VA, FHA, & Conventional financing welcome! Rare opportunity to own a charming vintage home near Bald Eagle Lake! This 4BR/2BA home offers 2,400 finished square feet just a half block from the lake in White Bear Township. Enjoy hardwood floors, lake views, an open-concept living/dining/family room with a fireplace, and a spacious kitchen featuring granite countertops, stainless steel appliances, a new garbage disposal, pantry space, and a breakfast bar.
The main level includes a large primary bedroom with Andersen replacement windows, a separate ¾ bath, and main-floor laundry for convenient one-level living. Upstairs you'll find three additional bedrooms, a full bath, and additional lake views. The walk-out lower level offers a family room, an office, a second washer and dryer, and abundant storage space.
Outside, enjoy a fenced yard with beautiful perennial gardens, a paver brick patio, deck, hot tub, storage shed, and an oversized 30x20 detached garage/workshop with a 220V outlet. Recent updates include a new high-efficiency furnace with central air (2025), plus improvements to exterior paint, garage siding, and electrical.
Conveniently located near the public boat launch on Bald Eagle Lake, parks, trails, and just minutes from downtown White Bear Lake. Recent improvements may support FHA and VA financing eligibility (buyers to verify with their lender).
Pending
$398,000
5441 Ridgeway Ave, White Bear Township, MN 55110
4beds
2,400sqft
Single Family
Built in 1906
0.27 Acres Lot
$397,700 Zestimate®
$166/sqft
$-- HOA
What's special
Fenced yardStorage shedHot tubHardwood floorsBreakfast barLake viewsAbundant storage space
- 3 days |
- 85 |
- 7 |
Zillow last checked:
Listing updated:
Listed by:
Stephanie S Gruver 612-581-5842,
RE/MAX Results
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7045188
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Bedroom
- Level: Main
- Area: 315 Square Feet
- Dimensions: 15x21
Bedroom 2
- Level: Upper
- Area: 121 Square Feet
- Dimensions: 11x11
Bedroom 3
- Level: Upper
- Area: 100 Square Feet
- Dimensions: 8x12.5
Bedroom 4
- Level: Upper
- Area: 84 Square Feet
- Dimensions: 10.5x8
Deck
- Level: Main
- Area: 84 Square Feet
- Dimensions: 10.5x8
Dining room
- Level: Main
- Area: 130 Square Feet
- Dimensions: 10x13
Family room
- Level: Main
- Area: 143 Square Feet
- Dimensions: 11x13
Family room
- Level: Lower
- Area: 340 Square Feet
- Dimensions: 17x20
Kitchen
- Level: Main
- Area: 161 Square Feet
- Dimensions: 11.5 x14
Laundry
- Level: Main
- Area: 60 Square Feet
- Dimensions: 10x6
Living room
- Level: Main
- Area: 214.5 Square Feet
- Dimensions: 19.5x11
Office
- Level: Lower
- Area: 178.5 Square Feet
- Dimensions: 10.5x17
Other
- Level: Main
- Area: 64 Square Feet
- Dimensions: 8x8
Patio
- Level: Main
- Area: 357 Square Feet
- Dimensions: 17x21
Porch
- Level: Main
- Area: 85.25 Square Feet
- Dimensions: 11x7.75
Heating
- Forced Air, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned
- Laundry: In Basement, Electric Dryer Hookup, Gas Dryer Hookup, In Kitchen, Laundry Closet, Main Level, Washer Hookup
Features
- Basement: Block,Daylight,Finished,Storage Space,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Living Room, Wood Burning
Interior area
- Total structure area: 3,010
- Total interior livable area: 2,400 sqft
- Finished area above ground: 1,810
- Finished area below ground: 590
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Detached Garage, Asphalt, Electric, Garage Door Opener
- Garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions (20x30), Garage Door Height (7), Garage Door Width (16)
Accessibility
- Accessibility features: None
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Deck, Patio, Rear Porch
- Pool features: None
- Fencing: Privacy,Wood
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake View
- Frontage length: Water Frontage: 0
