5423 Hilltop Ave, Panama City Beach, FL 32408

Offering Owner Financing, furniture included!!! Step into your dream home! This exquisite 3-bedroom, 2-bathroom residence offers 1,633 sq. ft. of luxurious living space, complete with the option to add a sparkling 10x20 pool. Designed for modern living, the home boasts soaring 9-foot ceilings, elegant 8-foot doors, and energy-efficient, impact-resistant windows for style and peace of mind. The chef's kitchen is a showpiece, featuring a 10-foot island, stunning Cambria quartz countertops, and premium GE Café appliances, including a 36'' gas stove and microwave drawer. With a large walk-in pantry, custom wood shelving in every closet, and an easily accessible 200 sq. ft. spray-foamed attic with a 6-foot ceiling, this home has all the storage you'll ever need. Enjoy seamless indoor-outdoor living with two spacious covered porches and a fully fenced yard, complete with a double gate and extra parking for your boat or jet skis. An outdoor shower adds convenience, while the golf cart-friendly neighborhood makes coastal living easy and fun. Thoughtfully built, the home features durable Hardi siding, a tankless gas water heater, street-directed gutters, and a 3-zone sprinkler system to maintain a lush, green lawn. Located in a prime Flood Zone X with no HOA, this property is perfect for investors and homeowners alike, offering short-term rental potential. With luxury finishes, modern features, and unbeatable functionality, this home is your opportunity to live the lifestyle you've always wanted. Don't miss out—schedule your showing today!