For sale

Price cut: $3.5K (9/8)

$416,500

55 Cottage St, Fitchburg, MA 01420

4beds

1,536sqft

$2,968/mo

Get pre-qualified

Single Family Residence

Built in 1908

0.27 Acres Lot

$418,200 Zestimate^®

$271/sqft

$-- HOA

What's special

Re-finished deckEat-in kitchenDining roomNew stoveGenerous sized roomsFreshly painted roomsLarge private two-tiered yard

BUYER INCENTIVE - $5K CLOSING COST CREDIT TO THE BUYER or will consider renting also. This home is in move-in condition with gas heat. Colonial style home with 1,536 sq. ft. of living area with generous sized rooms of 4 bedrooms on 2nd floor and one first floor or home office, living room and dining room. Recent improvements are architectural roof (Jan/2017), gutters, freshly painted rooms & re-finished deck plus a remodeled full bathroom & half bath. The eat-in kitchen has Corian counters, new stove, large pantry, kitchen bar open to dining room. Option for laundry to be on first floor (pantry hook-up) is currently in the basement. Paved driveway for 4-5 cars and a shed. Enjoy the large private two-tiered yard that gives you distinct zones for different outdoor activities. Close to Rte. 2 and Great Wolf Lodge, Fitchburg University, MWC College and Wachusett Mountain Ski area.

112 days
332
23

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Primary bedroom

Level: Second

Bedroom 2

Level: Second

Bedroom 3

Level: Second

Bedroom 4

Level: Second

Bedroom 5

Level: First

Primary bathroom

Features: No

Bathroom 1

Level: First

Bathroom 2

Level: Second

Dining room

Level: First

Kitchen

Level: First

Living room

Level: First

Heating

Steam, Natural Gas

Cooling

Window Unit(s)

Appliances

Included: Gas Water Heater, Leased Water Heater, Oven, Dishwasher, Refrigerator
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup

Features

Flooring: Wood Laminate
Doors: Insulated Doors
Basement: Full,Partially Finished,Walk-Out Access
Has fireplace: No

Interior area

Total structure area: 1,536
Total interior livable area: 1,536 sqft
Finished area above ground: 1,536
Finished area below ground: 922

Property

Parking

Total spaces: 4
Parking features: Paved Drive, Tandem, Paved
Uncovered spaces: 4

Accessibility

Accessibility features: No

Features

Patio & porch: Deck - Wood
Exterior features: Deck - Wood

Lot

Size: 0.27 Acres
Features: Gentle Sloping

Details

Parcel number: M: 0230 B: 0050 L: A,1511722
Zoning: RB

Construction

Type & style

Home type: SingleFamily
Architectural style: Colonial
Property subtype: Single Family Residence

Materials

Frame
Foundation: Stone
Roof: Shingle

Condition

Year built: 1908

Utilities & green energy

Electric: Circuit Breakers, 100 Amp Service
Sewer: Public Sewer
Water: Public
Utilities for property: for Electric Range, for Electric Oven, for Electric Dryer, Washer Hookup

Community & HOA

Community

Features: Shopping, Park, Golf, Highway Access, House of Worship, Private School, Public School, University
Security: Security System

HOA

Has HOA: No

Location

Region: Fitchburg

Financial & listing details

Price per square foot: $271/sqft
Tax assessed value: $340,100
Annual tax amount: $4,520
Date on market: 6/20/2026
Listing terms: Lender Approval Required
Road surface type: Paved

Estimated market value

$418,200

$397,000 - $439,000

$3,311/mo

Price history

Date	Event	Price
9/8/2026	Price change	$416,500-0.8%$271/sqft
Source: MLS PIN #73535775 Report a problem
7/26/2026	Price change	$420,000-3.3%$273/sqft
Source: MLS PIN #73535775 Report a problem
7/14/2026	Price change	$434,500-2.4%$283/sqft
Source: MLS PIN #73535775 Report a problem
6/20/2026	Listed for sale	$445,000+256.3%$290/sqft
Source: MLS PIN #73535775 Report a problem
10/24/2013	Sold	$124,900$81/sqft
Source: Public Record Report a problem
9/4/2013	Listed for sale	$124,900+4.2%$81/sqft
Source: Champa Realty, Inc. #71577844 Report a problem
4/11/2013	Listing removed	$119,900$78/sqft
Source: Realtyology, Inc./McDonald Real Estate #71477192 Report a problem
1/30/2013	Listed for sale	$119,900+17%$78/sqft
Source: Realtyology, Inc./McDonald Real Estate #71477192 Report a problem
8/27/2010	Sold	$102,500-8%$67/sqft
Source: Public Record Report a problem
11/12/2009	Sold	$111,469-48.6%$73/sqft
Source: Public Record Report a problem
12/5/2007	Sold	$217,000+63.8%$141/sqft
Source: Public Record Report a problem
5/10/2007	Sold	$132,500$86/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,379 +5.1%	$324,100 +15.3%
2024	$4,165 +0.5%	$281,200 +8.7%
2023	$4,144 +7.7%	$258,700 +18.5%
2022	$3,846 +10.8%	$218,400 +19.7%
2021	$3,471 +3.2%	$182,400 +6.9%
2020	$3,364 +1.4%	$170,700 +5.4%
2019	$3,319 +9.6%	$162,000 +12.4%
2018	$3,028 +5.2%	$144,100 +7.6%
2017	$2,878 +8.5%	$133,900 +7.2%
2016	$2,652 +5.4%	$124,900 +2.7%
2015	$2,515 +17.7%	$121,600 +12.9%
2014	$2,136 -2.2%	$107,700 -6%
2013	$2,183 -4.4%	$114,600 -11.6%
2012	$2,284 +3.1%	$129,600 -5.3%
2011	$2,216 -4.9%	$136,800 -25.4%
2009	$2,330 +8.6%	$183,500 +0.5%
2008	$2,146 +3.9%	$182,600 +2%
2007	$2,066	$179,000 +4.5%
2006	$2,066 +4.6%	$171,300 +11.5%
2005	$1,975 +3.1%	$153,700 +10.9%
2004	$1,915 +11.1%	$138,600 +26.7%
2003	$1,723 +14.7%	$109,400 +29.8%
2001	$1,502 +2.5%	$84,300 +4.7%
2000	$1,466 +18.6%	$80,500 -1.7%
1996	$1,236	$81,900