Lot
- Size: 0.27 Acres
- Dimensions: 119 x 96 x 117 x 95
- Features: Tree Coverage - Medium
Details
- Additional structures: Storage Shed
- Foundation area: 1272
- Parcel number: 123022220053
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Block, Frame
- Roof: Architectural Shingle,Asphalt,Pitched
Condition
- New construction: No
- Year built: 1906
Utilities & green energy
- Electric: Circuit Breakers, 150 Amp Service, Power Company: Xcel Energy
- Gas: Electric, Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: Shady Side Add To, Bald Ea
HOA
- Has HOA: No
Location
- Region: White Bear Township
Financial & listing details
- Price per square foot: $166/sqft
- Tax assessed value: $433,100
- Annual tax amount: $5,922
- Date on market: 6/24/2026
- Cumulative days on market: 74 days
- Road surface type: Paved
Estimated market value
$397,700
$378,000 - $418,000
$2,780/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/24/2026 | Pending sale | $398,000$166/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7045188 Report a problem | ||
| 6/15/2026 | Listing removed | $398,000$166/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7045188 Report a problem | ||
| 6/4/2026 | Price change | $398,000-2.9%$166/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7045188 Report a problem | ||
| 5/22/2026 | Price change | $409,900-3.5%$171/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7045188 Report a problem | ||
| 4/15/2026 | Price change | $424,900-2.3%$177/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7045188 Report a problem | ||
| 4/2/2026 | Listed for sale | $435,000+93.3%$181/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7045188 Report a problem | ||
| 12/21/2015 | Sold | $225,000$94/sqft |
Source: NorthstarMLS as distributed by MLS GRID #4656817 Report a problem | ||
| 10/25/2015 | Price change | $225,000+0%$94/sqft |
Source: RE/MAX Advantage Plus #4656817 Report a problem | ||
| 10/1/2015 | Price change | $224,900-2.2%$94/sqft |
Source: Realty Group, Inc. #4621369 Report a problem | ||
| 9/2/2015 | Price change | $229,900-4.2%$96/sqft |
Source: Realty Group, Inc. #4621369 Report a problem | ||
| 7/29/2015 | Price change | $239,900-4%$100/sqft |
Source: Realty Group, Inc. Report a problem | ||
| 7/21/2015 | Price change | $249,900-5.7%$104/sqft |
Source: Realty Group, Inc. Report a problem | ||
| 5/28/2015 | Price change | $264,900-8.6%$110/sqft |
Source: Realty Group, Inc. Report a problem | ||
| 4/7/2015 | Listed for sale | $289,900$121/sqft |
Source: Realty Group, Inc. Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,810 +18.9% | $433,100 -0.5% |
| 2024 | $4,886 +20.5% | $435,100 +14.7% |
| 2023 | $4,056 -18.8% | $379,400 +19% |
| 2022 | $4,992 -1.6% | $318,800 +23.5% |
| 2021 | $5,074 +29.9% | $258,100 -3.9% |
| 2020 | $3,907 +35.3% | $268,700 +10.8% |
| 2019 | $2,888 | $242,400 |
| 2018 | $2,888 -27.5% | $242,400 +8.9% |
| 2017 | $3,984 | $222,500 |
| 2016 | $3,984 +56.5% | -- |
| 2015 | $2,546 +9.8% | $197,400 |
| 2014 | $2,318 +16% | -- |
| 2013 | $1,998 -14.7% | -- |
| 2012 | $2,342 +11.1% | -- |
| 2011 | $2,108 | -- |
| 2010 | -- | -- |
| 2009 | $2,672 +3.2% | -- |
| 2008 | $2,590 +11% | -- |
| 2007 | $2,334 +11.9% | -- |
| 2006 | $2,086 +11.2% | -- |
| 2005 | $1,876 +7.3% | -- |
| 2004 | $1,748 +9.4% | -- |
| 2003 | $1,598 +15.1% | -- |
| 2002 | $1,388 -11.3% | -- |
| 2001 | $1,564 +10.3% | -- |
| 2000 | $1,418 | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 55110
Nearby schools
GreatSchools rating
- 10/10Lincoln Elementary SchoolGrades: K-5Distance: 1.4 mi
- 6/10Central Middle SchoolGrades: 6-8Distance: 1.2 mi
- NAWhite Bear Lake Area High SchoolGrades: 9-12Distance: 0.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Minnesota
- Ramsey County
- White Bear Township
- 55110
- 5441 Ridgeway Ave
Nearby cities
Nearby zip codes
Other White Bear Township Topics
