Avoid restrictive developments and HOA/CDD fees. This stunning1,334 sq. ft. custom-built home offers premium upgrades at a price way below its true investment value.
High-End Features Include:
Gourmet Kitchen with Beautiful Granite Countertops, Energy-Efficient Stainless Steel Appliances, and Upgraded Lighting Fixtures
Spa-Like Baths with Custom Tile Showers, and Modern Glass Doors
Massive Utility Savings with premium Spray Foam Insulation. This superior airtight barrier keeps your indoor climate perfect while keeping your electric bills incredibly low.
Outdoor Perks Feature a convenient carport to keep your vehicle out of the elements. And this home sits just moments from a community boat ramp--perfect for weekends spent fishing or cruising local waterways.
Enjoy peaceful country living with high-end luxury at an unbeatable price. Schedule your showing today
*Possible Owner Financing Available
Active
$269,900
541 PALMETTO BLUFF Road, Palatka, FL 32177
3beds
1,334sqft
Single Family Residence
Built in 2025
10,018 Square Feet Lot
$268,400 Zestimate®
$202/sqft
$-- HOA
What's special
Spa-like bathsBeautiful granite countertopsModern glass doorsGourmet kitchenConvenient carportPremium spray foam insulationCustom tile showers
- 18 days |
- 1,683 |
- 99 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
KYLE KEMPTON 952-221-6263,
ANCHOR REALTY JAX 904-412-1288
Source: realMLS,MLS#: 2149916
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Oven, Refrigerator
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- Breakfast Bar, Kitchen Island, Walk-In Closet(s)
Interior area
- Total interior livable area: 1,334 sqft
Property
Parking
- Total spaces: 1
- Parking features: Carport
- Carport spaces: 1
Features
- Levels: One
- Stories: 1
- Fencing: Other
Lot
- Size: 10,018 Square Feet
Details
- Parcel number: 260827815200900030
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Condition
- New construction: Yes
- Year built: 2025
Utilities & green energy
- Water: Well
- Utilities for property: Other
Community & HOA
Community
- Subdivision: St Johns Harbor 3
HOA
- Has HOA: No
Location
- Region: Palatka
Financial & listing details
- Price per square foot: $202/sqft
- Tax assessed value: $3,530
- Annual tax amount: $132
- Date on market: 6/10/2026
- Listing terms: Cash,Conventional,FHA,Owner May Carry
Estimated market value
$268,400
$255,000 - $282,000
$1,936/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/10/2026 | Listed for sale | $269,900-1.8%$202/sqft |
Source:  realMLS #2149916 Report a problem | ||
| 6/9/2026 | Listing removed | $274,900$206/sqft |
Source: realMLS #2124460 Report a problem | ||
| 5/21/2026 | Price change | $274,900-6.5%$206/sqft |
Source: realMLS #2124460 Report a problem | ||
| 4/22/2026 | Listed for sale | $294,000$220/sqft |
Source: realMLS #2124460 Report a problem | ||
| 4/11/2026 | Listing removed | $294,000$220/sqft |
Source: realMLS #2124460 Report a problem | ||
| 3/30/2026 | Price change | $294,000-4.9%$220/sqft |
Source: realMLS #2124460 Report a problem | ||
| 2/25/2026 | Price change | $309,000-3.1%$232/sqft |
Source: realMLS #2124460 Report a problem | ||
| 1/9/2026 | Listed for sale | $319,000-1.5%$239/sqft |
Source: realMLS #2124460 Report a problem | ||
| 1/4/2026 | Listing removed | $323,900$243/sqft |
Source: realMLS #2108821 Report a problem | ||
| 10/13/2025 | Price change | $323,900-1.8%$243/sqft |
Source: realMLS #2108821 Report a problem | ||
| 9/17/2025 | Listed for sale | $329,900+2099.3%$247/sqft |
Source: realMLS #2108821 Report a problem | ||
| 6/12/2024 | Sold | $15,000-25%$11/sqft |
Source:  Stellar MLS #S5101701 Report a problem | ||
| 5/28/2024 | Pending sale | $20,000$15/sqft |
Source: Stellar MLS #S5101701 Report a problem | ||
| 3/22/2024 | Listed for sale | $20,000$15/sqft |
Source: Stellar MLS #S5101701 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $48 +4.3% | $3,530 |
| 2023 | $46 +14.8% | $3,530 +12.4% |
| 2022 | $40 +24.2% | $3,140 +60.2% |
| 2021 | $32 -2.4% | $1,960 |
| 2020 | $33 -1.8% | $1,960 |
| 2018 | $34 | $1,960 |
| 2017 | $34 -2.9% | $1,960 |
| 2016 | $35 +1.9% | $1,960 |
| 2015 | $34 -28.1% | $1,960 -28.6% |
| 2014 | $47 | $2,744 |
| 2013 | -- | $2,744 -41.7% |
| 2012 | -- | $4,704 |
| 2011 | -- | $4,704 -33.3% |
| 2010 | -- | $7,056 -30.8% |
| 2009 | -- | $10,192 |
| 2008 | -- | $10,192 +30% |
| 2007 | -- | $7,840 +5.3% |
| 2005 | -- | $7,448 +216.7% |
| 2004 | -- | $2,352 |
| 2003 | -- | $2,352 |
| 2002 | -- | $2,352 |
| 2001 | -- | $2,352 +20% |
| 2000 | -- | $1,960 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32177
Nearby schools
GreatSchools rating
- 6/10James A. Long Elementary SchoolGrades: K-6Distance: 8.6 mi
- 3/10Palatka High SchoolGrades: 7-12Distance: 10.3 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Putnam County
- Palatka
- 32177
- 541 PALMETTO BLUFF Road
Nearby cities
Nearby zip codes
Other Palatka Topics
