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    • Price cut: $10K (8/28)
    $649,900

    545 Lake Dr, Coldwater, MI 49036

    5beds
    2,960sqft
    : 
    $4,301/mo
    Get pre-qualified
    Single Family Residence
    Built in 1970
    0.36 Acres Lot
    $-- Zestimate®
    $220/sqft
    $-- HOA

    What's special

    Well-proportioned home
    This 5-bedroom, 3.5-bathroom waterfront residence offers nearly 3,000 square feet of finished living space on Coldwater Lake. The property commands 15,682 square feet of land, providing substantial grounds for outdoor enjoyment and privacy. A 2-car garage completes the home's practical features. Located in Coldwater, Michigan, this single-family residence combines lakefront access with the comfort and space of a well-proportioned home with a great central location to Chicago, Indianapolis, Cleveland, Columbus, Detroit, Lansing, and Grand Rapids. This home is an excellent choice for those seeking a substantial property with water-based recreation and relaxation opportunities with friends who'll want to spend weekends at the lake. Whether it's mornings on the water, afternoons in the backyard, or evenings filled with laughter after a day on the lake, this is the kind of home where lifelong memories are made in Coldwater. This home has room to comfortably accommodate two large families and needs to be seen to be appreciated. Call today for your private showing.
    110 days
    1,230
    50

    Zillow last checked:

    Listing updated:

    Listed by:

    John J Rakocy 616-633-6299,

    Hauska Home and Farm 517-279-9500

    Source: MichRIC,MLS#: 26022800MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bedrooms: 1
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Built-In Electric Oven, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Microwave, Oven, Refrigerator, Washer, Water Softener Owned
      • Laundry: In Bathroom, Main Level, Washer Hookup
      Features
      • Ceiling Fan(s), Pantry
      • Flooring: Carpet, Tile, Wood
      • Windows: Skylight(s), Screens
      • Basement: Slab
      • Has fireplace: Yes
      Interior area
      • Total structure area: 2,960
      • Total interior livable area: 2,960 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage Door Opener
      • Garage spaces: 2
      Features
      • Stories: 2
      • On waterfront: Yes
      • Waterfront features: Lake
      • Body of water: Coldwater Lake
      Lot
      • Size: 0.36 Acres
      • Features: Level, Shrubs/Hedges
      Details
      • Parcel number: 11002610004499

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary,Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Composition,Metal,Shingle
      Condition
      • New construction: No
      • Year built: 1970

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Well
      • Utilities for property: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected

      Community & HOA

      HOA
      • Services included: Sewer, Heat
      Location
      • Region: Coldwater

      Financial & listing details

      • Price per square foot: $220/sqft
      • Tax assessed value: $174,559
      • Annual tax amount: $4,686
      • Date on market: 5/22/2026
      • Listing terms: Cash,VA Loan,Conventional
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $3,005/mo

        Price history

        DateEventPrice
        8/28/2026Price change$649,900-1.5%$220/sqft
        Source: MichRIC #26022800 Report a problem
        8/24/2026Price change$659,900-2.2%$223/sqft
        Source: MichRIC #26022800 Report a problem
        8/18/2026Price change$674,900-2.2%$228/sqft
        Source: MichRIC #26022800 Report a problem
        8/12/2026Price change$689,900-0.7%$233/sqft
        Source: MichRIC #26022800 Report a problem
        8/7/2026Price change$695,000-0.6%$235/sqft
        Source: MichRIC #26022800 Report a problem
        7/23/2026Price change$699,000-0.1%$236/sqft
        Source: MichRIC #26022800 Report a problem
        5/22/2026Listed for sale$699,900+50.5%$236/sqft
        Source: MichRIC #26022800 Report a problem
        5/12/2023Sold$465,000$157/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,645 $189,746 +12.1%
        2024-- $169,311 +20.3%
        2023-- $140,769
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 49036

        Getting around

        9 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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