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    • Price cut: $10K (6/25)
    $249,900

    54286 Terrace Ln, South Bend, IN 46635

    3beds
    1,663sqft
    : 
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    Single Family Residence
    Built in 1942
    9,147 Square Feet Lot
    $245,600 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Oversized garageFlexible layout
    Campus-close and full of potential, this home sits just minutes from Notre Dame in a location that’s always in demand. Inside, you’ll find a bright living space with large windows and a vaulted, beamed ceiling that brings in natural light and adds character. The main level offers a flexible layout with two bedrooms and a full bath. Upstairs, the private primary suite creates separation from the main living area and includes its own full bath along with generous closet space (currently used as a bedroom) offering a true retreat that’s hard to find at this price point. The finished basement expands your living space with a rec room and bonus room, ideal for hobbies, workouts, or additional storage. Outside, you’ll appreciate the oversized garage along with multiple storage options including a shed and lean-to. With updated mechanicals over the years and a location that keeps you close to campus, parks, and everyday amenities, this home is a smart option for owner-occupants, investors, or anyone looking to be near the heart of it all.
    90 days
    |
    513
    |
    35
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Tommy Kraemer Cell:574-276-3072,

    Coldwell Banker Real Estate Group

    Source: IRMLS,MLS#: 202612679MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 2
      Bedroom 1
      • Level: Main
      Bedroom 2
      • Level: Main
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Range/Oven Hook Up Gas, Refrigerator, Washer, Dryer-Gas, Electric Range, Gas Water Heater
      • Laundry: Gas Dryer Hookup, Sink
      Features
      • 1st Bdrm En Suite, Ceiling Fan(s), Walk-In Closet(s), Laminate Counters, Eat-in Kitchen, Entrance Foyer, Stand Up Shower, Tub/Shower Combination
      • Flooring: Hardwood, Carpet, Tile, Vinyl
      • Windows: Window Treatments
      • Basement: Full,Finished,Block
      • Has fireplace: No
      Interior area
      • Total structure area: 1,999
      • Total interior livable area: 1,663 sqft
      • Finished area above ground: 1,308
      • Finished area below ground: 355
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Detached
      • Garage spaces: 1
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Patio
      • Fencing: Privacy
      Lot
      • Size: 9,147 Square Feet
      • Dimensions: 60X153
      • Features: Level, Few Trees, City/Town/Suburb, Near College Campus
      Details
      • Additional structures: Shed(s), Shed
      • Parcel number: 710432106013.000003

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Asphalt,Shingle
      Condition
      • New construction: No
      • Year built: 1942

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Maple Lane
      Location
      • Region: South Bend

      Financial & listing details

      • Tax assessed value: $198,000
      • Annual tax amount: $4,043
      • Date on market: 4/13/2026
      • Listing terms: Cash,Conventional,FHA

        Estimated market value

        $245,600

        $233,000 - $258,000

        $1,925/mo

        Price history

        DateEventPrice
        6/25/2026Price change$249,900-3.8%
        Source: IRMLS #202612679 Report a problem
        4/13/2026Listed for sale$259,900+136.3%
        Source: IRMLS #202612679 Report a problem
        6/19/2018Listing removed$110,000$66/sqft
        Source: RE/MAX 100 #201825252 Report a problem
        6/12/2018Listed for sale$110,000$66/sqft
        Source: RE/MAX 100 #201825252 Report a problem
        8/17/2008Listing removed$110,000$66/sqft
        Source: RE/MAX of Indiana #SB231118 Report a problem
        8/8/2008Listed for sale$110,000$66/sqft
        Source: RE/MAX of Indiana #SB231118 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,840 +2.6%$198,000 +12.9%
        2024$3,743 -0.8%$175,400 +6%
        2023$3,772 +12%$165,400 -0.3%
        2022$3,369 +9.4%$165,900 +18.4%
        2021$3,080 +43.1%$140,100 +10.3%
        2020$2,152 +179%$127,000 +19.6%
        2019$771 -8%$106,200 +8.6%
        2018$838 +62.5%$97,800 +1.5%
        2017$516 +9.2%$96,400 +54.2%
        2016$472 -0.8%$62,500 +1.6%
        2014$476 -8.3%$61,500 -8.8%
        2013$519 +24.7%$67,400 +24.1%
        2012$417 -30.3%$54,300 -31.4%
        2011$597 +0.6%$79,200
        2010$594 +10.8%$79,200
        2009$536 $79,200 +24.7%
        2007-- $63,500 -40.3%
        2006$615 +5.6%$106,300
        2004$582 +15.7%$106,300 -24.3%
        2003$503 $140,390 +1404.7%
        2001-- $9,330
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 46635

        Getting around

        63 / 100
        Somewhat Walkable
        54 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Darden Primary Center
        • Middle: Jefferson
        • High: Adams
        • District: South Bend Community School Corp.

        Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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