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In contract
  • $615,000

    544 W 157th St APT 51, New York, NY 10032

    2beds
    --sqft
    Loading
    Coop
    Built in 1910
    -- sqft lot
    $-- Zestimate®
    $--/sqft
    $805/mo HOA

    What's special

    Meticulously maintainedMove-in readyBright turn-key co-opBright and sun-filled throughoutElevator building
    ONLY $805/MONTH IN MAINTENANCE & TAXES — THE LOWEST IN WASHINGTON HEIGHTS. Welcome to Unit 51 at 544 West 157th Street — a bright, turn-key co-op in the heart of Washington Heights where your monthly carrying costs will leave your neighbors speechless. At just $805/month combined maintenance and taxes, this is one of the most affordable-to-own apartments in all of Manhattan. While comparable 2-bedroom co-ops in the neighborhood carry monthly maintenance fees of $1,500 to $2,900+, Unit 51 gives you the same Manhattan address for a fraction of the cost. That's a savings of up to $2,100 every single month — over $25,000 a year back in your pocket. And the savings don't stop there. The building offers an unbeatable bundled WiFi, phone & cable package for just $75/month, plus optional private storage for only $40/month. Your total monthly overhead is almost hard to believe. STEP IN AND STAY — THIS HOME IS TRULY TURN-KEY. Unit 51 has been meticulously maintained and is move-in ready from day one. The kitchen features a brand new double KitchenAid oven and dishwasher — perfect for anyone who loves to cook and entertain. In-unit washer/dryer means no laundry trips. Ever. The flexible second bedroom works beautifully as a guest room, home office, formal dining room, or actual bedroom — you decide how you live. Flooded with natural light throughout, this sun-drenched home feels instantly like home. HDFC — BUT NOT WHAT YOU THINK. This is an HDFC co-op with exceptionally generous terms that set it apart from nearly every other income-restricted building in the city. Don't let the HDFC label fool you — this building was designed for real New Yorkers with real incomes: ✓ Income caps of $279,000–$300,000+ depending on household size — far above typical HDFC limits ✓ NO resale price cap — sell at full market value whenever you're ready ✓ Subletting permitted after just 2 years of ownership ✓ Financing allowed up to 80% FLIP TAX (calculated on net profit only): • 0–5 years of ownership: 20% of net profit • 5–10 years of ownership: 12% of net profit • 10+ years of ownership: 8% of net profit The longer you own, the less you pay. This is a building that rewards commitment. BUILDING FEATURES: ✓ Elevator building ✓ In-unit washer/dryer ✓ Private storage available ($40/month) ✓ WiFi, phone & cable bundle ($75/month) APARTMENT HIGHLIGHTS: ✓ $805/month maintenance & taxes combined ✓ Brand new double KitchenAid oven ✓ Dishwasher ✓ Turn-key & move-in ready ✓ Bright & sun-filled throughout ✓ Flexible 2nd bedroom — office, dining, or bedroom ✓ No resale price cap — full market value freedom ✓ Financing up to 80% permitted ✓ Subletting allowed after 2 years PRIME WASHINGTON HEIGHTS LOCATION: ✓ Steps from the A/C/1 trains ✓ Close to Fort Tryon Park, the Hudson River & GWB ✓ Restaurants, shops & neighborhood amenities at your door This is the rare HDFC that gives you all the benefits of low carrying costs with none of the usual trade-offs. No resale cap. No income trap. No compromises. Asking $615,000. Shown by appointment — schedule your private showing today.
    73 days
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    25
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    Zillow last checked:

    Listing updated:

    Listed by:

    Ruffo Realty 347-891-7827,

    Neil Ruffo

    Source: StreetEasy,MLS#: S1829302

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      Rooms
      • Room types: Bike Room, Package Room
      Appliances
      • Laundry: Inside
      Features
      • Has fireplace: No

      Property

      Details
      • Parcel number: 02115001151
      • Special conditions: Restricted Sale

      Construction

      Type & style
      • Home type: Cooperative
      • Property subtype: Coop
      Condition
      • Year built: 1910

      Community & HOA

      Community
      • Features: Doorman, Virtual Doorman
      • Security: Doorman, Virtual Doorman
      • Subdivision: Washington Heights
      HOA
      • Has HOA: Yes
      • Amenities included: Laundry, Elevator(s)
      • Services included: Maintenance
      • HOA fee: $805 monthly
      Location
      • Region: New York

      Financial & listing details

      • Tax assessed value: $2,812,000
      • Annual tax amount: $126,754
      • Date on market: 5/20/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,633/mo

        Price history

        DateEventPrice
        6/24/2026Contingent$615,000
        Source: StreetEasy #S1829302 Report a problem
        5/20/2026Listed for sale$615,000-0.6%
        Source: StreetEasy #S1829302 Report a problem
        5/4/2026Listing removed$619,000
        Source: StreetEasy #S1809315 Report a problem
        4/24/2026Price change$619,000-1.6%
        Source: StreetEasy #S1809315 Report a problem
        3/16/2026Price change$629,000-3.2%
        Source: StreetEasy #S1809315 Report a problem
        2/3/2026Listed for sale$650,000+20.4%
        Source: StreetEasy #S1809315 Report a problem
        6/21/2024Sold$540,000-6.1%
        Source: StreetEasy #S1693438 Report a problem
        4/25/2024Pending sale$575,000
        Source: StreetEasy #22829731 Report a problem
        2/24/2024Price change$575,000-3.4%
        Source: StreetEasy #22829731 Report a problem
        1/16/2024Listed for sale$595,000+35.2%
        Source: StreetEasy #22829731 Report a problem
        11/19/2018Sold$440,000-2%
        Source: StreetEasy #S1324263 Report a problem
        9/19/2018Pending sale$449,000
        Source: Halstead Property #18100590 Report a problem
        8/24/2018Price change$449,000-2.2%
        Source: Halstead Property #18100590 Report a problem
        6/29/2018Price change$459,000-1.3%
        Source: Halstead Property #18100590 Report a problem
        6/5/2018Price change$465,000-4.1%
        Source: Halstead Property #18100590 Report a problem
        4/11/2018Price change$485,000-2.8%
        Source: Halstead Property #18100590 Report a problem
        2/16/2018Listed for sale$499,000
        Source: Halstead Property #18100590 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2019-- --
        2018$126,754 $1,265,400 +30.5%
        2017-- $969,750
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Washington Heights

        Getting around

        94 / 100
        Walker's Paradise
        100 / 100
        Rider's Paradise
        86 / 100
        Very Bikeable

        Nearby schools

        GreatSchools rating

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