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  • $585,000

    5438 Cold Harbor Dr, Charlotte, NC 28214

    5beds
    2,728sqft
    Modular
    Built in 1989
    0.36 Acres Lot
    $683,200 Zestimate®
    $214/sqft
    $2,582 Estimated rent

    Home value

    $683,200

    $615,000 - $758,000

    $2,582/mo

    Zestimate® history
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    What's special

    This lakefront home on the highly desirable Lake Wylie has a lot to offer. With 5 bedrooms and 4 full baths, it provides flexible living space across three levels. The main floor features two bedrooms, including the primary suite, while the upper level includes two more spacious bedrooms and a full bath. The fully finished basement offers a fifth bedroom, full bath, and a kitchenette—making it perfect for guests, entertaining, or potential rental income. Enjoy relaxing in the outdoor jacuzzi with stunning lake views, and take advantage of the storage shed for added convenience. Lakeside living at its best! The dock got destroyed by the hurricane and will need to be completely redone.

    Zillow last checked:

    Listing updated:

    Listed by:

    Brian Bain brian@bainfrey.com,

    Keller Williams Unlimited

    Bought with:

    Sean Daugherty

    Keller Williams South Park

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4282573MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 4
    • Full bathrooms: 4
    • Main level bedrooms: 2
    Primary bedroom
    • Level: Main
    Bedroom s
    • Level: Main
    Bedroom s
    • Level: Upper
    Bedroom s
    • Level: Upper
    Bathroom full
    • Level: Main
    Bathroom full
    • Level: Main
    Bathroom full
    • Level: Upper
    Kitchen
    • Level: Main
    Laundry
    • Level: Basement
    Living room
    • Level: Main
    Heating
    • Heat Pump
    Cooling
    • Heat Pump
    Appliances
    • Included: Dishwasher, Electric Oven, Electric Range, Refrigerator
    • Laundry: In Basement
    Features
    • Flooring: Carpet, Vinyl
    • Doors: Sliding Doors
    • Basement: Finished,Walk-Out Access
    Interior area
    • Total structure area: 1,672
    • Total interior livable area: 2,728 sqft
    • Finished area above ground: 1,672
    • Finished area below ground: 1,056

    Property

    Parking
    • Parking features: Driveway
    • Has uncovered spaces: Yes
    Features
    • Levels: One and One Half
    • Stories: 1.5
    • Patio & porch: Balcony, Patio
    • Has spa: Yes
    • Spa features: Heated
    • Has view: Yes
    • View description: Water
    • Has water view: Yes
    • Water view: Water
    • Waterfront features: None, Waterfront
    • Body of water: Lake Wylie
    Lot
    • Size: 0.36 Acres
    • Features: Views
    Details
    • Parcel number: 05317229
    • Zoning: N1-C
    • Special conditions: Third Party Approval

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Modular
    Materials
    • Brick Partial, Vinyl
    Condition
    • New construction: No
    • Year built: 1989

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: City

    Community & HOA

    Community
    • Subdivision: None
    Location
    • Region: Charlotte

    Financial & listing details

    • Price per square foot: $214/sqft
    • Tax assessed value: $501,300
    • Date on market: 7/24/2025
    • Cumulative days on market: 34 days
    • Listing terms: Cash,Conventional,FHA
    • Road surface type: Concrete

    Price history

    DateEventPrice
    10/15/2025Sold$585,000-2.5%$214/sqft
    Source: Canopy MLS as distributed by MLS GRID #4282573 Report a problem
    8/12/2025Price change$600,000-7.7%$220/sqft
    Source: Canopy MLS as distributed by MLS GRID #4282573 Report a problem
    7/25/2025Listed for sale$650,000$238/sqft
    Source: Canopy MLS as distributed by MLS GRID #4282573 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025-- $501,300
    2024-- $501,300 +4%
    2023-- $481,800 +23.4%
    2022-- $390,400
    2021-- $390,400
    2020-- $390,400
    2019$1,716 +49.8%$390,400 +95.2%
    2018$1,145 +2.5%$200,000
    2017$1,118 $200,000
    2016$1,118 $200,000
    2015$1,118 +3.1%$200,000
    2014$1,084 --
    2013-- $200,000
    2012-- $200,000
    2011-- $200,000 +37.5%
    2010-- $145,500
    2009-- $145,500
    2008-- $145,500
    2007-- --
    2006-- $145,500
    2005-- $145,500
    2004-- $145,500
    2003-- $145,500 +31.1%
    2002-- $111,020
    2001-- $111,020
    2000-- $111,020
    Find assessor info on the county website

    Neighborhood: 28214

    Nearby schools

    GreatSchools rating
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    Estimated market value
    $683,200
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $683,200