Under contract-accepting backup offers. 548 Bay St isn't your typical Dunedin, FL listing. It's two complete homes on one lot, not in a flood zone, and an 8-minute walk to Downtown Dunedin's restaurants, breweries, Friday night live music and the Gulf. The main house is a 2-bed, 1-bath bungalow in one of Pinellas County's most walkable neighborhoods. The detached accessory dwelling unit (ADU), built in 2022, functions as a private guest house or in-law suite with its own bedroom, full bath, living area, and kitchenette, and rents between $1,400-$2,000/month depending on the season, making it a turn-key income producer from day one. Both units allow 90-day minimum rentals, and owner-occupants of the main house can apply for a conditional use permit to unlock short-term rental income from the ADU, a rare setup in one of Florida's top vacation destinations. Six minutes to the Pinellas Trail, minutes to Honeymoon Island and the Gulf, and close to Blue Jays Spring Training, the Fenway Hotel, and Dunedin Golf Club. Two storage sheds handle the bikes, kayaks, and beach gear, and the spacious backyard is a blank canvas for whatever outdoor life you're envisioning. The front yard boasts a low maintenance native Florida garden. Two-home properties this close to downtown, outside the flood zone, almost never come to market in Dunedin, FL. Whether you're looking for your forever home, an investment property, multi-generational family living, or simply a home with built-in income, 548 Bay St delivers something genuinely hard to find. Recent improvements include A/C in 2025, hot water heater in 2022, kitchen appliances in 2024. Schedule your private showing today. Opportunities like this in Dunedin don't last.
Pending
Price cut: $26K (6/4)
$489,000
548 Bay St, Dunedin, FL 34698
3beds
1,316sqft
Single Family Residence
Built in 1957
6,612 Square Feet Lot
$472,900 Zestimate®
$372/sqft
$-- HOA
What's special
Spacious backyard
- 69 days |
- 819 |
- 45 |
Zillow last checked:
Listing updated:
Listed by:
Donald Hathaway, III 813-391-6303,
REAL BROKER, LLC 855-450-0442
Source: Stellar MLS,MLS#: TB8500731
Originating MLS: Orlando Regional
Originating MLS: Orlando Regional
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Built-in Closet
- Level: First
- Area: 176 Square Feet
- Dimensions: 11x16
Bedroom 2
- Features: Built-in Closet
- Level: First
Bonus room
- Features: Built-in Closet
- Level: First
- Area: 90 Square Feet
- Dimensions: 10x9
Kitchen
- Features: Kitchen Island, Storage Closet
- Level: First
- Area: 88 Square Feet
- Dimensions: 11x8
Living room
- Features: No Closet
- Level: First
- Area: 165 Square Feet
- Dimensions: 11x15
Heating
- Electric, Heat Pump
Cooling
- Central Air, Ductless
Appliances
- Included: Dishwasher, Microwave, Range, Refrigerator
- Laundry: Laundry Room
Features
- Kitchen/Family Room Combo, Solid Surface Counters, Thermostat
- Flooring: Tile, Vinyl
- Windows: Blinds
- Has fireplace: No
Interior area
- Total structure area: 1,436
- Total interior livable area: 1,316 sqft
Video & virtual tour
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Front Porch, Screened
- Exterior features: Garden, Private Entrance, Sidewalk, Storage
Lot
- Size: 6,612 Square Feet
- Dimensions: 55 x 120
- Features: City Lot, Landscaped, Sidewalk
- Residential vegetation: Mature Landscaping, Trees/Landscaped
Details
- Parcel number: 272815288540000030
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Wood Frame, Wood Siding
- Foundation: Stem Wall
- Roof: Shingle
Condition
- New construction: No
- Year built: 1957
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Sewer Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: FOREE SUB
HOA
- Has HOA: No
Location
- Region: Dunedin
Financial & listing details
- Price per square foot: $372/sqft
- Tax assessed value: $421,458
- Annual tax amount: $7,719
- Date on market: 4/23/2026
- Cumulative days on market: 70 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$472,900
$449,000 - $497,000
