windows: Window Treatments
- Basement: Finished
- Number of fireplaces: 1
- Fireplace features: One, Wood Burning
- Furnished: Yes
Interior area
- Total structure area: 2,397
- Total interior livable area: 2,220 sqft
Property
Parking
- Parking features: No Garage
Features
- Patio & porch: Covered, Deck, Open
- Exterior features: Blacktop Driveway, Deck
- Pool features: Community
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Dimensions: 100' Circle
- Features: Near Golf Course, Lake Front, Sloped, Views
Details
- Parcel number: 08300700000004041000
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Pillar/Post/Pier
- Roof: Shingle,Wood
Condition
- Updated/Remodeled
- Major remodel year: 2017
Utilities & green energy
- Sewer: Public Sewer
- Water: Community/Coop
Community & HOA
Community
- Features: Playground, Pool, Community Pool
- Subdivision: Tan-Tar-A Estates
HOA
- Has HOA: Yes
- Services included: Road Maintenance, Trash
- HOA fee: $2,629 annually
Location
- Region: Osage Beach
Financial & listing details
- Tax assessed value: $40,390
- Annual tax amount: $1,712
- Date on market: 4/22/2026
- Cumulative days on market: 138 days
- Inclusions: Appliances, Fixtures, Furniture, Dock
- Exclusions: Owners personal belongings, boat, dock toys, lifts - Lifts available for additional money.
- Ownership: Fee Simple,
- Road surface type: Asphalt, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 12/16/2025 | Sold | -- |
Source: Bagnell Dam AOR #3578823 Report a problem | ||
| 11/18/2025 | Contingent | $775,000$349/sqft |
Source:  LOBR #3578823 Report a problem | ||
| 10/2/2025 | Price change | $775,000-2.5%$349/sqft |
Source: LOBR #3578823 Report a problem | ||
| 7/3/2025 | Listed for sale | $795,000$358/sqft |
Source: LOBR #3578823 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,714 +0.1% | $40,390 |
| 2024 | $1,713 -6% | $40,390 |
| 2023 | $1,822 +1.6% | $40,390 |
| 2022 | $1,794 | $40,390 |
| 2021 | $1,794 -0.8% | $40,390 |
| 2020 | $1,808 +0% | $40,390 |
| 2019 | $1,808 0% | $40,390 |
| 2018 | $1,808 | $40,390 |
| 2017 | $1,808 +4.4% | $40,390 |
| 2016 | $1,732 +2.4% | $40,390 |
| 2015 | $1,692 +0.1% | $40,390 |
| 2014 | $1,690 | $40,390 +8.8% |
| 2013 | $1,690 | $37,110 -18.2% |
| 2012 | -- | $45,370 +22.3% |
| 2010 | -- | $37,110 |
| 2009 | -- | $37,110 |
| 2008 | -- | $37,110 |
| 2007 | -- | $37,110 |
Find assessor info on the county website
Neighborhood: 65065
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Nearby schools
GreatSchools rating
- 3/10Osage Beach Elementary SchoolGrades: K-4Distance: 2.4 mi
- 8/10Camdenton Middle SchoolGrades: 7-8Distance: 8.7 mi
- 6/10Camdenton High SchoolGrades: 9-12Distance: 8.7 mi
Schools provided by the listing agent
- District: Camdenton
Source: Bagnell Dam AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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$755,000
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- Missouri
- Camden County
- Osage Beach
- 65065
- 541 Elbow Cay
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