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Pending
  • $475,000

    541 N 1st St, Harpers Ferry, IA 52146

    3beds
    1,710sqft
    : 
    $3,428/mo
    Get pre-qualified
    Single Family Residence
    Built in 1951
    6,534 Square Feet Lot
    $463,900 Zestimate®
    $278/sqft
    $-- HOA

    What's special

    Convenient laundry areaThree bedrooms
    Imagine waking up to the quiet rhythm of the Mississippi River, spending evenings watching the light dance across the water, and enjoying a slower pace where life feels a little more intentional. This charming Harpers Ferry home offers the opportunity to embrace the river lifestyle — a place where weekends feel like vacations and everyday moments become memories. Located in the heart of one of Northeast Iowa’s most beloved river communities, this home offers year round comfortable living with room to relax, entertain, and make it your own. The main level features three bedrooms and one full bath, with new carpet adding a fresh, welcoming feel throughout. Updated newer windows bring in natural light, while the recently replaced roof provides peace of mind for years to come. The walkout lower level expands your living space with a cozy family room area — the perfect spot for movie nights, game days, hobbies, or simply unwinding after a day along the river. You’ll also find a convenient laundry area and additional bathroom space, adding function and flexibility for everyday living. Step outside and enjoy the spaces designed for relaxing and soaking in the beauty of river living. The deck off the main level is the perfect place for morning coffee, evening conversations, or watching the seasons change. The lower-level patio creates another outdoor gathering space — ideal for entertaining, grilling, or enjoying peaceful afternoons surrounded by the charm of Harpers Ferry. Outside is where the Harpers Ferry lifestyle truly begins. Spend your days exploring the river, walking the community, boating, fishing, kayaking, or gathering with friends as the seasons change. This is more than a house — it’s a place to slow down, reconnect, and enjoy the natural beauty that makes river living so special. Whether you’re looking for a year-round home, a weekend retreat, or a place to start your next chapter, this Harpers Ferry property invites you to come experience life along the Mississippi. Book your showing today!
    23 days
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    244
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    27
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    Zillow last checked:

    Listing updated:

    Listed by:

    Stacie S Cooper 563-568-7373,

    Sweeney Real Estate

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20262959MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      Other
      • Level: Upper
      Other
      • Level: Main
      Other
      • Level: Lower
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Appliances Negotiable, Water Softener Owned
      • Laundry: Lower Level
      Features
      • Ceiling Fan(s)
      • Doors: Sliding Doors
      • Windows: Skylight(s)
      • Basement: Block,Walk-Out Access,Partially Finished
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total interior livable area: 1,710 sqft
      • Finished area below ground: 400
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: 2 Stall, Attached Garage, Heated Garage
      • Has attached garage: Yes
      • Carport spaces: 2
      Features
      • Patio & porch: Deck, Patio
      • On waterfront: Yes
      • Waterfront features: River Front, Waterfront
      Lot
      • Size: 6,534 Square Feet
      • Dimensions: 50 X 132
      • Features: Landscaped
      Details
      • Parcel number: 1724327004
      • Zoning: R-2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding
      • Roof: Asphalt
      Condition
      • Year built: 1951

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Private Well

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      Location
      • Region: Harpers Ferry

      Financial & listing details

      • Price per square foot: $278/sqft
      • Tax assessed value: $283,500
      • Annual tax amount: $3,944
      • Date on market: 6/30/2026
      • Cumulative days on market: 23 days
      • Road surface type: Concrete

        Estimated market value

        $463,900

        $441,000 - $487,000

        $1,321/mo

        Price history

        DateEventPrice
        7/3/2026Pending sale$475,000$278/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262959 Report a problem
        6/30/2026Listed for sale$475,000$278/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262959 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,944 +4.1%$338,000 +14.4%
        2024$3,790 +17.9%$295,500
        2023$3,214 +7.6%$295,500 +40.2%
        2022$2,988 +9.4%$210,800
        2021$2,732 +2.3%$210,800 +13.5%
        2020$2,670 -0.1%$185,700
        2019$2,674 -21.3%$185,700 +3.4%
        2018$3,396 +30.8%$179,600 -20.3%
        2017$2,596 -20.7%$225,400
        2016$3,274 $225,400
        2015$3,274 +0.1%$225,400
        2014$3,272 +9.7%$225,400
        2013$2,982 --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 52146

        Getting around

        21 / 100
        Car-Dependent
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Allamakee Com. School
        • Middle: Allamakee
        • High: Allamakee

        Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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