$2,738/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/13/2026 | Pending sale | $489,000$372/sqft |
Source:  Stellar MLS #TB8500731 Report a problem | ||
| 6/4/2026 | Price change | $489,000-5%$372/sqft |
Source: Stellar MLS #TB8500731 Report a problem | ||
| 5/14/2026 | Price change | $515,000-1.9%$391/sqft |
Source: Stellar MLS #TB8500731 Report a problem | ||
| 4/23/2026 | Listed for sale | $525,000+123.5%$399/sqft |
Source: Stellar MLS #TB8500731 Report a problem | ||
| 9/10/2025 | Listing removed | $2,050$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 8/7/2025 | Listed for rent | $2,050-8.9%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 7/29/2025 | Listing removed | $2,250$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/26/2025 | Listed for rent | $2,250+73.1%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/3/2025 | Listing removed | $1,300$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/28/2025 | Price change | $1,300-43.5%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/15/2025 | Listed for rent | $2,300+21.1%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 10/11/2024 | Listing removed | $1,900$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/17/2024 | Listed for rent | $1,900+35.7%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 8/28/2024 | Listing removed | $1,400$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 8/23/2024 | Price change | $1,400-6.7%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/26/2024 | Listed for rent | $1,500-25%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/21/2024 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 5/11/2024 | Price change | $2,000-16.7%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/11/2024 | Price change | $2,400+84.6%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/8/2024 | Price change | $1,300-13.3%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/4/2024 | Listed for rent | $1,500-25%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 12/20/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 11/6/2023 | Listed for rent | $2,000$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 8/25/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 7/15/2023 | Listed for rent | $2,000$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 10/22/2020 | Sold | $234,900+113.6%$178/sqft |
Source: Public Record Report a problem | ||
| 1/29/2015 | Sold | $109,995+173.3%$84/sqft |
Source: Stellar MLS #U7710323 Report a problem | ||
| 7/2/2014 | Sold | $40,250$31/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,248 +93.6% | $421,458 +65.2% |
| 2023 | $3,744 +22.3% | $255,140 +18.6% |
| 2022 | $3,061 -1.1% | $215,068 +3% |
| 2021 | $3,096 +147.4% | $208,804 +93.1% |
| 2020 | $1,252 +2.6% | $108,138 +2.3% |
| 2019 | $1,219 | $105,707 +1.9% |
| 2018 | $1,219 +2.1% | $103,736 +11% |
| 2017 | $1,194 +19.3% | $93,452 +2.1% |
| 2016 | $1,001 -46.8% | $91,530 -2.1% |
| 2015 | $1,883 +126.1% | $93,465 +55.1% |
| 2014 | $833 +51.9% | $60,259 +120.6% |
| 2013 | $548 -43.2% | $27,318 -44.3% |
| 2012 | $966 | $49,018 -22.3% |
| 2011 | -- | $63,086 +2.1% |
| 2010 | -- | $61,797 +38.5% |
| 2009 | -- | $44,630 +0.1% |
| 2008 | $298 | $44,585 +3% |
| 2007 | -- | $43,286 -40.5% |
| 2005 | -- | $72,700 +33.9% |
| 2004 | $246 -2.2% | $54,300 +13.8% |
| 2003 | $252 +13.6% | $47,700 -1.6% |
| 2002 | $222 | $48,500 +7.3% |
| 2001 | $222 -6.8% | $45,200 +18.3% |
| 2000 | $238 | $38,200 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 34698
Nearby schools
GreatSchools rating
- 8/10San Jose Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 9/10Dunedin Highland Middle SchoolGrades: 6-8Distance: 1.3 mi
- 5/10Dunedin High SchoolGrades: 9-12Distance: 1.2 mi
Schools provided by the listing agent
- Elementary: San Jose Elementary-PN
- Middle: Dunedin Highland Middle-PN
- High: Dunedin High-PN
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Pinellas County
- Dunedin
- 34698
- 548 Bay St
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